Trent Hostetler Indiana Farm Bureau Insurance

09/07/2026

DAY #6 — LIFE INSURANCE AWARENESS MONTH 🍂

DON’T WAIT TO BUY LIFE INSURANCE

Buy it while you’re young and healthy.

One of the biggest mistakes people make with life insurance is waiting until they think they “need” it.

The truth is, one of the best times to buy life insurance is when you’re young and healthy.

💰 It’s usually less expensive.
Age is one of the factors used to determine life insurance premiums. Generally, the younger you are when you purchase coverage, the less it costs.

🔒 You may be able to lock in your rate.
Depending on the type of policy you choose, your premium can remain level for many years — or even for life.

❤️ Your health matters.
Life insurance rates and eligibility are based partly on your health. You may be healthier today than you will be years from now. A future diagnosis or health change could make coverage more expensive or potentially harder to obtain.

👨‍👩‍👧‍👦 Life can change quickly.
Marriage, children, buying a home and taking on debt can all increase the amount of protection you need. Having coverage in place BEFORE those needs arise can be a smart financial decision.

⏰ Don’t wait until you need life insurance to try to buy life insurance.

Being young and healthy can be one of your greatest advantages when purchasing coverage. Take advantage of it!

📞 Want to know what life insurance would cost at your age? Call my office at 574-534-2611 for a quote or to discuss your options.

09/05/2026

🍂 DAY #5 — LIFE INSURANCE AWARENESS MONTH 🍂

Today, let’s talk about something that isn’t always easy to think about — final expenses.

When the time comes, your children and grandchildren will already be dealing with the emotions of losing someone they love. Paying for your funeral shouldn’t be another burden they have to carry.

💰 Did you know? The national median cost of a funeral with viewing and burial is approximately $8,300 — and that doesn’t include expenses such as the cemetery, burial vault, monument or marker, flowers, or obituary. Those additional expenses can push the total cost even higher.

A Final Expense Policy is typically a smaller whole life or permanent life insurance policy designed to be there when your family needs it most. The benefit can help cover:

⚰️ Funeral and burial expenses
🏥 Medical bills and other final expenses
💳 Outstanding debts
❤️ Other costs your family may face

Because whole life insurance is permanent coverage, it can remain in place for your lifetime as long as the policy requirements are met.

You may not need a huge life insurance policy. Sometimes having $10,000, $15,000, $20,000 or more specifically set aside for final expenses can make a tremendous difference for your family.

Your kids and grandkids should be able to focus on remembering you — not figuring out how they’re going to pay for your funeral. ❤️

Planning ahead is one more way to take care of the people you love.

📞 Have questions about Final Expense Insurance or interested in a quote? Call my office at 574-534-2611. I’d be happy to help you look at your options.

09/04/2026

🍂 DAY 4 — LIFE INSURANCE AWARENESS MONTH 🍂

Today we’re talking about Term Life Insurance with Return of Premium — an option that provides affordable protection today while giving you choices for tomorrow.

Unlike traditional term insurance, where your coverage ends with no cash value, Return of Premium Term can give you options at the end of your term:

🏡 Mortgage Protection — Help protect your family and home during the years you owe the most.

💰 Get Your Premiums Back — At the end of the term, you may have the option to receive your eligible premiums back in cash. That money could even be used to make a significant payment toward your mortgage or other financial goals.

🛡️ Reduced Paid-Up Coverage — Instead of taking the cash, you may have the option to convert the value into a reduced paid-up life insurance policy with no additional premiums, providing coverage to age 95.

💵 Value at Age 95 — If you’re still living at age 95, the value of the reduced paid-up policy may be paid to you in cash, subject to the policy terms.

For families who want more options than traditional term insurance but may not want the higher premium of whole life insurance, Term with Return of Premium could be worth considering.

Life insurance isn’t just about what happens if you’re gone. It can also be about creating options for you and your family in the future.

📞 Have questions or interested in a quote? Call me at 574-534-2611. I’d be happy to help you look at the options and find coverage that fits your family and budget.

09/03/2026

🍂 DAY 3 — LIFE INSURANCE AWARENESS MONTH 🍂

Today, let’s talk about WHOLE LIFE INSURANCE.

Unlike term insurance, whole life is designed to provide lifelong coverage while also building cash value over time.

Some of the potential benefits include:

💰 Cash Value — Builds value over time that you may be able to access.

📈 Increasing Death Benefit — Depending on the policy design, the death benefit may grow over time.

❤️ Living Benefits — Certain riders, such as a chronic illness rider, may provide access to benefits while you’re living if you meet the policy requirements.

🏦 Policy Loans — You may have the ability to borrow against the policy’s cash value.

🔒 Locked-In Premium — Premiums can be guaranteed at a set amount for the life of the policy, subject to the policy terms.

Whole life insurance can be an important part of a long-term financial protection and legacy plan.

📅 Stay tuned each day throughout September as we continue exploring the different types of life insurance and the many ways it can be used.

Protect today. Build for tomorrow. Leave a legacy.

09/02/2026

🍂 September is Life Insurance Awareness Month! 🍂

Let’s start our month-long series by talking about one of the most common types of life insurance: TERM LIFE INSURANCE.

Term insurance provides coverage for a specific period of time, with options such as 20-year and 30-year terms. It can be an affordable way to help protect your family during some of life’s most important years.

Term life insurance can be used to help provide:
🏠 Mortgage protection
💳 Debt protection
👨‍👩‍👧‍👦 Financial protection for your family
❤️ Peace of mind for the future

Whether you’re raising a family, buying a home, or simply looking for an affordable way to help protect the people you love, term insurance may be worth considering.

📅 Tune in daily throughout September as we explore different types of life insurance and the many ways life insurance can be used.

Because protecting the people you love is one of the most important things you can do.

09/02/2026

🍂 September is Life Insurance Awareness Month! 🏈

Throughout the month, I’ll be sharing helpful information about life insurance—from the different types of policies available to the many ways life insurance can be used to protect the people and things that matter most.

We’ll cover topics like:
• Different types of life insurance
• How life insurance can help protect your family
• Ways life insurance can be used beyond income replacement
• Planning for the future and leaving a legacy
• Common questions and misconceptions about life insurance

Whether you already have a policy or have never considered life insurance, my goal is to provide simple, practical information to help you make informed decisions.

📅 Tune in daily throughout September for Life Insurance Awareness Month!

Because protecting tomorrow starts with planning today. ❤️

08/20/2026

All of the Indiana Farm Bureau offices will be closed tomorrow, August 21st, for a corporate wide event.

Please call 1-800-723-3276 for customer service.

08/11/2026

Here we go again! If you have any storm damage, take pictures for documentation. See the below numbers to file a claim. Be safe out there everyone!

08/07/2026

Protecting your financial future probably costs less than you think! Getting a policy while you're younger and healthier can help you pay less for a policy.

04/29/2026

Another family owned small business to share today!

Go see my friends at I M SHE. I promise they will take good care of you!

This is

Be still, and know that I am God.” — Psalm 46:10
In a world that tells us to keep striving,
to do more, be more, prove more…
there’s an invitation to something different.
To be still.
To rest.
To remember who you are in Him.
At I M SHE, we believe true confidence begins there—
not in becoming more,
but in knowing you are already His.

Midweek reminder…
you are held, known, and deeply loved