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Monica Traynor Richmond Loan Officer NMLS 1238876 AZ Lic# 0950948

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Glendale, AZ
Monica Traynor Richmond Loan Officer NMLS 1238876 AZ Lic# 0950948

I am licensed in AZ and TX. I look forward to taking the homebuying journey with you!

I have a positive spirit that is infectious not only because I am genuinely joyful but because I’m doing what I love — helping others finance their homes. At Guaranteed Rate Affinity, we provide the best experience possible, featuring incredibly low rates, fantastic customer service and a fast, simple process!

11/02/2026

🏡🔓 UNLOCKING HOME, UNLOCKING OPPORTUNITIES! 🔓🏡

What a fantastic day celebrating growth, innovation, and SUCCESS with our amazing Coldwell Banker Realty agents at today’s Unlocking Home event! 🎉

We loved seeing our agents dive into their exciting new platform, discover new tools, and find even more ways to take their businesses to the NEXT LEVEL!

And of course, the Guaranteed Rate Affinity crew was right there cheering them on! ❤️🖤

We brought the goodies, snapped the photos, shared some laughs, and most importantly, showed up to support the incredible agents we are so fortunate to partner with!

Because great partnerships aren’t just about closing deals. They’re about showing up, growing together, and celebrating each other’s success! 💪🏡

Thank you, Coldwell Banker Realty, for allowing us to be part of your journey. We are honored to be in your corner and can’t wait to see what you accomplish next!

Your success is our success! ❤️💵🏡

11/02/2026

Who said mortgage prep has to start with a full application? It can start with one simple folder.

Create a place for financial information you may need later, then organize it one category at a time. This way, you’ll have everything you need when it comes time to kick off your loan application and your journey home.

Remember, what’s actually required may vary, so connect with me and I can provide you with a personalized list. For now, start with one category at a time and keep on going.
https://myoc.io/hwptjbgYuDx/DeoQj

NMLS # 1238876

10/30/2026

Today’s NAR report revealed that home prices rose in 78% of the nation’s metro markets in the third quarter, with the average home price sitting around $432,900. The Northeast (4%) and Midwest (3.6%) regions led the nation in price appreciation. There are still opportunities out there for savvy buyers though, with home prices declining in 21% of markets in Q3.

Let’s discuss how you can make the most of today’s housing market.
https://myoc.io/hwptjbgYuDx/OpoWw

NMLS # 1238876

10/29/2026

The Fed held interest rates steady citing a growing economy and sticky inflation and mortgage rates are expected to stay about where they are as well. A more stable environment makes planning your next home financing move easier. You can focus on your timing and budget instead of trying to anticipate what the future may hold.

Need someone to bounce ideas off? Let’s talk about what's next for your homeownership plan.
https://myoc.io/hwptjbgYuDx/Srsq3

NMLS # 1238876

10/27/2026

Which home did you get? While the results may be surprising, hopefully this fall-themed game got you thinking outside of the box.

The key takeaway? There’s more on the market than traditional single-family homes, and many alternative home types bring unique benefits. I can help you explore different financing options to see what’s possible.

Keep the fun going, drop your emoji in the comments and tag a friend!
https://myoc.io/hwptjbgYuDx/AiVCy

NMLS # 1238876

10/26/2026

If your house goes bump in the night, don’t worry. It might just be doing its job. While these sounds are usually perfectly normal, the best way to be sure is by being proactive about routine maintenance.

Check our guide to help you get your home ready for fall … and the trick-or-treaters.
https://myoc.io/hwptjbgYuDx/2vwfQ

NMLS # 1238876

10/25/2026

Im back and I’m just leaving this right here! I❤️the lone star state!

10/23/2026

Ever look at your mortgage statement and think, “Wait… why is so much going toward interest?” 🤔🏡

Here’s the scoop: With a typical amortizing mortgage, interest is based on what you still owe—and that balance is biggest at the beginning. As you chip away at it, less of your payment goes toward interest and more goes toward paying down your loan. 🙌

Want to give your payoff a little boost? Extra payments applied to principal early on can help reduce the total interest you pay over time. Think of it as giving your future self a financial high-five! 💸✨

10/22/2026

When it comes to evaluating a mortgage, there’s more to it than a single number. I’m here to help you understand all the moving parts and how they fit together to create a custom financial plan.

So, are you an interest rate expert? Let me know in the comments.
https://myoc.io/hwptjbgYuDx/4PGJM

NMLS # 1238876

10/20/2026

Signed contracts slowed across the country in September, with pending home sales down 7.3% from the month before. As rising rates keep some buyers waiting, prepared buyers may find more options and less competition. Want to know how to make the most of this market?
https://myoc.io/hwptjbgYuDx/MftlJ

NMLS # 1238876

Address

7121 W Bell Road, Ste. 200
Glendale, AZ
85308

Opening Hours

Monday	9am - 8pm
Tuesday	9am - 8pm
Wednesday	9am - 8pm
Thursday	9am - 8pm
Friday	9am - 8pm
Saturday	9am - 8pm

Website

http://www.grarate.com/MonicaRichmond

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