06/22/2026
š” Good news for homebuyers! The average down payment has dropped to 14.4%, the lowest level weāve seen in four years. Many people still believe they need 20% down to buy a home, but thatās simply not the case. There are loan programs available that may allow qualified buyers to purchase with much less down, making homeownership more attainable than many realize. If youāve been waiting on the sidelines because you thought the down payment hurdle was too high, this may be the perfect time to explore your options. Reach out and letās talk about what might be possible for you!