Michael DeSanto, Mortgage Loan Officer - NMLS 1766709

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Gloucester County, NJ
Michael DeSanto, Mortgage Loan Officer - NMLS 1766709

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Mortgage, Refinance, Pre Qualify, FHA, VA, USDA, Conventional
*Equal Housing Opportunity*

10/22/2026

Should you lock your mortgage rate or wait? If you’re under contract in 2026, this choice can change your monthly payment. Our latest post breaks down the pros and cons, timing tips, and how to protect yourself if rates move before closing. Read the full guide: https://wix.to/ZAxmND6

If you're buying a home in 2026, there's a good chance you've been watching mortgage rates almost as closely as home prices.And if you've recently gone under contract, you may be facing an important decision:Should you lock your mortgage rate now, or wait and hope rates come down before closing?It's...

10/21/2026

Thinking of selling your home in 2026? The market has shifted — pricing, preparation, and your next mortgage will determine your success. Learn practical strategies to price smart, stage for faster sales, and line up the right mortgage options for your next move. Read the full guide: https://wix.to/xZ0nXpG

Want to chat about your home’s value or next steps? Drop a comment or message me.

For several years, homeowners thinking about selling had a significant advantage.In many markets, homes were selling almost immediately after being listed. Multiple offers were common, bidding wars pushed prices higher, and some sellers received offers well above their original asking prices.In that...

10/19/2026

Why are home prices staying high even as the market cools? One reason: there simply aren’t many empty homes. New research shows the national vacancy rate is just 1.3% — unchanged year-over-year. Learn what that means for buyers in 2026 and how it could affect inventory, competition, and pricing in your area. Read more: https://wix.to/aPvdE9X

If you've been searching for a home and wondering why prices remain relatively high despite a slower housing market, one important piece of the puzzle may surprise you.There simply aren't that many empty homes across the country.According to ATTOM's latest Vacant Property and Zombie Foreclosure Repo...

10/02/2026

Homeownership isn’t just about where you live — it’s about building wealth. New data shows more than 40% of U.S. homes are now equity-rich. What that means: stronger financial resilience for current homeowners and shifting opportunities for buyers in 2026. Read the full breakdown and practical tips for leveraging equity or entering the market with confidence. https://wix.to/H88SZeq

For many Americans, a home isn't just a place to live. Over time, it can also become one of the largest assets they own.That happens because of home equity.Every mortgage payment can help reduce the amount owed on a home, while increases in property value can add another layer of equity. Over years....

09/30/2026

What's really happening with the housing market? Pending home sales dipped — but pent-up buyer demand may reshape what's next. Dive into our latest analysis to understand the indicators driving potential recovery and what it means for buyers and sellers. Read more: https://wix.to/B7So8qW

What's really happening with the housing market right now?That's a harder question to answer than it might seem.One month, home prices are making headlines. The next month, it's mortgage rates. Then inventory rises, existing-home sales change, or new economic data suggests buyers may be preparing to...

09/23/2026

Mortgage buyers, take note: cash buyers are losing ground in 2026—and that could level the playing field for you. Our latest post breaks down what’s changed, why lenders and market dynamics matter, and practical steps to make your mortgage offer more competitive. Read the full breakdown: https://wix.to/cor2fQ0

For several years, homebuyers using a mortgage faced a frustrating competitor in the housing market: the all-cash buyer.During the most competitive periods of the recent housing market, sellers frequently received multiple offers within days—or sometimes hours—of listing a home. Buyers found the...

09/22/2026

What do today’s hottest ZIP codes tell us about what homebuyers really want? Spoiler: it’s not just about price. From neighborhood amenities to commute times and housing types, the latest analysis uncovers trends shaping buyer priorities in 2026. Read the full breakdown and see which ZIP codes made the list. https://wix.to/L6h2ukH

What are today's homebuyers actually looking for?It's tempting to assume the answer is simple: the lowest-priced home they can find.After several years of higher home prices, elevated mortgage rates, rising homeowners insurance premiums and affordability challenges, you'd expect buyers to focus almo...

09/21/2026

Homes are taking longer to sell — and that slowdown could be a big opportunity for buyers. From less bidding war pressure to more time for inspections and better negotiation leverage, today’s market gives buyers room to be selective and strategic. Read how to make the most of these shifts and find the right home: https://wix.to/qOYbyYM

For the past several years, one of the biggest frustrations for homebuyers has been the speed of the housing market.A desirable home could hit the market on a Thursday, have a packed weekend of showings, receive multiple offers, and be under contract by Monday. Buyers often felt pressured to make qu...

09/17/2026

Homeowners insurance premiums have climbed — and that’s reshaping affordability for today’s buyers. Our latest blog breaks down how rising insurance costs affect monthly mortgage payments, what to watch for when budgeting, and smart steps to protect your purchase and your wallet. Read more: https://wix.to/8YIcq9R

When homebuyers think about affordability, the conversation usually starts with home prices and mortgage rates. Those are certainly two of the biggest factors determining how much house someone can afford, but they aren't the only expenses that matter.One housing cost receiving considerably more att...

09/15/2026

Walkability is shaping homebuying decisions in 2026. From nearby parks and sidewalks to shops and dining within walking distance, buyers want more than a house — they want a neighborhood that fits their lifestyle. Read our latest post to learn what features matter most and why walkable communities are still a top priority. https://wix.to/rQ7wuU2

When homebuyers start searching for a new home, it's easy to focus on the obvious things: price, square footage, number of bedrooms, number of bathrooms, school district, property taxes, and the size of the yard.But increasingly, buyers are looking beyond the four walls of the house.They are asking....

Address

900 NJ-168 Suite G1, Washington Township
Gloucester County, NJ
08012

Website

http://Www.newhomeapproval.com/

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