Secure Insurance & Financial Services

10/08/2025

Give us a call today 618-254-8800

10/08/2025

Thank you to Cope Plastics for inviting us out to discuss insurance and benefits with your work force today. It was great meeting all of you!

09/04/2025

✅ Important Update for Medicare Supplement Policyholders

Many Medicare Supplement (Medigap) plans are experiencing premium increases this year. While these adjustments are common, we understand they can impact your budget and peace of mind.

💡 What you should know:

Rate increases are not unusual as healthcare costs rise.

Different carriers adjust premiums at different times.

You may have options to shop around for a more competitive rate — without losing your current coverage or benefits.

📞 Our agency is here to help review your policy, explain your options, and see if another plan could save you money while keeping the coverage you need.

Don’t wait until your next bill surprises you — let’s review your Medicare Supplement today.

👉 Call us at 618-254-8800 or message us here to set up your free policy review.

08/27/2025

🚨 Avoid the Social Security Tax Trap 🚨

Did you know that up to 85% of your Social Security benefits could be taxed depending on your other income in retirement? This is what’s often called the Social Security tax trap.

Here are some smart ways to keep more of your benefits:

✅ Know the thresholds: For singles, taxes kick in at $25,000 of “provisional income.” For couples, it’s $32,000.
✅ Plan withdrawals wisely: IRA/401(k) withdrawals count toward your income and can trigger higher taxes.
✅ Leverage Roth accounts: Withdrawals from Roth IRAs don’t raise your provisional income.
✅ Delay benefits: Waiting until age 70 not only grows your monthly check, but can reduce overlap with other taxable income.
✅ Give strategically: After age 70½, you can donate directly from an IRA (QCD) to lower taxable income.

With a little planning, you can reduce or avoid the tax trap and keep more of your hard-earned benefits.

💡 The key is creating a smart retirement income strategy before you start drawing Social Security.

Give us a call today today. We are happy to help you navigate this difficult tax trap (618) 254-8800

08/13/2025

We have been contacted by several State Farm clients in the past few weeks! These clients are getting large increases in their home insurance renewals! We saved a former State Farm client today just under $1000 a year on their home insurance while increasing the client’s coverages.
We are here anytime if you would like us to do the same for you! 618-254-8800.

07/24/2025

We represent multiple home and auto insurance carriers. Call us anytime to review your coverages and save you money!!

The increase will affect 1.5 million customers in Illinois, where State Farm is the largest home insurer. The company cites more extreme weather and rising repair costs due to inflation as reasons for the rate hike.

11/09/2024

We are here to answer and assist in your 2025 health care questions. Contact us today to schedule an appointment before December 7!

07/23/2024

Secure Insurance saved two families over $1000 a year on their home and auto insurance this week!!
Call or message anytime for a household review! It only takes a few minutes!!
(618) 254-8800

07/02/2024

Secure Insurance and Financial Services provides business insurance policies for property, general liability, and workers' compensation, offering significant savings. We collaborate with numerous top carriers to find the ideal match for your business at the best price. Reach out to us at 618-254-8800 or message us on Facebook.

06/10/2024

Have you noticed how much you are spending on your home and auto insurance? We have saved two families over $2000 a year on their home and auto insurance today! Please call or email us and we will see how much we can save you! [email protected]

618-254-8800

05/15/2024

Secure Insurance & Financial Services will be at the Health Fair today from 10am till 12pm at the Maryville YMCA! Stop by and enter our drawing for a spring gardening basket and fire pit!!