07/27/2025
Fun facts for Medicare
Fun Medicare updates for 2026
Major Medicare Changes Taking Effect Jan 1, 2026
1. Prescription Costs: Smoothing & Caps
The Medicare Prescription Payment Plan (MPPP) automatically renews in 2026 unless you opt out—meaning you can continue spreading out your Part D drug expenses throughout the year
healthinsurance.org
The out‑of‑pocket cap for Part D coverage will rise slightly from $2,000 to $2,100, with future adjustments tied to inflation
2. Insulin Is Super Affordable
The insulin copay cap stays at $35/month, with no deductible, codified into law beginning in 2026
3. Adult Vaccines Are 100% Free
Zero cost-sharing for adult vaccines recommended by ACIP continues permanently under Part D
We hope you find this helpful!
#2026