Deb Higgins - Welcome Home

06/16/2026

Saving for a home can feel like a big hurdle, but the right support can make all the difference. 💚 Down payment assistance programs are designed to give buyers a boost by lowering upfront costs and making homeownership within reach.

With that extra boost, you may be able to move forward sooner, keep more savings in your pocket, and feel more confident in your purchase.

For more information on down payment assistance, visit here: https://flatbranchhomeloans.com/loan-programs/down-payment-assistance

06/13/2026

5.0 star review received on Experience.com for Deb Higgins by Kayla L - Deb is amazing! She was able to lock-in my rate fast and made the mortgage process so incredibly smooth & easy! The definition of professionalism & I'm so happy we went with her! 10/10, definitely recommend!

Click to see all 519 reviews of Deb Higgins, Senior Mortgage Banker | NMLS # 189866

06/11/2026

5.0 star review received on Experience.com for Deb Higgins by Brendan W - Fully commited to get me approved and make less work for me as possible and answered all questions and concerened I had

Click to see all 518 reviews of Deb Higgins, Senior Mortgage Banker | NMLS # 189866

06/11/2026

5.0 star review received on Experience.com for Deb Higgins by Elizabeth G - Deb was amazimg throughout the entire process!

Click to see all 518 reviews of Deb Higgins, Senior Mortgage Banker | NMLS # 189866

06/11/2026

5.0 star review received on Experience.com for Deb Higgins by Emily P - Deb and her team were so wonderful to work with. I will absolutely be going back to them in the future. They all made the process so smooth and easy. Such an amazing team of people to work with!

Click to see all 517 reviews of Deb Higgins, Senior Mortgage Banker | NMLS # 189866

06/11/2026

When buying a home, taxes play a bigger role than most people expect! 🏡

Property taxes are included in your monthly mortgage payment, which means higher taxes can impact how much home you can comfortably afford. Even if two homes have the same price, different tax rates can change your monthly payment significantly. 💰

Our job is to help you look at the full picture, not just the purchase price. We're here to guide you toward a payment that feels comfortable, sustainable, and supportive of your goals now and in the future! 💚

Have questions? Reach out today!

06/10/2026

5.0 star review received on Experience.com for Deb Higgins by Blake C - Deb was very helpful and the process went smoothly and quickly.

Click to see all 515 reviews of Deb Higgins, Senior Mortgage Banker | NMLS # 189866

06/09/2026

Buying a home is a journey, and being familiar with the steps makes it feel a whole lot smoother!

Here's the path from submitting an application to getting keys in hand:
📝 Apply and get pre-approved
🏡 Shop for homes within your budget
✍️ Make an offer and go under contract
📂 Our team prepares your file and reviews your documents
✅ Get cleared to close
🔑 Sign the paperwork and receive your keys

Have questions about the process? Let's talk!

06/08/2026

5.0 star review received on Experience.com for Deb Higgins by Makayla K - Deb and the team were awesome to work with! Very responsive and made the process so much less stressful and go as smoothly as possible!

Click to see all 514 reviews of Deb Higgins, Senior Mortgage Banker | NMLS # 189866

06/07/2026

5.0 star review received on Experience.com for Deb Higgins by Kyle T - Deb and her team made the home buying process very easy and they were all very pleasant to deal with.

Click to see all 513 reviews of Deb Higgins, Senior Mortgage Banker | NMLS # 189866