Cedric Joins, Agent with New York Life

Cedric Joins, Agent with New York Life I am a Financial Services Professional offering securities products and services through NYLIFE Securities LLC. My CA Insurance license number is 0B86104.

I am an Agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CA, WA, and OH. No insurance business may be conducted outside the states referenced. Additionally, I am a Financial Services Professional of and offer securities products & services
through NYLIFE Securities LLC, (Me

mber FINRA/SIPC), A Licensed Insurance Agency. I am not licensed in all jurisdictions. Neither New York Life Insurance Company, nor its agents, provides tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions. The New York Life Insurance Company 801 N.Brand Blvd., Suite 1400 Glendale CA 91203.

If you're a new parent, I don't have to tell you how overwhelming the first few months can feel. But what I can offer yo...
09/09/2026

If you're a new parent, I don't have to tell you how overwhelming the first few months can feel. But what I can offer you are some tips to help you protect and save more effectively. Reach out when you have a moment and remember—you got this!

Your family may inherit your memories, values and traditions—but life insurance can help prevent them from inheriting th...
09/08/2026

Your family may inherit your memories, values and traditions—but life insurance can help prevent them from inheriting the financial strain of unpaid obligations. Coverage may help with debt like outstanding medical bills, student loans, and even credit card debt.

Review the obligations your family would need help covering.

This Labor Day, let’s take time to appreciate how the work we do every day builds a stronger community.
09/07/2026

This Labor Day, let’s take time to appreciate how the work we do every day builds a stronger community.

A financial professional looks beyond a single product. Your goals, income, debt, savings, family responsibilities and f...
09/03/2026

A financial professional looks beyond a single product. Your goals, income, debt, savings, family responsibilities and future plans all help shape the right protection strategy. Life insurance works best when it is considered as part of the whole financial picture.

Schedule time to review how protection fits into your broader plan.

September is Life Insurance Awareness Month. Life insurance is not just about a policy—it is about protecting the real l...
09/01/2026

September is Life Insurance Awareness Month. Life insurance is not just about a policy—it is about protecting the real life you are building and the people who depend on you. This month, we will share practical reasons to review your coverage and start the conversation.

Start with a simple coverage conversation.

It’s hard to believe—but more than 100 million U.S. families don’t have the financial protection they need.¹ At New York...
08/25/2026

It’s hard to believe—but more than 100 million U.S. families don’t have the financial protection they need.¹ At New York Life, we have the tools and resources to help you create a clear, personalized strategy so you can move forward with confidence and security—prepared for whatever’s next. Let’s make sure your family is ready for the unexpected and set up for the life you imagine.

¹MoneyGeek, Life Insurance Statistics, 2024
https://bit.ly/3SxgvYK

Today we honor the wisdom and contributions of our senior citizens. If you're thinking about how to feel more secure in ...
08/21/2026

Today we honor the wisdom and contributions of our senior citizens. If you're thinking about how to feel more secure in retirement, let’s talk about building a financial strategy that supports your goals and peace of mind.

Life is full of surprises—but being caught off guard isn’t inevitable. A New York Life financial professional has the to...
08/18/2026

Life is full of surprises—but being caught off guard isn’t inevitable. A New York Life financial professional has the tools and experience to help you develop a personalized approach so you can face uncertainty with confidence. Because you can’t control life’s events, but you can control how ready you are for them. Start building your roadmap today.

There's more financial advice out there for young people than ever—and somehow, that's making things harder, not easier....
08/13/2026

There's more financial advice out there for young people than ever—and somehow, that's making things harder, not easier. Trends like ""girl math"" and ""no-spend"" months turn budgeting into a game or a punishment, when what most young people actually need is a plan.
I'm sharing an article that gets into why all this noise is landing the way it is—and what actually helps cut through it.
https://bit.ly/3SrRwpE
Whether you’re thinking about how to build a stronger financial foundation for you or someone you care about, reach out. I’m always here to talk.

Find out how the DCA Plus Account within a variable universal life policy may help you earn a 12% guaranteed interest ra...
08/11/2026

Find out how the DCA Plus Account within a variable universal life policy may help you earn a 12% guaranteed interest rate (6.38% actual yield) as you strategically enter the market.
https://nyl.co/4whlTNz

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Glendale, CA
91203

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+13107299912

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