Common Cents Planning

09/03/2026

Recent data regarding men's health highlight a critical reality that deserves closer attention:

1 in 8 men will be diagnosed with prostate cancer in their lifetime.

Excluding non-melanoma skin cancer, it stands as the most commonly diagnosed cancer in U.S. men. While that statistic is stark, the turnaround potential is incredible:

🚀 When caught early, the 5-year survival rate exceeds 99 percent.

Here are the most critical facts to know about risk and prevention:

◾ The Age Factor: Approximately 6 in 10 cases are diagnosed in men aged 65 or older.

◾ Family History: Risk increases for individuals with a father or brother who has battled the disease.

◾ The Silent Nature: Early-stage prostate cancer rarely shows any symptoms at all, making proactive screening the ultimate defense.

The American Cancer Society recommends speaking with a healthcare provider to make informed decisions about testing. This conversation typically begins at age 50 for average-risk individuals and earlier (around age 40 to 45) for those with a strong family history.

Consider sharing this information with a colleague, friend, or family member who might need a reminder to prioritize their next check-up.

09/02/2026

👉 Roughly 56 percent of IPOs bought at the offer price lost money after 3 years.

That's not the headline you see on day one.

You see the first-day pop. The company goes public, and its stock has averaged a 19 percent gain since 1980. Feels like a moment you should catch.

Here's what actually happens:

1️⃣ Institutional investors get the offering price before trading opens.

2️⃣ You buy at market open, after the move.

Then the real story starts.

🔎 This gap is based on research led by Professor Jay R. Ritter, who authored a 2026 report on IPO performance for the University of Florida. His analysis of 9,300 U.S. IPOs is one of the most comprehensive databases available.

Chasing IPOs can provide a thrill, but there are pros and cons.

A sound portfolio should reflect an investor's goals, risk, and time horizon. The risks of an IPO are not for everyone. 🎯

📋 Past performance does not guarantee future results. The return and principal value of IPOs and other stocks will fluctuate as market conditions change. And shares, when sold, may be worth more or less than their original cost.

08/12/2026

July brought mixed economic data and shifting market conditions. Higher oil prices weighed on markets, with the Nasdaq underperforming while the S&P 500 and Dow Jones remained relatively flat. 📊

🌎 What could the ongoing situation in the Middle East and upcoming midterm elections mean for markets in the months ahead?

🎥 Watch our latest Market Thoughts video featuring Chris Fasciano, Chief Market Strategist at Commonwealth Financial Network®, for insights on what investors may want to keep in mind.

🔗 Watch here: https://www.commoncentsplanning.com/market-update

Common Cents Planning's market update highlights market and economic activity, including relevant index date, and offers a look at what's ahead

06/17/2026

📊 Midyear Financial Check-In

We're halfway through 2026—have you checked in on your financial goals? 🎯

Now is a great time to review your spending, savings, investments, taxes, and debt strategy to make sure you're still on track. Even small adjustments today can make a meaningful difference by year-end. 💰

What's one financial goal you're focusing on for the rest of the year?

Check out the article on our website for more tips. https://www.commoncentsplanning.com/resource-center/money/your-midyear-financial-checklist

05/27/2026

💭 Money decisions aren’t just about math—they’re deeply emotional.

Fear, optimism, habits, and past experiences all shape how we save, spend, and invest. The key isn’t removing emotion from financial decisions—it’s learning to pause before reacting.

A simple mindset shift can lead to healthier long-term financial habits. 📈

Read more about the psychology behind financial decision-making and how to build a healthier relationship with money: https://www.commoncentsplanning.com/resource-center/money/the-psychology-of-money-why-people-make-emotional-decisions

05/25/2026

Today, we pause to remember the brave heroes who gave their lives for our freedom. 🇺🇸

Their sacrifice reminds us to cherish what matters most — our families, our future, and the importance of planning for what we want to protect.

With gratitude,
Common Cents Planning ❤️🤍💙

05/13/2026

Markets closed out April on a strong note, supported by encouraging economic data, earnings growth, and renewed investor optimism. 📈

In the latest Market Navigator video, Chris Fasciano of Commonwealth Financial Network® recaps April’s market activity and discusses what rising oil prices and ongoing Middle East conflict could mean for investors moving forward.⚠️

Read more and watch the video here: https://www.commoncentsplanning.com/market-update

Common Cents Planning's market update highlights market and economic activity, including relevant index date, and offers a look at what's ahead

04/22/2026

Talking about inheritance can feel a little uncomfortable, so it’s easy to put off 💬

Without a conversation, assumptions tend to fill the gaps—and that can lead to confusion later on. A simple, honest discussion about your general plans can go a long way in creating clarity and peace of mind for everyone.

It doesn’t have to be detailed or perfect—just a starting point.
Read more here: https://www.commoncentsplanning.com/resource-center/estate/how-to-talk-to-your-kids-about-inheritance

04/15/2026

📉 March wasn’t kind to the markets. Stocks slipped, global markets fell even further, and bonds declined as interest rates climbed.

So… what’s next? Are we in for more volatility?

Watch our latest Market Thoughts video for insights from Chief Market Strategist Chris Fasciano.

🎥 👉 https://www.commoncentsplanning.com/market-update

Common Cents Planning's market update highlights market and economic activity, including relevant index date, and offers a look at what's ahead

04/05/2026

🐣 Happy Easter from Common Cents Planning! 🌷

Spring is a great time to check in on your goals and keep building toward what matters most. Small, consistent steps today can lead to meaningful progress tomorrow. 📈

We’re here to support you with thoughtful guidance every step of the way.