Janay Austria - Mortgage Loan Officer

06/06/2025

💥 CLOSED with $7,000 in seller concessions! 💥

My amazing clients just closed on their first home and got $7,000 from the seller to help cover closing costs 🙌

📊 With nearly 1 in 2 homes in DFW offering seller concessions right now, buyers have more power than they realize. Sellers are using incentives like covering closing costs, repairs, or rate buydowns to attract buyers.

🏡 Planning to buy soon? Let’s build a strategy so you’re ready to negotiate and win like this too!

06/03/2025

Working hard so you don’t have to stress about home loans 💻💼

🏠Thinking about buying a new home soon? Let’s talk NOW so that you can be ready!
📲Contact me today so we can create a game plan so you’re fully prepared when the time is right!

04/19/2025

🥳Closed & Funded!

🏠Huge congrats to my amazing clients on their first home! Your persistence and patience through every obstacle made this moment so worth it. Here’s to new beginnings and big dreams coming true!

Ready to find your dream home? Contact me today to start the process! 📲

07/24/2023

🥳Closed & Funded!

🏡Congrats to my client on the purchase of his first home! He didn’t have much to put down for closing costs and down payment but with the help of the TSAHC down payment assistance program and seller concessions we made it happen!

💰So if you think you you can’t afford to buy a home, think again! Let me help you turn your homeownership dream into reality!

📲 Contact me today if you have any questions about down payment assistance!

06/27/2023

🎉Congrats to my client on closing on her first home.

✨She set herself up for success by purchasing a duplex as her first property. She put only 3.5% down using an FHA loan and was able to use future rental income on the unit she wouldn’t be occupying as part of her qualifying income.

💵 After a year or 2 when her property appreciates in value, she can tap into that equity and purchase another property!

🏡 Using this strategy can help you build your investment portfolio without having to put too much money down. Now that’s how you build wealth through real estate!

📲 Contact me today to get started!

01/20/2023

hosts the best events! Can’t wait to see what this year has in store for us. Love my team!

10/21/2022

📍Did you know I can help you get into your dream home in multiple states?

🏢Absolute Mortgage & Lending is now licensed in 20 states!!!

📲Contact me today to get started on your pre-approval.

10/15/2022

🎉Closed and funded!

So happy I was able to help this couple into a bigger home for their family. They used the funds from the sale of their first home not only to pay for down payment and closing costs but also to pay down debts in order to fix their credit so they could get approved.

It was definitely a long process but I’m glad they stuck it through and trusted me to help them get to closing!

📲 Contact me today so I can help you get into your dream home!

09/16/2022

💡Did you know the first step in buying a home should be to get pre-approved?

🏠Here’s 5 great reasons why you should get pre-approved before looking at homes.

📲Ready to apply? Contact me today!

07/14/2022

07/11/2022

💳Everyone is always talking about how important your credit score is when it comes to rates and buying a home. But do you know what makes up your credit score?

✨The five factors that make up your credit score are payment history, amounts owed, length of credit history, types of credit and new credit.

💡Now that you know what factors affect your credit score you can start working on improving it! You need at least a 580 to qualify for an FHA loan and 620 for Conventional.

📲Still have questions more questions? Feel free to shoot me a message.

06/30/2022

🗣Be prepared when buying a home!

❓When speaking to a mortgage lender it is so important to ask questions. Buying a home is one of the biggest purchases of your life so you want to make sure you understand the details like rates, mortgage types, costs, etc.

💡By becoming an informed buyer the mortgage process becomes less stressful and confusing and more exciting and enjoyable.

📲Contact me today if you have any questions.