Joey West - Residential Mortgage Loan Officer NMLS# 2257822 / LO - 1031928

Joey West - Residential Mortgage Loan Officer NMLS# 2257822 / LO - 1031928 If you are looking to Purchase a Home or Refinance an exiting Mortgage, I am here to Help! We look forward to working with you.

Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations. We hope you’ll browse our website, check out the different loan programs we have available, use our decision-making tools and calculators, and use our secure online application to get started. After you’ve applied, We’ll call you to discuss the details of your loan, or you may choose to set up an appointment with us using our online form. As always, you may contact us anytime by phone, fax or email for personalized service and expert advice.

08/28/2026

Rates Are Moving Higher Today, Here’s Why:

Mortgage rates are feeling some upward pressure today following comments from Fed Chairman Kevin Warsh at Jackson Hole.
Warsh reinforced that inflation remains a concern and the Fed is committed to getting it back to its 2% target. Markets reacted quickly, pushing Treasury yields — and mortgage rates — higher.

The takeaway for buyers: Trying to perfectly time the market is tough. Rates can change quickly based on economic data and Fed expectations. If you have buyers shopping this weekend, now is a good time to rerun their numbers, review their purchasing power, and discuss a rate-lock strategy.

👉 Reach out! — Im here to help!

Sonoran Lending LLC | NMLS #2145796

There’s more to the cost of homeownership than the price of the home. Property taxes, insurance, HOA fees, maintenance a...
08/25/2026

There’s more to the cost of homeownership than the price of the home. Property taxes, insurance, HOA fees, maintenance and utilities can all impact your monthly budget. Before you start shopping, consider the full cost of owning a home so you can set a realistic budget, avoid surprises, and find a home that fits comfortably within your finances. Curious what buying could look like for you? Reach out anytime. We’re here to help.

08/25/2026

🏡 TRANSACTION TIP TUESDAY

Changing the Closing Date? Check With the Lender First! 📅

Moving a closing date by a few days might seem like a simple contract change — but on the lending side, it can create a ripple effect.

A closing-date change can potentially impact:

🔹 Rate Lock – Will the lock still be valid, or will an extension be needed?

🔹 Cash to Close – Prepaid interest, taxes and other figures may change.

🔹 Loan Documents – Certain documents may need to be updated or redrawn.

🔹 Underwriting – Updated income, asset or employment documentation could be required depending on timing.

🔹 Closing Disclosure Timing – Changes to the transaction could affect the final numbers or require additional review.

💡 The Tip: Before agreeing to move a closing date, give the lender a quick call.

Sometimes moving it is no problem at all. Other times, that “simple two-day extension” can create an unexpected cost or delay.

A quick conversation between the agent and lender can help keep everyone on the same page — and the transaction moving toward the closing table. 🤝

That’s what good communication between your lending and real estate partners is all about.

08/24/2026

Is a down payment holding you back from buying a home? We have options to assist you with a down payment. Send us a message and we’ll connect you to one of our Loan Officers.

02/03/2026

Congratulations to our client who just took advantage of a rate and term refinance to lower their interest rate and save on their monthly payment. Great job by Joey West - Residential Mortgage Loan Officer NMLS # 2257822 / LO - 1031928 for guiding them through the process!

12/03/2024

Refinance Closed! We have negotiated some amazing pricing with one of our lending partners and our client was able to tap into their equity to consolidate higher rate debts. Great job by Joey West - Residential Mortgage Loan Officer for helping this borrower through the process.

If you'd like to learn more, reach out to Joey or send us a message!

Cashout Refinance Closed! Same day approval, and clear to close in 8 days !!If you are a homeowner in Arizona and are cu...
12/02/2024

Cashout Refinance Closed!

Same day approval, and clear to close in 8 days !!

If you are a homeowner in Arizona and are curious about what taking cash out of your homes equity can do to help your finances or home improvements? Message me, let's chat about your goals and what you maybe looking to do!

Here's a few reasons many people are tapping into their homes equity:
- high interest loans or credit cards
- home improvements
- recoup holiday spending
Start the new year off with debts and bills paid, a new slate and get ahead 💯😎

There's many other reasons, but what is yours?

LO #2257822

If you’re heading down this path or already there, consolidating these debts could help lower your monthly outgoing and ...
09/12/2024

If you’re heading down this path or already there, consolidating these debts could help lower your monthly outgoing and help pay these debts off quicker. If you own and have equity, we have options. Reach out and we’ll be happy to review your situation.

Sonoran Lending

Make the mortgage process even easier by filling out your application online. Our simple portal allows you to communicat...
08/12/2024

Make the mortgage process even easier by filling out your application online. Our simple portal allows you to communicate with our team and even upload documents like pay stubs with the click of a button.

Click the application Link to Get Started!!!
Joey-West.com

Just Curious? Head over to my Purchase Inquiry Questionnaire
https://purchasejw.secure-clix.com

Sonoran Lending LLC, NMLS 2145796, AZ LIC-1024309
17505 N 79th Ave Ste 305C, Glendale AZ 85308
SonoranLending.com
https://linktr.ee/joeywest_mortgage
NMLS # 2257822 / LO-1031928

Address

Glendale, AZ
85308

Telephone

+16024511622

Website

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