Bryce Fransen, NMLS # 993703

Bryce Fransen, NMLS # 993703 💰Financial Strategist 🔵Opportunity Orchestrator 🧠 Positive Mindset Ambassador We grow through mindset and positivity!

I'm here to help you learn, laugh, and enjoy the process of purchasing a home and building wealth for your family. As a mortgage professional and financial consultant, I assist homebuyers, investors, and realtors in building and protecting wealth through real estate ownership. I spent 11 years in personal, business, and investment banking before becoming a mortgage professional, allowing me to pro

vide a very holistic financial approach. My goal is to help you acquire and protect wealth in real estate while building and providing a legacy for your family. I enjoy playing golf, trying new restaurants, listening to podcasts and reading, and working on my mindset while spending time with family and friends. I am available and honored to provide personal advice and value in your life journey. Bryce Fransen can be reached at (831) 419-8798 or online at https://poplme.co/rLDDjuWf.

12/25/2025

Declan’s first Christmas Eve traditions, were a win ❤️ Love that Lauren and I get to share these with him now.. it’s literally the most incredible thing. Pastries and cappuccinos followed by Italian Deli Romanelis.

10/20/2025

I asked Matthew what it really means to lead from the front in this season of life, and his answer was a reminder a lot of us need, stop waiting for things to be perfect before you move. Too many people waste time overthinking, picking things apart, and delaying action until every detail feels “ready.”

Matthew’s big takeaway was simple: start taking steps. You can figure it out as you go, learn from the mistakes, and adapt along the way. At first, progress might feel slow, but as you implement consistently, things start compounding. That curve eventually takes off, and that growth comes from doing, not just planning.

Leading from the front isn’t about having all the answers, it’s about going first, showing others what action looks like, and making progress visible. Perfection can wait. Momentum can’t.

10/17/2025

Most people underestimate the impact of interest rates on their long-term wealth. That’s why the Rule of 72 is such a powerful tool. It’s a simple formula: divide 72 by your interest rate, and you’ll know how many years it will take for your money to double.

Here’s the reality check, if you’re sitting at 1% interest, it will take 72 years for your money to double. That means your lifetime could pass before your investment even multiplies once. But at 12%? Money doubles every six years. That’s the difference between scraping by and building real wealth.

If you want your money to work harder than you do, you’ve got to aim for higher returns, typically in the 6% to 15% range. Low interest rates aren’t going to cut it. Your financial future depends on getting this strategy right.

Want me to break down exactly how to apply the Rule of 72 to your own finances? Drop “72” in the comments or DM me, and I’ll send you a simple step-by-step guide.

10/16/2025

Brutal honesty is one of the hardest disciplines to practice. It’s easy to point out where other people fall short, but much harder to look in the mirror and admit when we’re not keeping the promises we’ve made to ourselves. Without that self-reflection, it’s almost impossible to grow.

The affirmation that drives me is simple: “I am a man of my word.” It’s not about impressing others, it’s about holding myself accountable. If I say I’ll wake up early, follow through on a plan, or build something for my family, then my word has to mean something. If I can’t trust myself, why would anyone else trust me?

Most people aren’t struggling because they don’t know what to do, they’re struggling because they don’t keep their own commitments. Growth starts when you stop lying to yourself, take full ownership, and live out the standard you claim to believe in.

Want a simple framework to stay accountable to yourself and actually hit your goals? Drop “WORD” in the comments or DM me, and I’ll send it your way.

10/15/2025

One of my wealthiest mentors, worth over $300 million, still has a financial coach. That should tell you something. No matter how much money you’ve made, there’s always value in having someone outside of yourself who can see blind spots, challenge your thinking, and sharpen your strategy.

The truth is, most people let ego get in the way. They think asking for help means they’re weak or behind. In reality, it’s the opposite. Seeking guidance is a sign of strength because it shows you’re willing to do whatever it takes to reach your financial goals faster and more effectively.

Identity plays a big role here too. If you see yourself as someone who’s “supposed” to figure it all out alone, you’ll resist getting help. But if you see yourself as a builder, someone who leverages tools, mentors, and coaches to win, you’ll realize a financial coach isn’t optional. It’s a shortcut to the life you want.

Want to see what it looks like to work with a financial coach? Drop “COACH” in the comments or DM me, and I’ll send you a breakdown of how we structure it.

10/14/2025

It’s easy to feel unsatisfied with where you’re at in life, especially when you see people online who seem miles ahead financially, personally, or professionally. That feeling of “I should be further along by now” is what I call comparison syndrome, and it can rob you of both gratitude and growth.

