Universal Funding LLC - Taneal Mautz

Universal Funding LLC - Taneal Mautz Lower rates, Appraisal Waviers, and 2-Week Closings!

Universal Funding LLC - Branch Manager (Grand Junction)

With over 40 years of combined experience, we, at Universal Funding LLC, pride ourselves on being the best wholesale mortgage lender!

Things I’ll never apologize for as your mortgage broker… …asking for one more document when I know it helps keep things ...
05/23/2026

Things I’ll never apologize for as your mortgage broker… …asking for one more document when I know it helps keep things moving. …ruining the vibe with accurate math before you emotionally move into the house. …saying “please don’t buy a car right now” like it’s part of my personality. …caring less about the max approval number and more about whether you’ll still like the payment in November. …replying “let’s run numbers” to every Zillow link you send me. I’m not trying to be difficult. I’m trying to make closing day feel easy. DM me READY if you want someone who protects the fun part too. 

 

The investors I’ve worked with who’ve scaled the fastest usually all started the same way: with a duplex, triplex, or fo...
05/22/2026

The investors I’ve worked with who’ve scaled the fastest usually all started the same way: with a duplex, triplex, or fourplex.

They lived in one unit, rented the others out, let the rental income help offset the mortgage, and built equity while the property was producing income at the same time. A couple years later, they had the experience, equity, and cash flow to go buy the next one.

That doesn’t mean a single-family home isn’t a great investment too, it absolutely can be. But if you’re open to owner-occupying for a year or two, small multi-family properties can accelerate things a lot quicker than most people realize.

And the best part?

2-4 unit properties still qualify for residential financing, which surprises a lot of first-time buyers and investors.

If you’ve been looking at duplexes, triplexes, or fourplexes, send me one. I’m always happy to help run numbers and show you what it could realistically look like.

05/15/2026

Why Smart Buyers Are Asking About 1-0 Buydowns

A lot of buyers assume they need to “wait for rates to drop” before purchasing a home. But financing strategies like the 1-0 buydown are helping buyers create more manageable payments right now.

The concept is simple: the interest rate is reduced by 1% for the first year of the loan, helping lower the monthly payment temporarily.

That lower payment can make a huge difference during the transition into homeownership.

And yes—we’re currently offering FREE 1-0 buydowns for qualifying buyers.

⚡ 12 DAY CLEAR TO CLOSE ⚡This is exactly why I love what I do.Helping buyers get to the closing table quickly, smoothly,...
05/13/2026

⚡ 12 DAY CLEAR TO CLOSE ⚡

This is exactly why I love what I do.

Helping buyers get to the closing table quickly, smoothly, and confidently is ALWAYS the goal — and this loan file was officially Clear to Close in just 12 days! 🎉

Huge shoutout to everyone involved in making this happen. Fast closings require strong teamwork and constant communication from start to finish.

To celebrate, we’re also offering something HUGE through June 30th:

🏡 FREE 1-0 BUYDOWNS ON ALL PURCHASES 🏡

A 1-0 Buydown temporarily lowers the buyer’s interest rate for the first year of the mortgage — which means LOWER monthly payments upfront.

That can help buyers:
✔️ Ease into homeownership
✔️ Offset moving expenses
✔️ Keep more money in savings
✔️ Feel more comfortable with their monthly payment

And REALTORS — this is a powerful marketing tool for YOU too 👇

✨ Promote listings with a FREE 1-0 Buydown incentive
✨ Create more attention on active listings
✨ Give buyers extra motivation to move forward
✨ Market payment savings without asking sellers to contribute

Creative financing solutions are helping buyers move in TODAY instead of waiting on the sidelines.

If you want to learn how this could work for you or your clients, send me a message! 📩

05/11/2026

Here’s something most buyers don’t realize: getting pre-approved is more than just finding out your budget.

A strong pre-approval can help you shop with confidence, move quickly when you find the right home, and avoid surprises later in the process. It also gives you the opportunity to review estimated payments, loan options, and strategies to make homeownership more affordable.

One strategy we’re currently offering is a FREE 1-0 buydown for qualifying buyers. This allows for a reduced interest rate during the first year of the loan, helping ease the transition into your new monthly payment.

And because our average closing time is just 12 days, our clients are often able to compete more aggressively in fast-moving markets. Sellers love certainty—and fast closings create stronger offers.

At Universal Funding, we’re family-owned and operated, which means our approach is personal from start to finish. We want clients to feel educated, prepared, and genuinely supported.

Taneal Mautz - Universal Funding LLC - NMLS 2214080

05/11/2026

Okay, very quick video this morning, but with such good information. I will follow up with a better video later in my week here, but I wanted to make sure to get this information to you guys while it’s relevant.

For those of you who don’t know, my name is Taneal Mautz and I am the branch manager and a wholesale loan originator for Universal Funding. Universal Funding is a family owned and operated establishment that specializes in making homeownership affordable and feasible for people across the state of Colorado.

