Melinda Smith The Mortgage Pro New American Funding NMLS #2300686

10/07/2026

Your home equity could be a powerful financial tool. 🏡💰 From home improvements to paying down high-interest debt, you may have more options than you realize. I’m here to help you explore them! Let’s chat. 📲

10/06/2026

Waiting for rates to drop sounds simple, but there’s no guarantee they will.

As a loan officer, I want you to know that you don’t have to make a decision based on a rate alone. Your income, budget, home price, loan options, and long-term goals all matter. 📊

Before you press pause on buying, let’s look at the numbers together and see what options may fit your budget today.

09/04/2026

“I’ll never qualify for a home.”
It’s a thought many potential homebuyers have, but assumptions can sometimes keep you from exploring what may be possible. 🏠
Your income, credit, assets, and overall financial situation all play a role. That’s why talking with a mortgage professional can help you better understand your options and next steps. 💙
🔑 Don’t let uncertainty stop you from asking the question. Reach out today and let’s explore your path toward homeownership!

09/02/2026

Buying your first home can feel overwhelming, but you don’t have to figure it out alone! Understanding your budget, loan options, and next steps can help you house hunt with confidence. ✨

Ready to start your journey from renter to homeowner? Let’s talk! 💙

07/18/2026

5.0 star review received on Experience.com for Melinda Smith by Brandon J C - Melinda helped me out more than I could ask. She was like a mother giving advice to her son 10 out of 10 best experience.

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07/15/2026

5.0 star review received on Experience.com for Melinda Smith by Sara H - Melinda always researches other avenues abd and ways to accomplish more difficult tasks and is always helpful

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06/25/2026

5.0 star review received on Experience.com for Melinda Smith by Maria T - Great communication and care for clients. Always go the extra mile to find solutions. Melinda is very professional and knowledgable. She is a pleasure to work with.

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06/10/2026

5.0 star review received on Experience.com for Melinda Smith by Reinaldo D - Melinda Smith was there with all the answers. When we had questions Melinda, Smith helped us very, very much in understanding what we were doing. But under Smith did a very good job. Did a very, very good job was happy to have her as our consultant.

Click to see all 24 reviews of Melinda Smith - New American Funding, Loan Consultant

06/09/2026

5.0 star review received on Experience.com for Melinda Smith by Jane M - Making it all come together for us.

Click to see all 23 reviews of Melinda Smith - New American Funding, Loan Consultant

06/09/2026

5.0 star review received on Experience.com for Melinda Smith by Tamiko R - ran into a situation at the end we're closing got delayed. Unfortunately, Melinda didn't know about the delay in closing, but as soon as she found out, she was out making phone calls, contacting supervisors, doing everything she can do to try to rectify the situation. Melinda also kept all parties informed of the status during the transaction whether it was via phone call or an email.

Click to see all 22 reviews of Melinda Smith - New American Funding, Loan Consultant