Fellicia Howard - Berkshire Hathaway Elite Real Estate

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Gold River, CA
Fellicia Howard - Berkshire Hathaway Elite Real Estate

Fellicia Howard | DRE # 01739628 | NMLS # 1026210 I began my career in 2003 working as a mortgage loan officer.

I quickly moved into management training loan officers. Many of my clients were also searching for property so I made the natural progression to become a realtor to assist people with real estate and financing together and obtained a Broker's License in 2007. As a mother of two, I understand the need for families to find homes that are safe and offer good educational opportunities for their

children. I value service level and really giving clients the "inside scoop" on how to get their offers accepted in a competitive market. I pride myself on being accessible and I am "only a text away" for my clients, which include first-time buyers, move-up buyers, relocation assistance, and investors. When I am not working with clients, I am an active cheer and basketball mom; enjoy working out; watching sports; and try to travel as much as time permits. It's all about experiences and making lasting memories with family and friends for me.

02/14/2025

Ready to unlock the door to your dream home? 🏡 Here’s the Home Buying Process in 30 Seconds:

• Begin your search for the perfect property

• Get pre-approved for a mortgage to strengthen your position

• Make a competitive offer to secure your future home

• Schedule a home inspection to ensure everything checks out

• Negotiate and finalize the terms to your advantage

• Close the deal and make your dream home officially yours!

Every step brings you closer to homeownership. Let’s make it happen and unlock your future! 🔑

02/11/2025

Which kitchen design catches your eye—1, 2, 3, or 4? Drop your favorite feature and tell me what makes it the perfect fit for your dream space. Let’s see what makes these designs stand out to you! 🏡

02/07/2025

Take control of your real estate journey by mastering these 𝗘𝘀𝘀𝗲𝗻𝘁𝗶𝗮𝗹 𝗥𝗲𝗮𝗹 𝗘𝘀𝘁𝗮𝘁𝗲 𝗧𝗲𝗿𝗺𝘀: Contingency Clause, Down Payment, Pre-Qualification! Understanding these powerful terms gives you the confidence to navigate the buying or selling process like a pro. Unlock the knowledge that sets you apart and helps you make smarter decisions every step of the way.

02/04/2025

Start your home search the right way! 💡 Talking to a lender first helps you know your budget, explore loan options, understand down payment and closing costs, and set realistic expectations. Don’t skip this crucial step. Comment below if you have any more questions!

01/31/2025

💡 Mortgage Hack: Increase Your Buying Power. Did you know reducing your monthly debt can boost your mortgage approval amount? Here are some examples below:

Trim $400 from your monthly debt – Boost your buying power by $47,000!

Trim $600 from your monthly debt – Boost your buying power by $70,000!

*𝗧𝗵𝗲𝘀𝗲 𝗳𝗶𝗴𝘂𝗿𝗲𝘀 𝗮𝗿𝗲 𝗯𝗮𝘀𝗲𝗱 𝗼𝗻 𝗮 𝗴𝗲𝗻𝗲𝗿𝗮𝗹 𝗳𝗼𝗿𝗺𝘂𝗹𝗮, 𝗯𝘂𝘁 𝗮𝗰𝘁𝘂𝗮𝗹 𝗻𝘂𝗺𝗯𝗲𝗿𝘀 𝗺𝗮𝘆 𝘃𝗮𝗿𝘆 𝗱𝗲𝗽𝗲𝗻𝗱𝗶𝗻𝗴 𝗼𝗻 𝘆𝗼𝘂𝗿 𝘂𝗻𝗶𝗾𝘂𝗲 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝘀𝗶𝘁𝘂𝗮𝘁𝗶𝗼𝗻.*

Thinking about buying soon? Let’s outline a strategy that suits you!

01/28/2025

Maximize Your Real Estate Tax Benefits

Did you know homeownership can offer some major tax perks? Here are a few ways you can save:

📍 Home Office Deduction
If you work from home, you can deduct a portion of your home expenses like utilities, insurance, and more.

📍 Home Improvements
Making energy-efficient upgrades? You might be eligible for tax credits that reduce both your tax bill and future energy costs.

📍 Property Taxes
Property taxes are deductible, so you can save by reducing your taxable income!

Don’t leave money on the table—take advantage of these tax benefits and make the most of your home investment! 💡

01/24/2025

Real Estate True or False?🔑

Think you know the truth about buying and owning a home? Let’s test your knowledge!

✔️ True or False: Buying a home is always more expensive than renting.
✔️ True or False: You can always negotiate the price of a home.
✔️ True or False: You need to have a 700+ credit score to buy a home.
✔️ True or False: Homeownership offers tax benefits.

Drop your guesses below, and let’s see who’s got the real estate facts! 💬👇

01/21/2025

Here are four expert tips to help you secure the best deal:

1. 𝗣𝗮𝗿𝘁𝗻𝗲𝗿 𝘄𝗶𝘁𝗵 𝗮 𝗧𝗿𝘂𝘀𝘁𝗲𝗱 𝗥𝗲𝗮𝗹𝘁𝗼𝗿 𝗮𝗻𝗱 𝗟𝗲𝗻𝗱𝗲𝗿: Working with experienced professionals can provide invaluable guidance and access to exclusive listings.

2. 𝗦𝗵𝗼𝗽 𝗳𝗼𝗿 𝘁𝗵𝗲 𝗕𝗲𝘀𝘁 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲𝘀: Compare rates from different lenders to ensure you get the most favorable terms.

