Mark Avila Mortgage and Real Estate

Mark Avila Mortgage and Real Estate Mark Avila Home Loans-Mortgage Lending Made Easy! I work as a Loan Officer at Pacific National Lending.

Whether you are first time home buyer, purchasing your dream home, or refinancing a current loan, our highly experienced team can help you take that first step toward a financial solution. I have been in the mortgage industry since 2002 and worked with many reputable lenders. I believe that in this time of dynamic change in the industry, it is important to work with an experienced Loan Officer wit

h your best interest in mind. I pride my work on earning the trust and confidence of my borrowers and always appreciate when they send me referrals of their friends and family. I promise always to provide the same care and attention that was given to my original borrower so it is a real compliment to receive referral business! I specialize in the following California Mortgage Loans:

Home Purchase Loans
Home Refinance Loans
Jumbo Home Loans
FHA Loans
VA Loans
Home Equity Loans
Cash Out Home Loans
Non QM Bank statement
And Much, Much More! I offer unparalleled mortgage, purchase, refinance, and real estate services to my clients throughout the Great State of California!

When the choice comes down to two layouts, start with your daily routine, not the photos. A buyer with a VA loan and a h...
07/30/2026

When the choice comes down to two layouts, start with your daily routine, not the photos. A buyer with a VA loan and a home office may care more about bedroom separation and noise than about square footage alone. Walk the property at the times you would normally be home, and notice whether the stairs, hallway flow, and room placement support how you actually live.

Ever wonder why some buyers feel calm at offer time while others scramble? The difference is often a clean pre-approval ...
07/29/2026

Ever wonder why some buyers feel calm at offer time while others scramble? The difference is often a clean pre-approval file: verified income, a clear look at debts, and a realistic budget based on today's market, not the top number someone mentioned online. That prep helps a buyer focus on homes that actually fit the plan.

What slows many investor loans down is a missing paper trail, not the property itself. For a rehab purchase, gather the ...
07/28/2026

What slows many investor loans down is a missing paper trail, not the property itself. For a rehab purchase, gather the contractor estimate, scope details, and any entity documents early so the underwriter can follow the plan without guessing. That matters even more when the deal involves a rental exit, because the file has to show how the property moves from project to income-producing asset. Walk through the steps. https://bit.ly/4a4JIjs

A common mistake is waiting until after you find the house to gather paperwork. A buyer with 1099s, a recent job change,...
07/27/2026

A common mistake is waiting until after you find the house to gather paperwork. A buyer with 1099s, a recent job change, or a gift from family can slow things down if the file is missing tax returns, pay stubs, or a gift letter. Getting those items together early helps the loan file move with fewer surprises.

A common first-time-buyer mistake is assuming every loan asks for the same upfront cash. FHA, conventional, VA, USDA, an...
07/26/2026

A common first-time-buyer mistake is assuming every loan asks for the same upfront cash. FHA, conventional, VA, USDA, and down-payment assistance programs each have different rules, so the right fit depends on your income, location, and credit profile. A buyer with steady W-2 income but limited savings may need a very different path than a self-employed borrower with 1099s.

Before an offer is finalized, make the inspection contingency work for you: ask for the inspection window, schedule the ...
07/25/2026

Before an offer is finalized, make the inspection contingency work for you: ask for the inspection window, schedule the walk-through quickly, and decide which items are safety issues versus routine upkeep. A buyer looking at an older home can use that report to request repairs, credits, or a clean exit if the problems are bigger than expected.

A common mistake is focusing only on the monthly payment and ignoring the loan term, closing costs, and whether PMI can ...
07/24/2026

A common mistake is focusing only on the monthly payment and ignoring the loan term, closing costs, and whether PMI can be removed. For someone who bought with a smaller down payment, a refinance review can also be a chance to check whether the current equity position changes the conversation. Walk through the steps. https://bit.ly/4uFHMW1

Address

2377 Gold Meadow Way Ste 100
Gold River, CA
95670

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm
Saturday 9am - 2pm
Sunday 9am - 2pm

Telephone

+19169470644

Website

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