09/01/2026
If you want to scale without cash constraints, experiment with this (working capital checklist):
- Map your cash conversion cycle (DIO + DSO - DPO)
- Identify your collateral (receivables, inventory, equipment)
- Calculate your weekly working capital need
- Structure flexible funding that scales with growth
- Automate collections to shorten DSO
- Negotiate payment terms with suppliers to extend DPO
- Monitor collateral value weekly, not quarterly
- Review funding structure quarterly as business evolves
When all of these fall into place, cash constraints disappear. Growth accelerates.
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