Right now, we are offering a free 1-0 Buy down on all purchase transactions from now until June 30. This is a huge huge tool that you can use to leverage your offer and make homeownership easier to attain this year. If this is something you wanna know more about, I am always happy to help. Please give me a call. My phone number is 970-589-3207. I am always up for a phone call, a conversation, a cup of coffee, whatever you guys need to make buying a home feel reasonable for you in your situation.

So please watch the video see what we’re offering. And if this sounds like something, you wanna know more about then let’s get together and talk about what makes sense for you.

Not only are we offering this once in a lifetime opportunity, but we also close our deals with 12 day closing timelines and 50% of our files are receiving appraisal waivers. So we really are committed to making the reality of homeownership feasible to everybody no matter where they’re at.

Have a wonderful rest of your day and a great week, and I look forward to hearing from you guys!

Universal Funding LLC - Taneal Mautz
NMLS 2214080
970-589-3207

Please ignore the echo! My mic was dead😅


05/11/2026

Let’s talk about something buyers don’t hear enough: your mortgage experience matters just as much as your interest rate.

A low rate means very little if your lender is impossible to reach, your closing gets delayed, or you don’t understand what’s happening throughout the process. That’s why we’ve built our business around communication, education, and efficiency.

Our average closing time is 12 days because we keep things moving. We answer the phone. We solve problems early. We prepare clients before issues arise.

We’re also currently offering FREE 1-0 buydowns for qualifying borrowers, which can temporarily lower your interest rate during the first year of your loan—giving buyers a little breathing room while settling into homeownership.

As a family-owned brokerage, relationships matter to us. We know this is one of the biggest financial decisions you’ll ever make, and we believe you deserve guidance—not pressure.

Taneal Mautz - Universal Funding LLC - NMLS 2214080

🔑🏡❤️

🔥 CLEAR TO CLOSE IN JUST 12 DAYS 🔥This file went from contract to Clear to Close in ONLY 12 days — and that kind of spee...
05/11/2026

🔥 CLEAR TO CLOSE IN JUST 12 DAYS 🔥

This file went from contract to Clear to Close in ONLY 12 days — and that kind of speed does not happen by accident. 👏

It takes:
✔️ A responsive buyer
✔️ A strong real estate team
✔️ A proactive lender
✔️ Constant communication
✔️ A loan team that knows how to move FAST

In a market where timelines matter, speed can be the difference between winning a contract and losing one.

AND to make things even better…

🎉 Through June 30th, we are offering a FREE 1-0 Buydown on all purchase loans! 🎉

What is a 1-0 Buydown?
It’s a temporary interest rate reduction where your payment is lowered for the FIRST YEAR of your mortgage.

Example:
If your fixed rate is 6.5%, your payment is calculated at 5.5% for year one — helping reduce your monthly payment while you settle into your new home. 🏡

Why buyers love it:
✅ Lower payment during the first year
✅ More breathing room for moving expenses, furniture, and savings
✅ Easier transition into homeownership

Why agents should pay attention:
💥 You can market listings with a FREE 1-0 Buydown incentive WITHOUT it costing your seller anything
💥 Great way to attract hesitant buyers looking for payment relief
💥 Powerful conversation starter for new buyer leads

This market is all about strategy — and creative financing solutions matter.

If you are buying, selling, or an agent looking for ways to make your listings stand out, let’s connect!

📩 Message me anytime to learn more.

05/11/2026

🚨 HOME BUYERS & REALTORS — THIS IS HUGE 🚨

We are officially offering FREE 1-0 BUYDOWNS on ALL purchase transactions through June 30th! 🎉

We’ve already helped buyers secure interest rates in the 4% range during the FIRST YEAR of their mortgage using this incentive — creating real monthly payment relief when it matters most.

(Dependent on individual qualifications and market conditions. Subject to change with a shifting market.)

So… what exactly is a 1-0 Buydown? 👇

A 1-0 Buydown temporarily lowers the buyer’s interest rate by 1% during the first year of the loan.

Example:
If your note rate is 5.99%, your payment is calculated at 4.99% for the first 12 months 🙌

That means:
✔️ Lower monthly payments
✔️ Easier transition into homeownership
✔️ More breathing room during the first year

And here’s why REALTORS should be paying attention 👀

This gives agents a powerful way to market listings WITHOUT asking sellers to cover the cost.

✅ More attractive monthly payments for buyers
✅ More affordability conversations
✅ More traffic and stronger buyer interest
✅ A competitive edge in today’s market

This is one of the BEST tools buyers and agents can leverage right now while inventory and affordability continue to challenge the market.

The best part?
💥 WE are covering the cost of the buydown on qualifying purchases through June 30th.

If you’re:
🏡 Thinking about buying
🏡 Curious what payment you could qualify for
🏡 A REALTOR wanting to market your listings more aggressively

Message me directly or comment “BUYDOWN” below and I’ll send you the details!

📲 Let’s put together a strategy that makes homeownership more affordable NOW instead of waiting on the market to change.

Address

529 25 1/2 Road Unit B105
Grand Junction, CO
81505

Telephone

+19708742397

Website

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