Shaleen Walz - Major Mortgage NMLS #2154642

Shaleen Walz - Major Mortgage NMLS #2154642 Mortgage Loan Officer/Mortgage Advisor

Let’s talk loans over lattes ☕ or late-night snacks 🍪—because your home financing questions don’t keep office hours, and...
01/16/2026

Let’s talk loans over lattes ☕ or late-night snacks 🍪—because your home financing questions don’t keep office hours, and neither do I. 🏡💬

🚨 Redzone alert! Rates are within reach—don’t fumble the opportunity to refinance! 🏟️
01/15/2026

🚨 Redzone alert! Rates are within reach—don’t fumble the opportunity to refinance! 🏟️

📈 The market just moved! Rate cut announced—what’s your game plan?”
01/15/2026

📈 The market just moved! Rate cut announced—what’s your game plan?”

Just announced 2026 Conventional Conforming Loan Limits increase to $832,750.
01/14/2026

Just announced 2026 Conventional Conforming Loan Limits increase to $832,750.

Fannie Mae removes minimum credit score requirements. The current 620 minimum representative or average median credit sc...
11/12/2025

Fannie Mae removes minimum credit score requirements. The current 620 minimum representative or average median credit score will be removed for new loan case files created on or after November 16, 2025. Loans will still require an AUS approval to be eligible. Fannie Mae will continue to evaluate the overall credit risk of each borrower. Credit scores will also remain a key factor in loan pricing.

With V.I.P. Mortgage Inc.’s RateReserve™ and Builder Forward options, you can lower rates and payments instead of prices...
09/23/2025

With V.I.P. Mortgage Inc.’s RateReserve™ and Builder Forward options, you can lower rates and payments instead of prices. Buyers win with affordability. Builders win by keeping home values strong.
Reach out and let’s get your inventory moving. https://www.vipratereserve.com/

At V.I.P. Mortgage, Inc., we understand the challenges of today’s market — buyers are payment-sensitive, and builders ne...
09/23/2025

At V.I.P. Mortgage, Inc., we understand the challenges of today’s market — buyers are payment-sensitive, and builders need to compete with below-market rates.
That’s why we offer two solutions for permanent rate buy-downs:
• RateReserve™: Perfect for advertising affordability on specific homes.
• Builder Forwards: Ideal for managing rate incentives across multiple properties.
Prefer a temporary buydown, or want to combine strategies? We’ll help you build the approach that works best for your goals.
Let’s connect to discuss which option is the right fit for you. https://www.vipratereserve.com/

Price cuts don’t always get the job done. With V.I.P. Mortgage, Inc.’s RateReserve™, seller concessions are applied dire...
09/23/2025

Price cuts don’t always get the job done. With V.I.P. Mortgage, Inc.’s RateReserve™, seller concessions are applied directly to a permanent rate buydown — and you get to advertise that lower rate upfront to attract more buyers.
This turns affordability into a true marketing tool, helping your listings stand out and sell faster without lowering list prices.
Let’s connect and talk through how RateReserve™ can help your sellers move homes sooner.
https://www.vipratereserve.com/

With the recent 0.25% Fed rate cut, markets are already reacting.Staying informed—and acting strategically—can put you a...
09/22/2025

With the recent 0.25% Fed rate cut, markets are already reacting.
Staying informed—and acting strategically—can put you ahead.
📲 Reach out anytime and I’ll help you understand what this rate cut means for your next steps.

In a high rate environment, cutting your price doesn’t always solve the problem because it barely moves the buyer’s mont...
09/22/2025

In a high rate environment, cutting your price doesn’t always solve the problem because it barely moves the buyer’s monthly payment. But with V.I.P. Mortgage, Inc.’s RateReserve™, you can apply concessions to a permanent rate buydown and advertise a payment buyers can actually afford.
Ask me how RateReserve™ helps your home attract more buyers while protecting your list price.
https://www.vipratereserve.com/

The Federal Reserve just announced a 0.25% rate cut. While the Fed doesn’t set mortgage rates directly, this move signal...
09/19/2025

The Federal Reserve just announced a 0.25% rate cut. While the Fed doesn’t set mortgage rates directly, this move signals a shift that could influence the broader housing market.
➡️ Curious how today’s cut impacts your buying or refinancing opportunities? Let’s connect and talk through your options.

🚨 BIG NEWS: Trigger Leads Are Officially Banned! 🚨Homebuyers Privacy Protection ActCredit bureaus can no longer sell you...
09/16/2025

🚨 BIG NEWS: Trigger Leads Are Officially Banned! 🚨
Homebuyers Privacy Protection Act
Credit bureaus can no longer sell your personal information to lenders when your credit is pulled.

What this means:
🔒 More privacy for homebuyers
📞 Fewer unwanted calls + texts
🤝 A better mortgage experience

This is a huge win for consumer privacy and trust in the mortgage process.
💬 Have questions about how this impacts you? Drop them below or send me a message.

Address

Grand Junction, CO
81501

Telephone

+19706830334

Website

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