Cesar Ruiz - Northwestern Mutual

10/02/2024

There are some rules you have to follow. If you have recently inherited an IRA or expect to, I’d be happy to help walk you through the rules and options to manage your inheritance.

Inheriting an IRA means you have some cash coming your way. But it’s also important to know the rules.

10/01/2024

Northwestern Mutual, one of the strongest financial services companies, announced it expects its highest dividend payout ever. I’m proud to be part of a company that shares its success and puts policyowners first. That’s a better way to money.™ Read more: http://spr.ly/6189UKGPd

09/19/2024

Small business owners, let’s talk about financial tools with flexibility, tax benefits and higher contribution limits. We’d love to connect on the best financial solutions to help you and your business.

If you’re self-employed or a small business owner, a SEP IRA can be a way to help you and your employees save for retirement. Here’s how it works.

09/18/2024

Starting a family? I’m all about making sure your finances can handle parenthood. With the right plan, the only things you’ll have to worry about are sleep training, potty training, diaper changing, lack of sleep... Well, at least your finances will be taken care of!

09/12/2024

As long as you follow the rules, a Roth IRA allows you to grow money tax-free. But that’s not the only way to grow your retirement savings. Reach out for ideas to maximize what you’re putting away.

There are two ways to grow your Roth IRA: by making contributions and through the investments in your account.

09/11/2024

Learn about whether a deferred annuity might be a good way to enhance your retirement strategy. Then let’s talk!

A deferred annuity is a way to accumulate funds that you’ll use in retirement. Learn why a deferred annuity might make sense for your retirement plan.

09/10/2024

Many other factors could significantly increase how much you pay for your home over time.

When you’re looking at houses, you’ll want to consider all the costs of home buying — not just the listing price — so you can move forward with confidence.

09/09/2024

Be proactive and insure your life for your dependents and the income they rely on for current lifestyle needs. However, life insurance can do more than most people realize. Find out how.

Congrats on thinking ahead to being a generational wealth builder! You might be putting money into your savings account or starting to plan your

09/05/2024

Could your money be working harder for you? Even with a good plan in place, there’s always room to grow. But how? Get inspiration from Northwestern Mutual’s new podcast— “A Better Way to Money™”: http://spr.ly/6187WKTW7

09/03/2024

If there's one thing Northwestern Mutual financial advisors like me are known for, it's how to start better conversations. That's why I'm sharing some thought-provoking conversation starters above in the hopes of inspiring you to have a better conversation of your own. Share one from this post with a friend or loved one, or tell me a great question you've been asked that's helped you plan your finances in the comments below. And when you're ready, reach out to me to begin your path to a better way to money.

09/02/2024

As your Tamagotchi taught you, caring pays off! Let’s make sure your retirement receives the same TLC.

08/23/2024

REITs are often included in a well-diversified investment portfolio. Here’s how they work.

Learn what a REIT or real estate investment trusts is, including REIT basics, types of REITs, how they work, how to invest in them, and pros and cons.