Khachatur Abovyan- Financial Representative

Khachatur Abovyan- Financial Representative Financial strategies tailored to your needs, goals, and objectives. Merlin Insurance and Financial Services is not an affiliate or subsidiary of Guardian.

Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. CA Insurance License Number - 4198844. This material is intended for general use. By providing this content The Guardian Life Insurance Company of America, Park Avenue Securities LLC, affiliates and/or subsidiaries, and your financial representative are not undertaking to provide advice or make a

recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. Guardian, its subsidiaries, agents and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services and make no representation as to the completeness, suitability, or quality thereof.
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The top sources of stress for working Americans are all money related. Working with a financial professional can help yo...
07/09/2025

The top sources of stress for working Americans are all money related. Working with a financial professional can help you stay calm and financially confident.

Money-related issues are the top sources of stress for US adults. Working with a financial professional can help

Some economists point to annuities as “the most efficient way to create income in retirement,” but what is an annuity ex...
07/08/2025

Some economists point to annuities as “the most efficient way to create income in retirement,” but what is an annuity exactly?

What is an annuity exactly?

Over age 50? You may be able to catch-up on retirement.
07/07/2025

Over age 50? You may be able to catch-up on retirement.

Workers 50+ may make contributions to their qualified retirement plans above the limits imposed on younger workers.

Thinking about a prepaid debit card? Consider the pros and cons.
07/06/2025

Thinking about a prepaid debit card? Consider the pros and cons.

It's important to understand the pros and cons when considering a prepaid debit card.

Mortgage lenders consider many personal factors when deciding whether you can afford a home.
07/05/2025

Mortgage lenders consider many personal factors when deciding whether you can afford a home.

With a few simple inputs you can estimate how much of a mortgage you may be able to obtain.

Retirement is the start of your next big adventure. What type of retirement do you dream of? Read more here:
07/04/2025

Retirement is the start of your next big adventure. What type of retirement do you dream of? Read more here:

Retirement is one of the greatest adventures you’ll have. Which retirement adventure will you choose?

The savings rate is the government’s estimate of how much U.S. households are saving.
07/03/2025

The savings rate is the government’s estimate of how much U.S. households are saving.

What can be learned from the savings rate?

Might you need more coverage in retirement? This piece covers some good reasons to retain your insurance.
07/02/2025

Might you need more coverage in retirement? This piece covers some good reasons to retain your insurance.

Reasons to retain your coverage into your retirement years.

The financial world has its own shorthand that can feel like alphabet soup. This guide helps explain common acronyms so ...
07/01/2025

The financial world has its own shorthand that can feel like alphabet soup. This guide helps explain common acronyms so you can be better equipped to navigate financial decisions.

The more financial terms you understand, the easier it can be to make smart financial decisions.

Have a kid heading off to college? Here are a few tips.
06/30/2025

Have a kid heading off to college? Here are a few tips.

Dropping off your child is loaded with emotions; here are a few tips for a smoother experience.

The sooner you begin investing, the longer your money can work for you.
06/29/2025

The sooner you begin investing, the longer your money can work for you.

Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.

When employees are stressed about money, they are distracted and less productive. Business owners can help solve this is...
06/28/2025

When employees are stressed about money, they are distracted and less productive. Business owners can help solve this issue with a financial wellness program.

When employees are stressed about money, they are distracted and less productive. Business owners can help.

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Glendale, CA
91203

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