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Monday 8am - 5pm Tuesday 8am - 5pm Wednesday 8am - 5pm Thursday 8am - 5pm Friday 8am - 5pm

Crissy Filla, Mortgage Loan Officer NMLS # 818798

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United States
Gonzales, TX
Crissy Filla, Mortgage Loan Officer NMLS # 818798

Mortgage professional ready to assist you in getting your starter or forever home, or anything in between! NMLS # 818798

06/08/2026

Repeat clients hit different. 🏡 The last time I did a home loan for this family, Rhett was an itty bitty baby. Now he’s standing here looking like a whole kid! Thank y’all for trusting me again! ❤️

Thanks to Burchard Abstract Company for the courtesy close!

06/05/2026

Be honest… what’s the most unrealistic Zillow house you’ve ever fallen in love with? 😂

05/08/2026

Gonzales County deed records are fully digitized and searchable through Eagle!

That means easier access to property records, quicker searches, and another step forward in protecting property ownership with Fraud Notify signups available at the Open House.

📍Open House
🗓️May 20
⏰2pm - 4pm
📌Gonzales County Clerk's Office
427 St George St, Suite 200

Huge win for accessibility, transparency and preserving local history for future generations! 👏📄

05/05/2026

Part 2 is here, sorry for the delay, work got in the way for a minute 😅

If you think your property value is too high, there is a process to challenge it, but preparation matters.

Start with the facts, request the evidence packet, document condition, and look at comparable sales.

And remember, deadlines and processes can vary by county, so make sure you check your local timeline.

Questions? Drop them below and I may cover them in part 3.

04/05/2026

Happy Easter ✝️🐣🐰

04/04/2026

Big news coming out of cattle country 🤠🔥

Sage Capital Bank is officially a sponsor of the Cattle Country Festival, and I couldn’t be more proud to be part of a bank that shows up for our communities in a big way.

This is what community banking is all about. Supporting local events, local people, and yes… a little Texas-sized fun along the way.

If you see us out at the ranch, come say hi. We’ll be the ones talking mortgages and ag loans in between the music 🎶😉

And if buying, building, or refinancing a home is on your radar, you know where to find me.

See y’all out there 🤘

04/02/2026

🚀 Clear to Close in 6 days 👏

That’s not just lender speed… that’s responsive clients making it happen.

✔️ Docs turned in quickly
✔️ Questions answered fast
✔️ Staying engaged the whole way

That’s the real magic behind a smooth, fast closing.

Thinking about buying or refinancing?
Let’s see how fast we can get YOU there 😉

📲 Let’s talk

03/25/2026

🏡 I’m just gonna say it… this one’s not gonna sit long.

1338 Donovan is giving “I didn’t know I could get all this” energy.

Big open kitchen (with an island that actually fits people, not just a fruit bowl), cozy fireplace, and a backyard setup that’s basically built for wine nights and “we’ll just sit outside for a minute” that turns into 3 hours. 🍷🔥

Primary suite? Fireplace + walk-in closet.
Translation: you’ve made it.

👉 2 bed | 2 bath | upgrades throughout
👉 Covered patio + fire pit = you’re hosting now, congrats

If you’ve been creeping on Zillow at night… go see this one in person.

And before you fall in love and panic-text your Realtor, call me first so you’re pre-approved and ready to move like a boss. 😉

📲 Let’s get you set up.

03/12/2026

📊 Local Housing Numbers Just Dropped… and they tell a different story than the usual “housing crisis” talk.

Everyone everywhere keeps talking about affordability and housing shortages. So let’s look at the actual numbers from February in Gonzales, Guadalupe, and Caldwell counties.

🏡 Gonzales County
Median price: $241,950 (basically flat)
Active listings: ⬆️ 15%
Closed sales: ⬇️ 33%

That means there are more homes available… but fewer buyers pulling the trigger.

🏡 Guadalupe County
Median price: $278,995 (⬇️ slightly)
Inventory: 4.8 months

That’s about the closest thing we have to a balanced market right now.

🏡 Caldwell County
Listings: ⬆️ 30%
Closings: ⬆️ 65%

Translation: when homes are priced right, buyers absolutely show up.

🏡 City of Gonzales
Only 2 homes closed, which shows how quickly numbers can swing in a small market.

So before we throw around the phrase “housing crisis,” the real conversation should probably include:

• Inventory
• Pricing
• Financing
• Education about homeownership

Because the truth is, a lot of people who could buy a home don’t realize they can.

That’s why I’m hosting a Mortgage 101 class at the Chamber. No sales pitch. Just real information about credit, down payments, loan options, and what it actually takes to buy a home.

Sometimes the biggest barrier to homeownership isn’t the market…

…it’s that nobody ever explained how the process works.

If you’re curious about buying, building, refinancing, or just want to understand the numbers, I’m always happy to talk.

— Crissy Jo Filla
Mortgage Lending | NMLS #818798
Sage Capital Bank
*Financial Wisdom, Texas Roots.

03/02/2026

🚨 PSA: Mortgage Text Scam Alert 🚨

One of my repeat clients sent this to me today. She knew it didn’t look right and called me first. That’s exactly what you should do.

The message claimed she could skip payments and asked for her current interest rate. Big red flag.

Let me be very clear:
We will NEVER text you out of the blue asking for your interest rate, personal details, or loan information. Ever.

If someone is:
• Telling you to “text 1 for details”
• Promising to skip payments for a few months
• Asking what your current rate is
• Claiming to be some random “director” you’ve never worked with

That’s not your lender. That’s a scam.

Do not respond. Do not click links. Report it as spam.

If you ever get something that feels off, call your lender directly using the number on your statement. Or call me. I’d much rather answer a quick question than see you deal with fraud.

Proud of my client for trusting her gut and picking up the phone. That’s how you handle it.

Address

1606 N Sarah DeWitt Drive
Gonzales, TX
78629

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm

Website

https://www.sagecapitalbank.com/home-loans

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