TJ Mortgage Pro

Real loans. Real Savings. We help investors and homeowners skip the retail fees and build wealth with smart and strategic lending. Equal housing lender.
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Nexa Mortgage, LLC
NMLS #1660690 (www.nmlsconsumeraccess.org). 1800-401-6587. All rights reserved, This is not an offer into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for a dollar amounts/ Other restrictions and l

imitations apply. Nexa Mortgage cannot accept mortgage loan applications or inquiries for properties located in New York through this site. Regulated by the Division of Real Estate.

09/01/2026

Check this one out. 👇

6 months ago this investor bought this Akron home for $70K cash.

A little love and TLC later… it appraised for much more, is rented, and is producing $500+ a month in positive cash flow.

Today we closed the cash-out refinance and put over $86K back in the investor’s hands.

That’s a WIN.

While some sit on the sidelines complaining about rates, smart investors are still finding opportunities and putting their money to work.

What would 1, 2, or 3 properties like this do for your lifestyle?

Find the opportunity. Have the right financing partner. We’ll help with the rest.

08/07/2026

🏚️ McCook, Nebraska — Fix. Add Value. Hold.

This investor is purchasing a property that needs a complete renovation, and we're financing the acquisition plus the rehab with only 10% into the project.

Here's where it gets good:

➡️ Investor will have approximately $80,000 in equity based on the projected completed value.
➡️ We expect to close the acquisition financing in 15 days or less.
➡️ Once renovations are complete, we'll transition the property into a long-term DSCR loan.
➡️ Projected rental cash flow: $800+ per month.

That's the entire strategy:

Buy it. Improve it. Create equity. Refinance it. Keep the cash flow.

The right financing isn't just about getting the deal closed. It's about thinking two or three moves ahead and having the exit strategy in place before you ever start the renovation.

That's how we help investors build portfolios, not just close loans.

07/29/2026

Investors, this is what scaling your portfolio looks like. 🏡🏡🏡🏡🏡🏡🏡

One of our clients just purchased 7 investment properties with one loan and closed in 19 days.

✅ Up to 90% Loan-to-Cost (including renovation)
✅ Up to 70% After Repair Value (ARV)
✅ No income documentation
✅ Desktop appraisals for faster closings

This wasn't just about getting approved—it was about having the right strategy and the right lending partner.

I've been an investor, a builder, and now a mortgage broker. I understand how important speed, leverage, and reliable financing are when opportunity knocks.

Experience matters. When your lender understands investing, the conversations are different, the strategy is better, and the ex*****on is smoother.

If you're ready to grow your portfolio, let's build a financing strategy that helps you buy the next property—and the one after that.

07/25/2026

Another construction project funded and another builder moving forward.

Whether you’re building your first spec home or managing multiple projects, we have financing solutions designed to keep your project moving.

✅ Up to 85% Loan-to-Cost (LTC)
✅ Up to 70% Loan-to-Appraised Value (ARV/LTV)
✅ No income documentation
✅ No tax returns
✅ Financing based on the project’s after-repair value and your building experience
✅ Fast underwriting and streamlined draws from videos you provide .

Our goal is simple: make financing the easiest part of your build so you can focus on what you do best—building.

If you’re a builder looking for a lending partner that understands construction financing, let’s connect.

07/20/2026

Stop chasing appreciation. Start thinking CASH FLOW.

This Akron, OH investment property was refinanced in just 15 days with no seasoning after a cash purchase. It is now generating $500+ per month in positive cash flow.

Whether you're buying your first rental or scaling a portfolio, the right financing can make all the difference.

✅ No minimum DSCR
✅ No loan minimums
✅ Close in your LLC
✅ Fast closings
✅ Choose your own appraiser

If you've been waiting for the "perfect time" to invest, remember this:

The best investment properties pay you while you sleep.

06/19/2026

Most people think the goal of a refinance is a lower payment.
Wrong.
The goal is to accomplish YOUR goal.
This homeowner didn't want another 30 years of payments.
They wanted freedom.
So, we reduced their rate from 8.25% to 5.50%, shortened the term to 15 years, and positioned them to save over $450,000 in interest.
For only $285 more per month.
Because not everyone wants vanilla ice cream.
We listen.
We create solutions.
And we help people build wealth intentionally.
Who you work with matters.

06/17/2026

Akron, OH ✅

This investor purchased the property at a wholesale price using cash, completed the renovation with cash, and was looking for a way to pull that capital back out and move on to the next deal.

Using a Cash-Out DSCR refinance with no seasoning requirements, we were able to lend off the new appraised value, pay off the hard money loan, transition the property into a long-term rental, and recoup 100% of the investor's original cash investment.

Loan Highlights:

✅ No income documentation
✅ No tax returns
✅ No minimum credit score requirement
✅ Up to 80% LTV
✅ Close in an LLC
✅ No reporting to personal credit
✅ Competitive rates & fees
✅ Fast closing

This is exactly why investors leverage DSCR financing. Buy right, add value, refinance based on the new appraised value, and put your capital back to work on the next opportunity.

🔗 https://linktr.ee/tjmortgagepro

06/16/2026

Not every transaction follows a straight path, but successful outcomes come from having the flexibility and expertise to adapt when challenges arise.

For this investment property, the objective was clear: refinance out of a hard money fix-and-flip loan, transition the property into a long-term rental, and preserve cash flow for the investor.

This Cash-Out DSCR loan provided the investor with the ability to move forward while avoiding significant extension costs and maintaining momentum on their investment strategy. While recouping just over 90% of their full initial investment.

Key loan highlights:

✅ No income documentation required
✅ No tax returns required
✅ No credit score requirement
✅ Up to 80% LTV
✅ Eligible to close in a Layered entity LLC's
✅ No reporting to personal credit
✅ Competitive rates and fees
✅ Efficient closing process

If you're exploring financing for an investment property, let's discuss your goals and identify the strategy that best fits your situation.

🔗 https://linktr.ee/tjmortgagepro

05/21/2026

"Second time we chose to work with him.”
That right there means everything. Thank you for the continued trust and support! ⭐️
When they come back, is when you know you do things right.

05/20/2026

Most people only hear about their traditional FICO score.
But for some Conventional and VA loans, we may be able to use the VantageScore model instead.

In this case, it made a HUGE difference 💥
723 vs. 655 — saving our client an additional $6,525 on their cash-out refinance.

If high-interest debt is keeping you stuck, let’s explore your options.
Conventional, VA and now FHA Streamline refinances

Address

571 25 Road
Grand Junction, CO
81505

Website

https://linktr.ee/tjmortgagepro, https://heloc.nexamortgage.com/invite/nexa-mortgage-llc/t.j.-hines/signup, https://them

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