Holmes & Fink Insurance Advisors

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Holmes & Fink Insurance Advisors Independent insurance advisors in Glen Carbon, IL since 1947. Auto, home, business, life & more. Through every storm, together.

MYTH! Being young is actually one of the best times to get covered. Here’s why:• Coverage usually costs less the younger...
10/21/2026

MYTH! Being young is actually one of the best times to get covered.

Here’s why:

• Coverage usually costs less the younger and healthier you are when you start.
• If you lock in a policy now, a health change later won’t take that coverage away.
• If someone counts on you (a partner, kids, a co-signed loan, or a mortgage), they’re already part of your herd.

You don’t need to have it all figured out. That’s what our advisors are for. We’ll help you see what makes sense for where you are right now.

📞 (618) 692-1951
💻 hfinsuranceadvisors.com

Forty looks great on you, Matt! 🎈 We’re celebrating our guy Matt Eckhardt’s big birthday today!! Wish him a happy one! 💚
10/19/2026

Forty looks great on you, Matt! 🎈 We’re celebrating our guy Matt Eckhardt’s big birthday today!! Wish him a happy one! 💚

We recently celebrated a big milestone with the herd! 🦬🎉Matt Eckhardt just hit his 1-year anniversary at Holmes & Fink! ...
10/17/2026

We recently celebrated a big milestone with the herd! 🦬🎉

Matt Eckhardt just hit his 1-year anniversary at Holmes & Fink! In his first year, Matt has shown how much he cares about helping people understand their coverage and protect what matters most to them.

His best advice? “Find an agent who cares about you as a person, not as a policy number.” 💚

If you haven’t had the chance to meet Matt yet, you have to! Stop by the office or give us a call. He’d love to say hi.

Happy anniversary, Matt. We’re so glad you’re part of the herd!

📞 (618) 692-1951

MYTH! This one keeps a lot of families from even asking. A 2025 LIMRA and Life Happens study found that adults 30 and un...
10/15/2026

MYTH! This one keeps a lot of families from even asking. A 2025 LIMRA and Life Happens study found that adults 30 and under guess life insurance costs 10 to 12 times more than it really does.

Here’s what actually sets the price:
• Your age (the younger you start, the lower it usually is)
• Your health
• How much coverage you need, and for how long
• The kind of policy (term is often the most budget-friendly place to start)

For a lot of young families, a term policy costs about the same as a couple of takeout nights a month. We can’t give you your exact number in a caption, though. That’s what our advisors are for.

📞 (618) 692-1951
💻 www.hfinsuranceadvisors.com

10/01/2026

Life rarely takes the straight road. 🛣️

New drivers, new homes, new little ones, and the occasional surprise hailstorm all change what you need from your coverage. Our job isn’t just to sell you a policy. It’s to look at where life is taking you and help you figure out what fits.

Give us a call at (618) 692-1951 or send us a message.

Through every storm, together.

09/28/2026

Insurance word scramble - can you keep up? 🦬

Drop your score in the comments 👇 and tag someone who thinks they could beat our team!

Through every storm, together.

MYTH. 🏡Market value and rebuild cost are two very different numbers. Your home's market value includes the land - your i...
09/16/2026

MYTH. 🏡

Market value and rebuild cost are two very different numbers. Your home's market value includes the land - your insurance needs to cover what it costs to rebuild from the ground up. Materials, labor, debris removal, current building codes. That number is often significantly higher than what your home would sell for today.

📞 (618) 692-1951

Address

78 South Main Street
Glen Carbon, IL
62034

Opening Hours

Monday 8am - 4:30pm
Tuesday 8am - 4:30pm
Wednesday 8am - 4:30pm
Thursday 8am - 4:30pm
Friday 8am - 4:30pm

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