Andres Madril - Madril Mortgage Team

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Grand Junction, CO
Andres Madril - Madril Mortgage Team

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Mortgage loan officer for 20+ years. NMLS #124211 Today, PRMG is licensed in 48 states in addition to Washington DC and by the U.S.

As one of the largest privately held national mortgage lenders and residential home lenders, PRMG has successfully helped homeowners purchase and refinance their homes across the country. PRMG has consistently been recognized within the top 25 largest independently owned mortgage lenders in the nation. When PRMG first opened our doors, there was a staff of 3 individuals dedicated and committed to helping to grow the company. Department of Housing and Urban Development (HUD) with over 150 branches and operation centers strategically located across the country, supported by 1,700 employees and growing each day!

11/02/2026

11/02/2026

📬✨ Madril Mortgage Team's Weekly Market Update! 🏡📊 Follow along each week as we simplify the latest mortgage and housing news so you can stay informed!

U.S. home values rose 0.3% from July to August after seasonal adjustment. Compared to a year ago, national home values are up 2.1% overall.

10/29/2026

10/27/2026

The thing you remember about a home probably isn't the square footage. It's the Saturday morning coffee. The messy holidays. The first mark on the doorframe. The little routines that become yours. That's the part of homeownership that doesn't show up on a listing sheet.

What would make a house feel like your home?

Save this for your someday list, and share it with someone who has a picture of home in their head already.

Benefits of Homeownership | Building Equity | Dream Home | New Homeowner | Mortgage Lender | Home Loans | First Time Home Buyer | Homebuyer Education | Mortgage Tips | Home Buying Tips | Homeownership | Mortgage Education | Home Loan Programs | Real Estate | PRMG

10/26/2026

📬✨ Madril Mortgage Team's Weekly Market Update! 🏡📊 Follow along each week as we simplify the latest mortgage and housing news so you can stay informed!

The MBS Highway National Housing Index fell to 15 in October, down from 22 in September, marking its fifth consecutive monthly decline. After reaching a seasonal high of 47 in May, the index has continued to weaken, with both buyer activity and home price direction declining sharply from the previous month.

10/22/2026

🏡 VA HOME LOAN TIP: SELLER CONTRIBUTIONS CAN DO MORE THAN YOU THINK! 💰✨

When buying a home with a VA loan, seller contributions may do more than just cover closing costs! Understanding the difference could open up more options for your home purchase. 🔑

Here’s how seller contributions may help you:

✅ 💵 Help With Closing Costs
Sellers may be able to cover eligible closing costs, which are treated separately from the VA’s 4% seller concession limit.

✅ 📉 Lower Your Interest Rate
Seller-paid discount points may help reduce your interest rate and monthly mortgage payment.

✅ 💳 Help With Eligible Debt
Certain seller concessions may be used to pay off eligible debts, potentially lowering your monthly financial obligations.

🏠 Before assuming a price reduction is your best option, ask whether seller contributions could be structured to better support your financial goals.
Every transaction is different, and your options depend on your purchase details, VA guidelines, and lender requirements.

🎖️ Planning to use your VA home loan benefit?
📲 Connect with the Madril Mortgage Team to explore your options and discover what may be possible for you!

🏡🔑

10/21/2026

A rate headline can tell you what's happening in the market. It can't tell you what buying a home would look like for you. That's where your own numbers come in. Your price range, loan scenario, down payment and other factors can change the picture.

Before a headline makes you hit pause, make sure you know what it actually means for your situation.

Save this for the next rate headline, and send it to someone who's been watching the market.

Mortgage Rates | Interest Rates Homebuyers | 30 Year Fixed Rate | Freddie Mac Rates | Housing Market | Mortgage Lender | Home Loans | First Time Home Buyer | Homebuyer Education | Mortgage Tips | Home Buying Tips | Homeownership | Mortgage Education | Home Loan Programs | Real Estate | PRMG

10/19/2026

The fun part of buying a home is scrolling the listings. The useful part is knowing what you're looking at before you fall in love with one. A little preparation upfront can mean fewer surprises later, especially when it comes to your budget, upfront costs and the people helping you through the process.
And when something doesn't make sense? Ask.

Save this before your first showing, and share it with someone who's officially in house-hunting mode.

First Time Home Buyer Tips | Home Buying Process | Earnest Money | Mortgage Pre-Approval | Homeowners Insurance | Home Inspection | Mortgage Lender | Home Loans | First Time Home Buyer | Homebuyer Education | Mortgage Tips | Home Buying Tips | Homeownership | Mortgage Education | Home Loan Programs | Real Estate | PRMG

10/14/2026

You don't have to know what the market will do next to start understanding your options. You can look at what you can control: your budget, your financing options, potential assistance, and what you're comfortable with. That doesn't mean buying is right for everyone or that you need to make a decision today.
It just means you don't have to wait for a perfect market to get informed.

Save this for later, and send it to someone who's been waiting for the market to change.

Should I Wait to Buy a House | Down Payment Assistance | Seller Contributions | Homebuying Options | Mortgage Rates | Mortgage Lender | Home Loans | First Time Home Buyer | Homebuyer Education | Mortgage Tips | Home Buying Tips | Homeownership | Mortgage Education | Home Loan Programs | Real Estate | PRMG

10/13/2026

You made it under contract!

Now is probably not the time to make big financial moves without talking to your loan officer first. Things that seem completely unrelated to your mortgage can sometimes change the financial picture your loan was based on.

When you're this close to closing, a quick question can be worth making.

Save this until closing day, and send it to someone who's under contract right now.

Before Closing Tips | Mortgage Approval | What Not to Do Before Closing | Underwriting | Closing Day | Mortgage Lender | Home Loans | First Time Home Buyer | Homebuyer Education | Mortgage Tips | Home Buying Tips | Homeownership | Mortgage Education | Home Loan Programs | Real Estate | PRMG

Address

523 1/2 Main Street Suite 2
Grand Junction, CO
81501

Telephone

+19702164896

Website

https://www.prmg.net/loanofficer/andres-madril/

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