3. 𝗡𝗲𝗴𝗼𝘁𝗶𝗮𝘁𝗲 𝗖𝗹𝗼𝘀𝗶𝗻𝗴 𝗖𝗼𝘀𝘁𝘀: Don't be afraid to discuss and negotiate these costs to potentially save thousands.

4. 𝗧𝗶𝗺𝗲 𝗬𝗼𝘂𝗿 𝗣𝘂𝗿𝗰𝗵𝗮𝘀𝗲 𝗦𝘁𝗿𝗮𝘁𝗲𝗴𝗶𝗰𝗮𝗹𝗹𝘆: Market conditions can greatly impact prices; consider buying during off-peak times to get the best value.

𝘓𝘦𝘵’𝘴 𝘮𝘢𝘬𝘦 𝘺𝘰𝘶𝘳 𝘩𝘰𝘮𝘦-𝘣𝘶𝘺𝘪𝘯𝘨 𝘫𝘰𝘶𝘳𝘯𝘦𝘺 𝘢𝘴 𝘢𝘧𝘧𝘰𝘳𝘥𝘢𝘣𝘭𝘦 𝘢𝘴 𝘱𝘰𝘴𝘴𝘪𝘣𝘭𝘦! 📲 𝘋𝘔 𝘵𝘰 𝘨𝘦𝘵 𝘴𝘵𝘢𝘳𝘵𝘦𝘥 𝘵𝘰𝘥𝘢𝘺!

01/17/2025

Real Estate Q&A: What’s More Important When Buying a Home—Location, Price, or Size?

📍 Location: A great location means convenience, better schools, amenities, and long-term value—but it can cost more.

💰 Price: Stick to your budget! It’s essential to know what you can afford to avoid financial strain.

🏠 Size: Bigger homes offer more space, but also higher costs for utilities and maintenance. Find the right balance!

What’s your priority when buying a home? Drop your thoughts below!

01/14/2025

Tap into the wealth-building power of real estate with a range of investment options: residential properties for reliable rental income, commercial properties for strong returns, and vacant properties full of untapped potential.

The right strategy for you depends on your financial goals, risk tolerance, capital, and desired level of involvement. Begin your investment journey today! 📈

01/10/2025

Estimate the home price you can afford!!🏡

Calculation:

Step 1. Gross Monthly Income (single or combined) X 28% (0.28) = 𝗔𝗳𝗳𝗼𝗿𝗱𝗮𝗯𝗹𝗲 𝗠𝗼𝗻𝘁𝗵𝗹𝘆 𝗣𝗮𝘆𝗺𝗲𝗻𝘁

Step 2. Affordable Monthly Payment X 200 = 𝗘𝘀𝘁𝗶𝗺𝗮𝘁𝗲𝗱 𝗛𝗼𝗺𝗲 𝗣𝗿𝗶𝗰𝗲 𝗬𝗼𝘂 𝗖𝗮𝗻 𝗔𝗳𝗳𝗼𝗿𝗱

Example:

Step 1. $18,000 combined monthly income with partner X 0.28 = $𝟱,𝟬𝟰𝟬 𝗘𝘀𝘁𝗶𝗺𝗮𝘁𝗲𝗱 𝗔𝗳𝗳𝗼𝗿𝗱𝗮𝗯𝗹𝗲 𝗠𝗼𝗻𝘁𝗵𝗹𝘆 𝗣𝗮𝘆𝗺𝗲𝗻𝘁

Step 2. $5,040 Monthly Payment X 200 = $𝟭,𝟬𝟬𝟴,𝟬𝟬𝟬 𝗘𝘀𝘁𝗶𝗺𝗮𝘁𝗲𝗱 𝗛𝗼𝗺𝗲 𝗣𝗿𝗶𝗰𝗲 𝗬𝗼𝘂 𝗖𝗮𝗻 𝗔𝗳𝗳𝗼𝗿𝗱

*7% 𝘪𝘯𝘵. 𝘳𝘢𝘵𝘦 𝘶𝘴𝘦𝘥 𝘧𝘰𝘳 𝘢𝘱𝘱𝘳𝘰𝘹𝘪𝘮𝘢𝘵𝘪𝘰𝘯

𝘒𝘦𝘦𝘱 𝘪𝘯 𝘮𝘪𝘯𝘥: 𝘐𝘯𝘤𝘰𝘮𝘦/𝘥𝘰𝘸𝘯 𝘱𝘢𝘺𝘮𝘦𝘯𝘵 𝘳𝘦𝘲𝘶𝘪𝘳𝘦𝘮𝘦𝘯𝘵𝘴 𝘮𝘢𝘺 𝘷𝘢𝘳𝘺 𝘥𝘦𝘱𝘦𝘯𝘥𝘪𝘯𝘨 𝘰𝘯 𝘺𝘰𝘶𝘳 𝘶𝘯𝘪𝘲𝘶𝘦 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘴𝘪𝘵𝘶𝘢𝘵𝘪𝘰𝘯 𝘢𝘯𝘥 𝘭𝘰𝘢𝘯 𝘵𝘦𝘳𝘮𝘴.

01/03/2025

Take a tour of this beautiful guest house! 🏡 Whether for family visits, extra rental income, or a tranquil retreat, this space offers endless potential. Is a guest house on your must-have list for your next home? 🏠 DM me to kickstart your home search today!

Address

7412 Elsie Avenue
Gold River, CA
95828

Telephone

(916) 705-4038

Website

http://felliciahoward.starthomejourney.com/

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