Loans By Lacina

03/21/2025

📣Nothing makes me happier than helping my clients achieve their dreams of homeownership! Thank you for the kind words Brice!🏡

Check out Anthony Lacina profile on eEndorsements. See their skills, endorsements, and reviews from other professionals.

02/19/2025

🏡 **Attention Michigan Homebuyers!** 🏡

Exciting news! Wintrust Mortgage is proud to offer the **MSHDA MI Home Loan Program**, designed to make homeownership more affordable for Michigan residents. Here’s what you need to know:

✅ **$10,000 Down Payment Assistance** – Use it toward your down payment, closing costs, or prepaid items!
✅ **0% Deferred Payment** – No payments until sale, refinance, or transfer.
✅ **Flexible Options** – Available with Conventional, FHA, VA, and USDA first mortgage programs.
✅ **First-Time & Repeat Buyers Welcome** – First-time homebuyers (no homeownership in the last 3 years) and repeat buyers in targeted areas qualify!
✅ **Homebuyer Education Required** – We’ll guide you every step of the way.

**Eligibility:**
- Minimum credit score of 640
- Household income limits apply (varies by family size and location)
- Sales price limit: $224,500 statewide

Whether you’re dreaming of your first home or looking to buy again, this program could be your key to homeownership. Let’s make it happen!

📩 **DM me** or comment below to learn more or get started today!

01/07/2025

The Illinois Housing Development Authority (IHDA) is offering SmartBuy, a financial assistance program for qualified homebuyers. Homebuyers must have at least a 640 FICO score with a minimum of $1,000 in student loans and purchase a primary residence in Illinois to qualify. Borrower investment must be greater of 1% or $1,000 of purchase. The forgivable second mortgage is required to be used in conjunction with an IHDA 30-year fixed-rate first mortgage on a primary residence in Illinois. Homeownership education completion is required. Contact me today to learn more!

12/06/2024

🌟 Exciting News! 🌟

We’re thrilled to announce our new construction loan product available in all 50 states! 🏗️ With as little as 5% down payment, your dream home is within reach. Whether you're building your forever home or an investment property, we’ve got you covered!

Contact us today to learn more about how we can help you start your construction journey! 🏡✨

03/26/2024

The housing market is constantly changing—especially during the busy spring season. But your friendly experts at Wintrust Mortgage are always here to guide you through the mortgage process, no matter how the market looks. Check out our experts’ latest trends and forecasts in the housing market here! https://www.wintrustmortgage.com/content/wintrust/wintrustmortgage/en/learning-center/2024/03/buying-a-home-in-todays-marketspring-2024.html

01/22/2024

Go for the home of your dreams. Wintrust Mortgage offers programs to provide up to $10,000 in down payment and closing cost assistance for eligible buyers. Contact me today to learn more!

12/13/2023

Fannie Mae has increased the maximum loan-to-value (LTV) ratio, allowing buyers to purchase a multi-unit property for as little as 5% down. Contact me today to learn more!

12/11/2023

May you and your loved ones enjoy a very happy & healthy holiday season, as well as a bright year to come. If there’s ever anything I can do to help, please feel to reach out. In the meantime, enjoy the season!

10/31/2023

It’s a physician’s job to help others, and I’m here to help in return. Wintrust Mortgage is offering the Wintrust Physician Mortgage program to make it easier for eligible medical professionals to become homeowners with no minimum investment required. Contact me to learn more!

10/19/2023

With interest rates holding higher, many might be questioning a new home purchase this fall—is now the right time to buy? With rent on the rise, it’s important to put today’s rates in perspective. Stay informed with the latest housing market trends here! https://bit.ly/3S5HAQ7