Academy Mortgage NMLS 3113, Debra Pace, NMLS 278333

Academy Mortgage NMLS 3113, Debra Pace, NMLS 278333 Debra Pace, Loan Originator, NMLS #278333. Equal Housing Lender. Cherry Creek Mortgage Co., Inc. NMLS #3001.

Are you trying to figure out the right time to list? This season has some unique opportunities. Here are the top 5: http...
10/11/2022

Are you trying to figure out the right time to list? This season has some unique opportunities. Here are the top 5: https://tinyurl.com/ywacvywa

If you have questions about selling, I’d love to help. I can present you with the pros and cons based on your unique market and help you determine when the time is right. Just give me a call or shoot me a message.

Need a credit boost? Then you might appreciate this news. As of July 1, 2022, big changes are being made to how medical ...
10/06/2022

Need a credit boost? Then you might appreciate this news. As of July 1, 2022, big changes are being made to how medical collections debt appears on credit reports. Not only will this help millions carrying credit-limiting medical debt, but it has the potential to help homebuyers too. Read our blog for details: https://tinyurl.com/z4a9ds74

There is a new way to stay competitive in this market—Pre-Approval+. With Pre-Approval +, you have an underwriter review...
10/04/2022

There is a new way to stay competitive in this market—Pre-Approval+. With Pre-Approval +, you have an underwriter review your offer before you bid, so deal-breakers are a thing of the past. The new way is here: Pre-Approval+ with underwriting.

Picture this: You finally find the perfect home with all your must-have features. It’s been months since you’ve seen a h...
09/29/2022

Picture this: You finally find the perfect home with all your must-have features. It’s been months since you’ve seen a house this great. But you also know mortgage rates are increasing. Contact me to find out if you should act now, or if it’s smarter to wait.

A flipped house makes a strong impression, but is it really your smartest choice? Oftentimes, flippers are concerned wit...
09/26/2022

A flipped house makes a strong impression, but is it really your smartest choice? Oftentimes, flippers are concerned with maximizing profit. This can come at the expense of a job well done. You can read all about this here: https://tinyurl.com/yckbchnm

The other option is to buy and customize your own house, an option that many of today’s homebuyers are considering so they can ensure they find a home they love. Contact me to learn how you could use an all-in-one Renovation Loan to bring your dream home to life.

You can take out a home loan for one of three property types: a primary home, a second residence, or an investment (rent...
09/23/2022

You can take out a home loan for one of three property types: a primary home, a second residence, or an investment (rental) property. The type of property you purchase can influence the interest rate you qualify for—impacting how much you pay for your mortgage. You can read all about it here: https://tinyurl.com/dny38kae

Which property type is right for you? Contact me for a personalized assessment, and I can help you explore your options.

The Federal Reserve just increased rates for the 5th time this year. This is another step in the continued fight against...
09/22/2022

The Federal Reserve just increased rates for the 5th time this year. This is another step in the continued fight against inflation. Usually, we see higher mortgage rates in times of inflation, while an economic slowdown or recession can have the opposite effect, potentially triggering a mortgage rate decline.
So, what’s going to happen to mortgage rates? Keep reading to find out - "https://tinyurl.com/2p8eff3d"

Whether you’re buying your first home or selling and buying a new one: You could increase the odds of getting into a hom...
09/20/2022

Whether you’re buying your first home or selling and buying a new one: You could increase the odds of getting into a home you love by using this strategy. Call or message me to find out if an all-in-one Renovation Loan (financing the repair costs into your mortgage) could create new opportunities.

NEW! $715,000 Conventional Loan Limit! Have you heard about the new conforming loan limit of $715,000? ($1,073,000 in Al...
09/15/2022

NEW! $715,000 Conventional Loan Limit!
Have you heard about the new conforming loan limit of $715,000? ($1,073,000 in Alaska and Hawaii.) You don’t have to meet the higher requirements of a Jumbo Loan! CALL ME today about this great opportunity to buy!

In the current interest rate environment, we understand the need to have more options to offer your borrowers. We are wo...
09/14/2022

In the current interest rate environment, we understand the need to have more options to offer your borrowers. We are working diligently to expand our long-term lock options and are pleased to announce 70-, 85- and 115-day lock options on the Jumbo ARM products. Contact us today for more information.

Address

604 25 Road
Grand Junction, CO
81501

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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