Trent Hostetler Indiana Farm Bureau Insurance

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Trent Hostetler Indiana Farm Bureau Insurance Insurance to protect your home, auto, life, farm, commercial and crops

My mission is to provide a service for any current and future clients with Honesty and Integrity. To assist them with quality financial producs and insurance that will enrich and protect their futures and the futures of their families.

🇺🇸 DAY 11 — LIFE INSURANCE AWARENESS MONTHToday, we pause our Life Insurance Awareness Month series to remember and hono...
09/11/2026

🇺🇸 DAY 11 — LIFE INSURANCE AWARENESS MONTH

Today, we pause our Life Insurance Awareness Month series to remember and honor the lives lost on September 11, 2001.

We remember the victims, their families, the first responders, and all those whose lives were forever changed by the events of that day.

May we never forget the courage, sacrifice, unity, and compassion shown in one of our nation’s darkest moments.

September 11, 2001

🇺🇸 We Remember. We Honor. We Will Never Forget. 🇺🇸

#911

🍂 DAY 10 — LIFE INSURANCE AWARENESS MONTH 🍂💰 LIFE INSURANCE CAN HELP TRANSFER WEALTH TO THE NEXT GENERATIONLife insuranc...
09/10/2026

🍂 DAY 10 — LIFE INSURANCE AWARENESS MONTH 🍂

💰 LIFE INSURANCE CAN HELP TRANSFER WEALTH TO THE NEXT GENERATION

Life insurance isn’t only about replacing income or paying off a mortgage. It can also be a powerful tool for leaving a financial legacy to your children and grandchildren.

One of its biggest advantages is that life insurance death benefits are generally paid to beneficiaries income-tax-free.

⏱️ It can also provide money relatively quickly. Once a claim is submitted and approved, life insurance proceeds can often be paid directly to the named beneficiaries without waiting for other assets to work their way through the estate-settlement or probate process.

🏠 Passing down other assets—such as real estate, investments, a farm, or a business—can take considerably longer depending on how ownership and the estate plan are structured.

Life insurance can provide your family with liquid cash when they may need it most, while allowing other assets more time to be properly transferred or settled.

You’ve worked hard to build what you have. Life insurance can help you decide how your legacy continues and who benefits from it.

❤️ Build it. Protect it. Pass it on.

🍂 DAY 9 — LIFE INSURANCE AWARENESS MONTH 🍂Today, let’s talk about something we don’t always think about when it comes to...
09/09/2026

🍂 DAY 9 — LIFE INSURANCE AWARENESS MONTH 🍂

Today, let’s talk about something we don’t always think about when it comes to life insurance — Juvenile Whole Life Insurance.

Purchasing whole life insurance for a child isn’t just about today. It can provide benefits that may last for the rest of their life.

👦 Guaranteed Insurability — Helps protect their ability to have life insurance coverage in the future, even if health conditions develop later in life.

💰 Builds Cash Value — Starting young gives the policy more time to accumulate cash value that may be available for future needs.

🔒 Locks In Their Premium — Their premium is based on their age when the policy is purchased and can remain locked in for the life of the policy.

📈 Potential for a Growing Death Benefit — With participating whole life policies, dividends may be used to purchase paid-up additions, which can increase both cash value and the death benefit over time. Dividends are not guaranteed.

Life insurance for a child can be about much more than a death benefit. It can be about giving them a strong financial foundation and options for their future.

❤️ Protect their today. Support their tomorrow. Invest in a lifetime.

🍂 SEPTEMBER IS LIFE INSURANCE AWARENESS MONTH 🍂One type of life insurance worth considering is Term Life Insurance with ...
09/08/2026

🍂 SEPTEMBER IS LIFE INSURANCE AWARENESS MONTH 🍂

One type of life insurance worth considering is Term Life Insurance with Return of Premium.

This type of policy can be a great middle ground for someone who wants more than traditional term insurance but is looking for an option that may be less expensive than whole life insurance.

With a 20- or 30-year Return of Premium Term policy, depending on the policy selected, you can have options at the end of your term:

💰 GET YOUR PREMIUMS BACK
At the end of the term, you may have the option to receive the eligible premiums you’ve paid back.

OR

🛡️ TAKE A REDUCED PAID-UP POLICY
Instead of receiving the money back, you may have the option to use that value toward a reduced amount of permanent life insurance with no additional premiums due.

