Michael DeSanto, Mortgage Loan Officer - NMLS 1766709

Michael DeSanto, Mortgage Loan Officer - NMLS 1766709 Mortgage, Refinance, Pre Qualify, FHA, VA, USDA, Conventional
*Equal Housing Opportunity*

Walkability is shaping homebuying decisions in 2026. From nearby parks and sidewalks to shops and dining within walking ...
09/15/2026

Walkability is shaping homebuying decisions in 2026. From nearby parks and sidewalks to shops and dining within walking distance, buyers want more than a house — they want a neighborhood that fits their lifestyle. Read our latest post to learn what features matter most and why walkable communities are still a top priority. https://wix.to/rQ7wuU2

When homebuyers start searching for a new home, it's easy to focus on the obvious things: price, square footage, number of bedrooms, number of bathrooms, school district, property taxes, and the size of the yard.But increasingly, buyers are looking beyond the four walls of the house.They are asking....

Younger buyers are changing the rules: many now choose what they can afford first, then find the place that fits that bu...
09/14/2026

Younger buyers are changing the rules: many now choose what they can afford first, then find the place that fits that budget — even if it means relocating. 🌍🏡

Read our quick breakdown of the trend and what it means for markets and sellers. 3-minute read.

Read more: https://wix.to/XbUBXka

For many home buyers, the search starts with a specific town, neighborhood or school district. But younger buyers are increasingly taking a different approach: figure out what they can comfortably afford first, then determine where that budget gives them the best opportunity.A recent NewHomeSource s...

Buying a home? Don’t let insurance and property risks surprise your budget. This short read breaks down how flooding, wi...
09/10/2026

Buying a home? Don’t let insurance and property risks surprise your budget. This short read breaks down how flooding, wind, wildfire and other hazards can affect insurance costs and the true monthly cost of homeownership. Read more: https://wix.to/4IW1wLf

When you're shopping for a home, it's easy to focus on the big numbers: the purchase price, down payment, mortgage rate, and estimated monthly payment.But there's another number that can have a major impact on what that home actually costs you each month: insurance.Recent housing research shows that...

Majority of new homeowners expect to refinance — but should you plan to do the same? 🏡🔁 Our latest blog breaks down when...
09/04/2026

Majority of new homeowners expect to refinance — but should you plan to do the same? 🏡🔁 Our latest blog breaks down when refinancing makes sense, the costs to consider, and how timing and rates affect your long-term savings. Read more and make a smarter move with your mortgage: https://wix.to/aV2LxV0

For many people considering buying a home, one number continues to dominate the conversation: the mortgage rate.That makes sense. Your mortgage interest rate has a major impact on your monthly payment, the amount of home you can comfortably afford, and the total interest you could pay over the life....

Homebuyers are moving forward even as mortgage rates stay elevated. Recent data shows mortgage purchase applications ros...
08/26/2026

Homebuyers are moving forward even as mortgage rates stay elevated. Recent data shows mortgage purchase applications rose 6% in one week — proof many buyers won’t wait for lower rates. Read the latest insights and what this could mean for your home search: https://wix.to/RUG15I3

If you've been waiting for mortgage rates to fall before buying a home, you certainly aren't alone. But recent mortgage application data shows something interesting: many buyers aren't waiting anymore.According to the Mortgage Bankers Association's Weekly Applications Survey, applications for mortga...

Starter homes are still scarce — and that’s making life harder for first-time buyers. Our latest post breaks down why lo...
08/25/2026

Starter homes are still scarce — and that’s making life harder for first-time buyers. Our latest post breaks down why lower-priced inventory hasn’t recovered, what trends are driving competition, and practical tips to improve your chances in today’s market. Read more: https://wix.to/EiMQRXL

For many first-time home buyers, finding an affordable starter home remains one of the biggest challenges in today’s housing market. While housing inventory has improved in some parts of the country, the supply of lower-priced homes has not fully recovered — and that continues to create competit...

Luxury homes are cooling in price — but they're selling faster. Curious why the high-end market is behaving differently ...
08/24/2026

Luxury homes are cooling in price — but they're selling faster. Curious why the high-end market is behaving differently from the rest? Read our latest analysis on what this shift means for buyers and sellers, market drivers, and timing strategies. https://wix.to/c4VVc8I

The luxury housing market is sending an interesting message to home buyers: prices at the high end of the market have been cooling, but luxury homes are actually selling faster.At first glance, those two trends may seem contradictory. If luxury home prices are declining, wouldn't that mean demand is...

Good news for homebuyers: the U.S. housing deficit has stopped growing for the first time in years. That shift could eas...
08/21/2026

Good news for homebuyers: the U.S. housing deficit has stopped growing for the first time in years. That shift could ease price pressures and open up more opportunities for buyers — but what does it mean in your local market? Read our breakdown on why this matters and what to watch next. https://wix.to/OZTML4i

For years, one of the biggest challenges facing the U.S. housing market has been a simple problem: there haven't been enough homes to meet demand.A prolonged housing shortage has contributed to rising home prices, intense competition among buyers, and some of the affordability challenges that today'...

Economic uncertainty is changing household growth — and that could reshape the 2026 housing market. 🏡 Curious what it me...
08/20/2026

Economic uncertainty is changing household growth — and that could reshape the 2026 housing market. 🏡 Curious what it means for buyers, prices, and competition? Read our latest analysis and get the insights you need to plan your next move. Read the full post: https://wix.to/Tvgymmd

For the past several years, one word has dominated conversations about the U.S. housing market: inventory.There simply haven't been enough homes available for sale in many markets. Limited housing inventory, combined with years of strong buyer demand, helped drive home prices significantly higher an...

Worried about retirement savings? Your home might be a bigger part of the plan than you think. Discover practical ways h...
08/18/2026

Worried about retirement savings? Your home might be a bigger part of the plan than you think. Discover practical ways homeowners can tap home equity, lower living costs, and build a steadier retirement strategy in our latest article. Read more: https://wix.to/vTkXz2X

For millions of Americans, retirement is one of those financial goals that always seems to be approaching faster than expected.You work. You pay the bills. You raise a family. You deal with unexpected expenses. You make mortgage payments, pay property taxes, cover insurance, and hopefully put some m...

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Gloucester County, NJ
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