Dave Godwin - NMLS# 2186045 - Central Bank

09/03/2026

If you buy a home now, you could spend the rest of the year making memories in your new space! If you're interested in being home before the holidays, send me a DM!

Member FDIC | NMLS # 407985 | Equal Housing Lender

08/27/2026

Newly married and ready to find your dream home together? Here are some essential tips to keep in mind while house hunting!

Send me a message to get started today!

Read more at: https://www.centralbank.net/learning-center/homeownership/buying/tips-to-newlyweds-for-house-shopping/

Member FDIC | NMLS # 407985 | Equal Housing Lender

08/13/2026

When deciding whether a Fixed-Rate or Adjustable-Rate mortgage is right for you, it's important to consider your current and future finances.

Message me today, and we can explore your options to find the best path forward.

Read more about the different types of mortgages on our Learning Center: https://www.centralbank.net/learning-center/

Member FDIC | NMLS # 407985 | Equal Housing Lender

08/06/2026

It's Back to School Time! 📚

As we gear up for a new school year, it's the perfect opportunity to brush up on some mortgage basics and prepare for your journey to homeownership this fall!

Whether you're a first-time buyer or looking to upgrade, I'm here to help you navigate the process. Have questions? Don't hesitate to DM me anytime!

Member FDIC | NMLS # 407985 | Equal Housing Lender

07/31/2026

When people hear “VA loan,” they often think of one benefit first: no down payment.

But that is only part of the conversation.

Many Veterans and service members do not realize they may be able to use their VA loan benefit more than once, that VA loans do not require monthly mortgage insurance, or that this option is not limited to first-time homebuyers.

Like any mortgage option, the right fit depends on the full picture — eligibility, goals, property type, credit, income, and overall strategy.

If you or someone you know has served, connect with a local mortgage lender to talk through VA loan options and see what may be available based on your situation.

This is for informational purposes only and is not a commitment to lend. All loans are subject to credit approval, borrower qualifications, program guidelines, property eligibility, and underwriting approval. Additional terms and conditions may apply.

Member FDIC | NMLS # 407985 | Equal Housing Lender

07/21/2026

Refinancing can be a wise decision, and can allow you to lower your monthly payments, or get a shorter loan term. However, it’s important to evaluate both sides of refinancing. I can help guide you through the decision-making process and find what is right for you.

Contact me today or visit our Learning Center for more: https://www.centralbank.net/personal/home-loans/refinance/pros-and-cons-of-refinancing/

Member FDIC | NMLS # 407985 | Equal Housing Lender

07/17/2026

For the people who show up for our communities every day — this one is for you.

Our Service Hero Loan is designed for eligible teachers, firefighters, law enforcement, and EMTs. The program offers up to 100% financing, no borrower-paid mortgage insurance, and is available for the purchase of a primary residence.

Available in every state except Massachusetts, Maryland, California, Delaware, Maine, and New York.

Reach out if you’d like to see if this could be a good fit for your homebuying plans.

For informational purposes only. Not a commitment to lend. Loan approval, terms, rates, costs, discount points, and concession limits are subject to borrower qualifications, credit approval, program guidelines, property eligibility, contract terms, and underwriting.

Member FDIC | NMLS # 407985 | Equal Housing Lender

07/16/2026

07/14/2026

Before undertaking the important step of applying for a home loan and getting approval, a little upfront research can help streamline the application process:

Check your credit report: Having a good credit score not only makes the application process easier, but it can also result in a better interest rate.

Get prequalified: Get prequalified for a mortgage. This can help you secure the home you want more quickly because lenders—and home sellers—know you are one step closer to obtaining a mortgage.

Understand your upfront costs: Once you have your finances in order, start researching the cost of your future home. Your mortgage will only be part of what you have to pay.

Lock down an interest rate: Rates can change, so make sure to take all necessary steps to lock in a good rate.

For more information, check out: https://www.centralbank.net/learning-center/homeownership/buying/applying-for-home-loan-infographic/
Member FDIC | NMLS # 407985 | Equal Housing Lender

07/10/2026

Real dangerous out there