Michael DeSanto, Mortgage Loan Officer - NMLS 1766709

Michael DeSanto, Mortgage Loan Officer - NMLS 1766709 Mortgage, Refinance, Pre Qualify, FHA, VA, USDA, Conventional
*Equal Housing Opportunity*

New home sales are on the rise — and that’s big news for buyers. From improving inventory to more competitive pricing, o...
06/15/2026

New home sales are on the rise — and that’s big news for buyers. From improving inventory to more competitive pricing, our latest article breaks down what the recent Census and HUD data means for people shopping for a home right now. Read more: https://wix.to/Pir8iVc

The housing market continues to show encouraging signs for both buyers and builders, as newly released data from the U.S. Census Bureau and the Department of Housing and Urban Development reveals that new home sales are outperforming last year's numbers.According to the latest report, new home sales...

Mortgage rates just hit a one-month high — and that’s slowing mortgage activity across the country. Whether you’re buyin...
06/09/2026

Mortgage rates just hit a one-month high — and that’s slowing mortgage activity across the country. Whether you’re buying, refinancing, or just keeping an eye on your mortgage, our latest blog breaks down what rising rates mean for different loan types and what steps you can take now. Read more: https://wix.to/jle7E6f

Mortgage rates moved higher again in the latest Mortgage Bankers Association (MBA) Weekly Applications Survey, reaching their highest levels in approximately one month and causing mortgage application activity to slow nationwide.The increase affected several popular loan programs, including 30-year....

Think you need a perfect credit score or 20% down to buy a home? Think again. Bust common home-buying myths and learn th...
06/05/2026

Think you need a perfect credit score or 20% down to buy a home? Think again. Bust common home-buying myths and learn the real path to ownership in our latest post: Common Home Buying Myths That Could Be Keeping You From Owning a Home. Read now: https://wix.to/9bpC8nd

The Truth About Mortgage Rates, Credit Scores, and Down PaymentsFor many Americans, homeownership remains one of life's biggest goals. Whether you're a first-time homebuyer or someone looking to move into your next home, owning real estate continues to be one of the most effective ways to build long...

Thinking about selling your home in NJ, PA, or FL? Early spring still offers the best conditions—more buyers, better cur...
06/04/2026

Thinking about selling your home in NJ, PA, or FL? Early spring still offers the best conditions—more buyers, better curb appeal, and stronger comps. Learn why timing can give your listing an edge and practical tips to prepare. Read the full post: https://wix.to/GrIZ1XK

For many homeowners, the decision to sell a house has little to do with perfectly timing the real estate market. Most people move because life changes. Families grow and need more space. Empty nesters decide to downsize. Job opportunities require relocation. Some homeowners simply want a different n...

Why Gen Z home buyers are feeling priced out — and what can help. Dive into our latest analysis on affordability challen...
06/01/2026

Why Gen Z home buyers are feeling priced out — and what can help. Dive into our latest analysis on affordability challenges facing Gen Z, from wage-stagnation and rising mortgage burdens to shifting lending dynamics. Read the full breakdown and practical takeaways for buyers, agents, and policymakers: https://wix.to/i4xAQBr

For decades, buying a home has been considered one of the biggest milestones of financial success and long-term wealth building in America. But for many younger buyers today, especially Gen Z home buyers, achieving homeownership feels significantly more difficult than it did for previous generations...

Home sellers are still walking away with big gains — the typical U.S. home sale generated about $110,100 in raw profit i...
05/29/2026

Home sellers are still walking away with big gains — the typical U.S. home sale generated about $110,100 in raw profit in Q1. Want localized insights for NJ, PA, and FL buyers or sellers? Read the latest market breakdown and what it means for your next move: https://wix.to/ptXsVVg

The housing market has shifted significantly from the ultra-competitive conditions seen during the pandemic housing boom, but one thing remains clear: homeowners are still making substantial profits when they sell their homes.According to recent housing market data from ATTOM Data Solutions, the typ...

Market update for sellers: New data shows many homeowners view 2026 as a prime time to sell. Our latest article explains...
05/19/2026

Market update for sellers: New data shows many homeowners view 2026 as a prime time to sell. Our latest article explains why the housing market still offers advantages to sellers in NJ, PA, and FL — plus practical advice for pricing and staging. Read more: https://wix.to/dKITvfJ

The housing market has shifted over the past couple of years, but one thing remains clear in 2026: many homeowners still believe now is a strong time to sell. While buyers have regained some negotiating leverage compared to the ultra-competitive seller’s market of 2021 and 2022, today’s market c...

A 3% rise in property taxes in 2026 is more than a statistic — it affects affordability, lending decisions, and long-ter...
05/04/2026

A 3% rise in property taxes in 2026 is more than a statistic — it affects affordability, lending decisions, and long-term wealth building. Our latest analysis walks through the implications for buyers, current homeowners, and financial planning. Learn how to factor tax increases into your mortgage strategy: https://wix.to/gjTxTJI

When most people think about buying a home, their focus immediately goes to two things: the purchase price and the mortgage rate. While both are critical, they only tell part of the story. The true cost of homeownership is much deeper—and in 2026, one of the most important (and often overlooked) f...

Home prices are flattening in 2026 — what that really means for buyers, sellers, and your mortgage plan. Our latest deep...
04/30/2026

Home prices are flattening in 2026 — what that really means for buyers, sellers, and your mortgage plan. Our latest deep dive breaks down the S&P CoreLogic Case-Shiller data, why appreciation has slowed, and practical next steps whether you’re buying, selling, or refinancing. Read more: https://wix.to/yn3Cr4C

The U.S. housing market is undergoing a meaningful shift—and if you’re buying, selling, or refinancing, understanding this shift is critical. According to the latest data from the S&P CoreLogic Case-Shiller U.S. National Home Price Index, home price growth is continuing to slow nationwide, signa...

Think all debt is bad? Think again. 🏡 In our latest post, Michael DeSanto breaks down why mortgages can be “smart debt” ...
04/27/2026

Think all debt is bad? Think again. 🏡 In our latest post, Michael DeSanto breaks down why mortgages can be “smart debt” and how homeownership can be a strategic path to building long-term wealth. Learn the benefits, risks, and smart moves to make the most of your mortgage. Read more: https://wix.to/rTrd8IH

Most people don’t like the idea of debt—and for good reason. Debt can create stress, limit financial flexibility, and make it harder to reach long-term goals. In fact, recent survey data shows that 77% of Americans feel debt has held them back financially. But here’s the part many people overl...

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