The danger is when you compare your chapter two to someone else’s chapter twenty. You don’t see the years of sacrifice, mistakes, and work that got them there, you just see the highlight reel. And instead of using it as inspiration, you end up feeling stuck or behind. That mindset doesn’t help you grow; it only holds you back.

The truth is, your journey is yours for a reason. The pace, the struggles, the lessons, it’s all shaping you into who you’re supposed to become. Focus on your next step, not someone else’s finish line. That’s how you create lasting progress.

Want a simple framework to track your financial growth without falling into the comparison trap? Drop “GROWTH” in the comments or DM me, and I’ll send it your way.

10/13/2025

It’s easy to fall into the trap of lifestyle inflation. You make more money, and suddenly your spending grows just as fast, sometimes faster. The problem? If that income ever drops, the lifestyle you built may not be sustainable. Going from $200k back down to $100k feels impossible when every expense has crept up along the way.

I’ve made financial mistakes myself, and I can tell you, there’s no shame in that. The key is whether you learn from them. Mistakes can either become the weight that keeps you stuck, or the lesson that builds your discipline. That’s where a solid financial plan comes in.

A plan helps you navigate the highs and lows. It keeps you focused on long-term goals instead of short-term comfort. With the right strategy, you can protect yourself from lifestyle creep and ensure your future isn’t dependent on whether next year is a big year or a slow one.

Want to see how to structure a financial plan that works in both good years and bad? Drop “PLAN” in the comments or DM me, and I’ll send you a simple framework.

10/10/2025

Isn’t it strange that people are often more comfortable talking about their s*x lives than their bank accounts? As a society, we’ve normalized openness about nearly everything, except money. Conversations about finances are still seen as taboo, personal, or even shameful.

Here’s the reality: debt, credit scores, or financial struggles are often tied to how people view your character. If you admit you’re carrying credit card debt, people might quietly question your discipline or values. That stigma makes money feel more personal than almost anything else.

But silence keeps people stuck. The truth is, financial struggles are far more common than most people realize. The more we normalize conversations about money, the faster we can break cycles of shame and start building better financial futures together.

Want to join a community where money conversations are safe, real, and focused on growth? Drop “TALK” in the comments or DM me, and I’ll send you the link.

10/09/2025

One of the biggest misconceptions I hear is that financial plans are “too expensive.” People assume they’ll cost $500 to $2000, and that sticker shock alone keeps them from ever getting started. But the real cost isn’t the plan—it’s what you lose by not having one.

The hesitation usually comes down to uncertainty. If you don’t have a clear end goal, it’s hard to see the value of a roadmap. But that’s exactly what a financial plan does, it gives you a clear target and lays out the steps to reach it. Without one, you’re just guessing, hoping your money decisions line up with your future dreams.

A financial plan is more than a document. It’s a blueprint. It helps you understand your options, organize your priorities, and move toward financial freedom with clarity and confidence.

Want to see what a real financial plan looks like without the “expensive” price tag? Drop “PLAN” in the comments or DM me, and I’ll send you a simple framework you can use to start.

10/08/2025

The people you surround yourself with shape how you think about money. If your network is full of people who believe money is scarce, risky, or something to fear, it’s only a matter of time before you start carrying those same beliefs. But when you spend time around people who think bigger, who see money as a tool and not a trap, your mindset starts to expand too.

Shifting your thinking is the first step to building better habits. Better habits create better results, and over time, those results compound into long-term wealth. It’s not just about earning more. It’s about learning how money works, adopting the right disciplines, and applying what you learn consistently.

The real reward isn’t just wealth for yourself, it’s the foundation you build for your family. When you change your money mindset, you don’t just improve your life; you rewrite the financial future of the generations that come after you.

Want to see the exact mindset shifts that top wealth-builders are making right now? Drop “WEALTH” in the comments or DM me, and I’ll share a breakdown with you.

10/07/2025

Financial success doesn’t start with numbers, it starts with mindset. Before you can create a plan that works, you have to understand your current situation, where you want to go, and whether your mindset is aligned with the discipline and growth required to get there. That’s why self-development is at the core of building wealth.

For clients, that means knowing what matters most to you and being open to fresh strategies that can help you achieve your goals better, faster, and more effectively. For agents and advisors, it means constantly working on your own growth, because you can’t lead others where you haven’t gone yourself.

Mindset isn’t a one-time check-in; it’s an ongoing process. When you commit to self-development, pair it with a personalized financial needs analysis, and stay focused on the vision, you set yourself up for results that last.

Want to see what a complimentary financial needs analysis could reveal about your current plan? Drop “GOALS” in the comments or DM me, and I’ll send you the details.

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Goodyear, AZ
85338

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Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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