That’s one of the biggest advantages of Return of Premium Term.

With traditional term insurance, when the term ends, you generally don’t receive your premiums back. Return of Premium Term gives you choices at the end of the term that traditional level term insurance doesn’t.

✅ Protection for 20 or 30 years
✅ May cost less than comparable whole life coverage
✅ Return-of-premium option
✅ Reduced paid-up insurance option
✅ More choices when your term ends

Protect your family today while giving yourself options for tomorrow.

📞 Want to see how Return of Premium Term compares with traditional term or whole life insurance? Call my office at 574-534-2611. I’d be happy to provide a quote and help you compare your options.

🍂 DAY  #7 — LIFE INSURANCE AWARENESS MONTH 🍂LIFE INSURANCE IS SOMETHING YOU HAVE TO QUALIFY FOROne of the most important...
09/08/2026

🍂 DAY #7 — LIFE INSURANCE AWARENESS MONTH 🍂

LIFE INSURANCE IS SOMETHING YOU HAVE TO QUALIFY FOR

One of the most important things to understand about life insurance is insurability.

You may be healthy and able to qualify for life insurance today — but there’s no guarantee that will always be the case.

Your ability to qualify, as well as the rate you pay, can be affected by things such as:

❤️ Your overall health
⚖️ Your build (height and weight)
🩺 New medical diagnoses
🏥 Serious illnesses or health conditions
💊 Changes in your medical history

A significant change in your health could mean higher premiums, limited coverage options, or even being unable to qualify for certain life insurance policies.

That’s why I tell people: Don’t wait until your health changes to think about life insurance.

If you’re healthy today, it may be the perfect time to put coverage in place and protect your future insurability.

Life insurance isn’t something you simply buy whenever you decide you need it. You still have to qualify for it.

📞 Have questions about life insurance or interested in seeing what you qualify for? Call my office at 574-534-2611. I’d be happy to help you look at your options.

DAY  #6 — LIFE INSURANCE AWARENESS MONTH 🍂DON’T WAIT TO BUY LIFE INSURANCEBuy it while you’re young and healthy.One of t...
09/07/2026

DAY #6 — LIFE INSURANCE AWARENESS MONTH 🍂

DON’T WAIT TO BUY LIFE INSURANCE

Buy it while you’re young and healthy.

One of the biggest mistakes people make with life insurance is waiting until they think they “need” it.

The truth is, one of the best times to buy life insurance is when you’re young and healthy.

💰 It’s usually less expensive.
Age is one of the factors used to determine life insurance premiums. Generally, the younger you are when you purchase coverage, the less it costs.

🔒 You may be able to lock in your rate.
Depending on the type of policy you choose, your premium can remain level for many years — or even for life.

❤️ Your health matters.
Life insurance rates and eligibility are based partly on your health. You may be healthier today than you will be years from now. A future diagnosis or health change could make coverage more expensive or potentially harder to obtain.

👨‍👩‍👧‍👦 Life can change quickly.
Marriage, children, buying a home and taking on debt can all increase the amount of protection you need. Having coverage in place BEFORE those needs arise can be a smart financial decision.

⏰ Don’t wait until you need life insurance to try to buy life insurance.

Being young and healthy can be one of your greatest advantages when purchasing coverage. Take advantage of it!

📞 Want to know what life insurance would cost at your age? Call my office at 574-534-2611 for a quote or to discuss your options.

🍂 DAY  #5 — LIFE INSURANCE AWARENESS MONTH 🍂Today, let’s talk about something that isn’t always easy to think about — fi...
09/05/2026

🍂 DAY #5 — LIFE INSURANCE AWARENESS MONTH 🍂

Today, let’s talk about something that isn’t always easy to think about — final expenses.

When the time comes, your children and grandchildren will already be dealing with the emotions of losing someone they love. Paying for your funeral shouldn’t be another burden they have to carry.

💰 Did you know? The national median cost of a funeral with viewing and burial is approximately $8,300 — and that doesn’t include expenses such as the cemetery, burial vault, monument or marker, flowers, or obituary. Those additional expenses can push the total cost even higher.

