John Muhammad-NMLS 1498175

John Muhammad-NMLS 1498175 PrimeLending NMLS ID: 13649 I’m John Muhammad, NMLS 1498175, Loan Officer with PrimeLending. primelending.com/legal Equal Housing Lender

12/04/2025

Three things to avoid if you’re planning on buying a home soon. dallasrealestate dallasrealestate

11/05/2025

Homeownership can be broken down into four funnels Income, assets, credit and debt ratio all being equal and in no particular order.

Haunting Debt:By using the equity you've built in your home, a cash-out refinance* could help you refresh your budget wi...
10/09/2025

Haunting Debt:
By using the equity you've built in your home, a cash-out refinance* could help you refresh your budget with one simple monthly mortgage payment.
Here's what that could mean for you:
• Enjoy the predictability of one monthly mortgage payment
• As part of a cash out refinance you will receive a lump sum of cash you can use however you want — like home improvements, major expenses, or even consolidating higher-interest debts
• Potentially save on mortgage interest over time
Reach out to take back your budget this October.
*All loans subject to credit approval and meeting eligibility requirements. Restrictions apply. Must meet minimum equity requirements. By refinancing an existing loan, the payments and total finance changes may be higher over the life of the loan.

Fall is here, which means it’s time to give your home a little extra care.A few quick tasks now can save you money and h...
10/09/2025

Fall is here, which means it’s time to give your home a little extra care.
A few quick tasks now can save you money and headaches later:
• Swap out your air filters to keep energy bills down and your air clean
• Clear gutters so falling leaves don’t cause water damage
• Check your heating system before the first chilly night
• Test smoke and carbon monoxide detectors for peace of mind
• Seal windows and doors to keep cozy air in and drafts out
Staying on top of these small projects can make your home more comfortable, efficient, and ready for the season ahead. Happy fall!

You’ve probably seen the headlines about the government shutdown, but what does it mean for your mortgage? Here’s a quic...
10/07/2025

You’ve probably seen the headlines about the government shutdown, but what does it mean for your mortgage? Here’s a quick breakdown of how government loan programs may be affected if you’re in the middle of buying a home.

If you’re applying for a conventional loan with me, your mortgage process is moving forward as normal.

For government-backed loans, here’s what’s happening right now:
• Your loan is not canceled, but depending on the type of program, things may move more slowly.
• USDA loans: New approvals are paused until the shutdown ends.
• FHA, VA, and loans backed by Fannie Mae or Freddie Mac: These are still moving forward, but reduced staffing may cause delays.

Here’s the bottom line, while some programs may experience slower processing times, my team and I are here to keep you informed every step of the way. If you have questions about your loan or timeline, don’t hesitate to reach out, I’m here to help guide you through it.

Thinking about refinancing? Here are 3 common reasons people choose it:1. Interest Rates: Lock in a lower rate and cut y...
10/06/2025

Thinking about refinancing? Here are 3 common reasons people choose it:
1. Interest Rates: Lock in a lower rate and cut your monthly payment.
2. Equity: Put rising home values to work for you — a home equity loan* provides a lump sum of cash you can use however you want, including funding renovations, consolidating debt, or building a cushion for the future.
3. Loan Terms: Adjust your payoff timeline: shorten it to own your home faster or extend it to free up cash each month.
Refinancing isn’t one-size-fits-all, it’s about making your mortgage fit your life. Want to see what your numbers could look like?

Reverse Mortgage:Your home has been your biggest investment — now it can give back to you.With a reverse mortgage, homeo...
10/06/2025

Reverse Mortgage:
Your home has been your biggest investment — now it can give back to you.
With a reverse mortgage, homeowners 62 or older can use their home equity without selling or moving. Instead of making monthly mortgage payments, you can:
• Get extra cash each month or as a line of credit
• Use the money for retirement expenses, healthcare, or home updates
• Stay right where you’re most comfortable, in your own home
It’s a simple way to make your home work for your retirement goals.
Wondering if this could be the right fit for you? I’m here to walk you through it.
*These are brokered loan products. All credit decisions for brokered loan products will be made by the third-party lender. Restrictions and limitations apply. Please see https://www.primelending.com/refinance/reverse-mortgage for additional information. It is strongly advised that you consult with your family and / or trusted financial planner when considering any reverse mortgage loan.

10/03/2025

Interest rates are getting better. The thing you should know is you can never go back and renegotiate the price you pay for a home that you can always refinance the interest rate the time to buy is now.. www.applywithjohn.com

🌟 Get to Know John Muhammad! 🌟Your friendly neighborhood mortgage lender at PrimeLending in Grand Prairie, TX. With 23 ...
11/02/2024

🌟 Get to Know John Muhammad! 🌟

Your friendly neighborhood mortgage lender at PrimeLending in Grand Prairie, TX. With 23 years of industry experience! 🏡 Whether you’re a realtor seeking a dependable partner or a client ready to buy your dream home, I’m here to make the process smooth and stress-free. I am licensed in most states in America. Let’s turn your homeownership dreams into reality together! 🔑


Address

2505 N State Highway 360 Ste 150
Grand Prairie, TX
75050

Telephone

+16822195503

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