Brent Van Beusekom - Thrivent

05/15/2025

Are you prepared for financial changes? With proactive planning and flexible strategies, you can manage risks and habits that could impact your financial plan. Learn more about protecting your finances from what-ifs. ⬇️

Life is unpredictable, but the right financial plan can help you navigate changes with confidence. Learn about five major financial risks and strategies that can help mitigate them. Find a financial advisor

02/25/2025

Roth IRAs can be one of the most useful retirement savings accounts available. The earlier you start, the better these benefits may be. However, it's never too late - many people with large tax-deferred accounts such as 401 (k)s may find value in converting some of their funds to a Roth account, so they can enjoy these benefits as well.

State tax rules may differ from federal rules governing the tax treatment of Roth IRAs and there may be conflicts between federal and state tax treatment of IRA conversions. Consult your tax professional for your state's tax rules. See thrivent.com/social for important disclosures.

02/12/2025

Starting financial conversations at home is key. 🔑 Many parents wish they’d learned more about money as kids – teaching small lessons on budgeting, saving, and investing now can help change that for future generations.

01/30/2025

Snowball method - Pay off smallest debt first. Quick wins, big motivation.
Avalanche method - Pay off highest-interest debt first. Save more long-term.

Which debt repayment method appeals to you? Here to talk through your options and find a debt escape plan that works for you.

01/16/2025

Your retirement years can be among the best of your life - but achieving your financial and lifestyle goals requires careful planning.

View retirement savings not as a one-time commitment, but as an ongoing effort to set yourself up for the best possible future.

11/25/2024

Great news! Thrivent will provide a record $564 million payout of dividends and nonguaranteed policy enhancements to clients in 2025.

Dividends are one way we show our continued commitment to helping clients build their financial futures and live more generous lives. Learn more: http://bit.ly/3As887D

Dividends are not guaranteed and are exclusively available on eligible Thrivent products. Policy enhancements refer to improvements in nonguaranteed policy features such as future credited rates or fees. These enhancements are not guaranteed in the future.

11/14/2024

"Give thanks to the Lord, for he is good; his love endures forever." - Psalm 118:1

09/20/2024

It would be fun to come across one of these on the side of the street!

09/10/2024

Leaving a legacy for your kids has become more difficult. Plan accordingly!

Previously, if a child inherits a retirement account (such as an IRA), the government required them to make withdrawals (RMDs) throughout their expected lifetime (if they inherit it at 50 years old this could be over the course of 30 more years for example)

Now, when a child inherits an account like this they are required to withdraw it all regardless of whether they actually need the money right now or not within a 10 year time frame.

Impact #1: This will likely push your child into higher tax brackets, which will in turn reduce the amount of inheritance you are able to leave them, and force you to give it to taxes instead.

Impact #2: Because they need to withdraw this money within 10 years, it greatly reduces the amount of appreciation that can be attained by leaving it in the market, further reducing the inheritance you are able to leave them.

If you are in or nearing retirement now would be a good time to plan your finances accordingly to help reduce the tax blow to your children.

(see thrivent.com/social for important disclosures)
(investing in the market involves risk including possible loss of principle)
(Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional)

09/05/2024

Are you getting optimal tax outcomes from your financial strategy? With ever-changing tax laws, it’s a good time to explore solutions that can help deliver greater financial flexibility—today and in the future.

09/02/2024

Wishing you and your loved ones a safe and relaxing Labor Day.

08/28/2024

Why does this matter?

Not having a will or estate plan in place could mean:
— your wishes aren’t honored
— loved ones are left with a high tax bill
— money is wasted on lawyer fees and court costs

Let’s get your estate plan in place today so there’s a seamless tomorrow.

See thrivent.com/social for important disclosures.