Terese Culver, Partner with New York Life

11/13/2025

Here are some tax-advantaged strategies to consider before year-end

Don't wait until the end of the year to do last minute tax planning, start now and set yourself for success.

09/12/2025

We’re honored to be recognized on the .org Best Annuity Companies List for August 2025 as the most trusted annuity provider, ranked by consumers. This achievement reflects New York Life’s 180-year legacy of longevity, financial strength and stability and our commitment to delivering best-in-class annuity solutions, unmatched support and seamless service experiences to our clients. Read the details here http://bit.ly/4fDqAKE

09/11/2025

We remember and honor the lives lost on September 11, 2001. Their legacy lives on in our hearts and actions.

08/14/2025

Your children will always come first. But you shouldn't have to risk your financial future in order to help them with theirs. Reach out and I'll help you create a financial strategy that ensures a brighter future for both you and your child.

07/31/2025

The dispute over Jimmy Buffett's estate highlights crucial lessons for the rest of us on trust creation, including the importance of co-trustee selection, proactive communication and options for conflict resolution.

06/13/2025

Proud to represent a company that’s once again been named to the Fortune 100. As the largest mutual life insurer in the U.S., this recognition highlights New York Life’s continued financial strength and unwavering commitment to our policyholders when they need us most.*

The 2025 Fortune 500 rankings are in, and New York Life is No. 69 on the list, which ranks the largest American companies by revenue.

05/08/2025

You can use trusts to cement your legacy, organize your estate and limit your exposure to estate and gift taxes. Learn about the different kinds of trusts.

You can use trusts to cement your legacy, organize your estate and limit your exposure to estate and gift taxes.

03/15/2025

Gaps in financial education, combined with economic pressures and emotional stress tied to money, can mean younger generations are struggling to manage their finances effectively.

Despite growing up in an era of greater financial awareness, Gen Z and millennials still face major gaps in financial education. A recent study by Credit One Bank found that 45% of Gen Z and 50% of...

02/24/2025

Working with a financial professional can improve your financial readiness. The Wealth Watch Survey shows that 45% of those with professional guidance feel prepared for emergencies—compared to just 16% without. This advantage extends to debt management (49% vs. 23%) and retirement readiness (42% vs. 15%). Discover how professional advice can help you reach your financial goals in 2025.

New York Life’s 2025 New Year Outlook Wealth Watch survey finds that financial confidence persists for American consumers, despite ongoing financial pressures.

02/17/2025

Here’s how to check the status of your tax refund.

Already submitted your tax return to the IRS? Here's how to find out when you should receive your refund.

01/02/2025

Wishing you a very happy New Year!

12/12/2024

Maximizing wealth transfers for the 99%
Learn how you can utilize the federal gift and estate tax exemption to maximize your wealth transfer strategies in this article from Winstead PC attorney Jeff Chadwick, who shares simple, effective methods to protect your assets and minimize taxes. Call me to discuss these flexible gifting approaches that can ensure your legacy is protected for generations to come.
https://bit.ly/3OSgnNX