Dan The Mortgage Man

06/23/2024

I am grateful to have been recognized by The National Association of Hispanic Real Estate Professionals as one of the Top 250 Mortgage Loan Officers in the Country.

While awards like this are great and I have won several over my 33 years of lending, the best award will always be a glowing review from a client 😊



Buying a home, home buyer, home buying tips, home buyer tips, interest rates, home loans, mortgage, real estate, Orlando, Grand Rapids

04/17/2024

Changes Ahead!

Buying a home can be an overwhelming process. There are a lot of moving pieces to a successful home buying journey.

Recently, there have been some significant changes to this process for home buyers. Even the most experienced home buyers will note some changes.

Many buyers would casually dip their toes in the water by going to look at homes. Often times at the spur of the moment. While you can still do that. A Realtor will soon likely require that you sign a Buyer’s Agency agreement before showing you a home.

This is a significant departure from years past and a newly implemented requirement for most homebuyers. This agreement is a legally binding contract between you and the Realtor and spells out how they are compensated (more on that in a different post to come).

If you are thinking of buying a home, you will want to research potential real estate agents to represent you. You are going to want the most experienced, knowledgeable agent that suits you. This means you will want to research potential candidates for the job.

If you need help, or you want to start this process with no obligation, feel free to reach out to my team and I. We will help you understand financing options and will provide you with recommendations of experienced agents who can assist you.

Now, more than ever, you need an experienced agent on your side 😊



[buying a home, home buyer, home buying tips, home buyer tips, interest rates, home loans, mortgage, real estate, Orlando, Grand Rapids]

03/20/2024

For my Realtor friends. Here is a reminder of the maximum concession that a seller is allowed to make on a buyer's behalf. This is as of today, March 20, 2024.

Any commission paid DIRECTLY to a buyer's agent is not included in these limits and is permissible (same as what is happening currently).

As we all adjust to new ways of doing the same things, remember in every challenge there is often great opportunity. It is just a matter of perspective! 😊

03/02/2024

Few things make me as happy as a happy client. If you are shopping for a mortgage, read your potential lenders reviews. If they don't have any, there is a reason why. I have several hundred between Google & Zillow. They all are like this one😊.

12/17/2023

I recently had a chance to contribute to this Nerd Wallet article. Some of my thoughts for those of you looking to buy a house in 2024 :)

Prices and competition remain high, but there’s still no time like the present to start shopping.