A Final Expense Policy is typically a smaller whole life or permanent life insurance policy designed to be there when your family needs it most. The benefit can help cover:

⚰️ Funeral and burial expenses
🏥 Medical bills and other final expenses
💳 Outstanding debts
❤️ Other costs your family may face

Because whole life insurance is permanent coverage, it can remain in place for your lifetime as long as the policy requirements are met.

You may not need a huge life insurance policy. Sometimes having $10,000, $15,000, $20,000 or more specifically set aside for final expenses can make a tremendous difference for your family.

Your kids and grandkids should be able to focus on remembering you — not figuring out how they’re going to pay for your funeral. ❤️

Planning ahead is one more way to take care of the people you love.

📞 Have questions about Final Expense Insurance or interested in a quote? Call my office at 574-534-2611. I’d be happy to help you look at your options.

🍂 DAY 4 — LIFE INSURANCE AWARENESS MONTH 🍂Today we’re talking about Term Life Insurance with Return of Premium — an opti...
09/04/2026

🍂 DAY 4 — LIFE INSURANCE AWARENESS MONTH 🍂

Today we’re talking about Term Life Insurance with Return of Premium — an option that provides affordable protection today while giving you choices for tomorrow.

Unlike traditional term insurance, where your coverage ends with no cash value, Return of Premium Term can give you options at the end of your term:

🏡 Mortgage Protection — Help protect your family and home during the years you owe the most.

💰 Get Your Premiums Back — At the end of the term, you may have the option to receive your eligible premiums back in cash. That money could even be used to make a significant payment toward your mortgage or other financial goals.

🛡️ Reduced Paid-Up Coverage — Instead of taking the cash, you may have the option to convert the value into a reduced paid-up life insurance policy with no additional premiums, providing coverage to age 95.

💵 Value at Age 95 — If you’re still living at age 95, the value of the reduced paid-up policy may be paid to you in cash, subject to the policy terms.

For families who want more options than traditional term insurance but may not want the higher premium of whole life insurance, Term with Return of Premium could be worth considering.

Life insurance isn’t just about what happens if you’re gone. It can also be about creating options for you and your family in the future.

📞 Have questions or interested in a quote? Call me at 574-534-2611. I’d be happy to help you look at the options and find coverage that fits your family and budget.

🍂 DAY 3 — LIFE INSURANCE AWARENESS MONTH 🍂Today, let’s talk about WHOLE LIFE INSURANCE.Unlike term insurance, whole life...
09/03/2026

🍂 DAY 3 — LIFE INSURANCE AWARENESS MONTH 🍂

Today, let’s talk about WHOLE LIFE INSURANCE.

Unlike term insurance, whole life is designed to provide lifelong coverage while also building cash value over time.

Some of the potential benefits include:

💰 Cash Value — Builds value over time that you may be able to access.

📈 Increasing Death Benefit — Depending on the policy design, the death benefit may grow over time.

❤️ Living Benefits — Certain riders, such as a chronic illness rider, may provide access to benefits while you’re living if you meet the policy requirements.

🏦 Policy Loans — You may have the ability to borrow against the policy’s cash value.

🔒 Locked-In Premium — Premiums can be guaranteed at a set amount for the life of the policy, subject to the policy terms.

Whole life insurance can be an important part of a long-term financial protection and legacy plan.

📅 Stay tuned each day throughout September as we continue exploring the different types of life insurance and the many ways it can be used.

Protect today. Build for tomorrow. Leave a legacy.

🍂 September is Life Insurance Awareness Month! 🍂Let’s start our month-long series by talking about one of the most commo...
09/02/2026

🍂 September is Life Insurance Awareness Month! 🍂

Let’s start our month-long series by talking about one of the most common types of life insurance: TERM LIFE INSURANCE.

Term insurance provides coverage for a specific period of time, with options such as 20-year and 30-year terms. It can be an affordable way to help protect your family during some of life’s most important years.

Term life insurance can be used to help provide:
🏠 Mortgage protection
💳 Debt protection
👨‍👩‍👧‍👦 Financial protection for your family
❤️ Peace of mind for the future

Whether you’re raising a family, buying a home, or simply looking for an affordable way to help protect the people you love, term insurance may be worth considering.

📅 Tune in daily throughout September as we explore different types of life insurance and the many ways life insurance can be used.

Because protecting the people you love is one of the most important things you can do.

Address

215 W Lincoln Avenue
Goshen, IN
46526

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+15745388133

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