Alternative Capital Funding

01/13/2025

Click link to see details: https://conta.cc/4henAE8

ANOTHER LOAN FUNDED BY ALTERNATIVE CAPITAL FUNDING!

Email from Chris Gallant The Challenge   Our client, who is a savvy real estate investor in an affluent ethnic community in the Midwest, has a keen eye for finding exceptional real estate bargains. He

11/25/2024

https://conta.cc/4fJtgWk

08/17/2023

📣Recently Funded Loan📣
$400,000

⚠️The Challenge
Our client is a Chiropractor who specializes in personal injuries and rehabilitation services. After practicing for several years, she saw the need to expand her practice to a second office due to the demand for her services by patients in that area of the county. She found an available condo unit in the area she was interested in locating that was the ideal location for her second office. After submitting her offer to purchase the unit, she went to her local bank for financing and was immediately offered a loan in the amount of 80% of the purchase price of the condo unit. However, that loan amount from her bank would require her to come up a 20% cash down payment in addition to nearly $100,000 needed for the improvements necessary for use as a chiropractic clinic plus the loan closing costs. Although she could well afford these expenditures, she was concerned about laying out that much cash, knowing that she needed capital to support her new office financially through the start-up phase.

✅The Solution
Upon sharing her dilemma with her real estate agent, the agent advised the client to contact us at Alternative Capital Funding to discuss possible solutions. Following our initial conversation with the client, we immediately went to work. After determining that SBA financing was not a good fit for the client in this particular situation, Alternative Capital Funding was able to structure, arrange and fund a $400,000 conventional loan that provided 100% financing for the purchase of the condo unit, 100% financing of the renovation cost, plus 100% financing of the loan closing costs.

06/05/2023

Recently Funded Loan $2,100,000 The Challenge Our client is a very successful Real Estate Broker whose business experienced rapid growth during the short 5 years their brokerage agency had been in exi

05/23/2023

https://conta.cc/3owVvSL- Don't forget to check out the recently funded loan

Recently Funded Loan $2,100,000 The Challenge Our client is a very successful Real Estate Broker whose business experienced rapid growth during the short 5 years their brokerage agency had been in exi

05/18/2023

Recently Funded loan - Read more about it here https://conta.cc/3Ij3Osf

Recently Funded Loan $2,100,000 The Challenge Our client is a very successful Real Estate Broker whose business experienced rapid growth during the short 5 years their brokerage agency had been in exi

04/19/2023

The Challenge:
Our client owns 5 rental houses in College Park, Maryland that are leased exclusively to students who attend the University of Maryland. As common with rental houses in College towns, houses are rented to the students by individual rooms that each student signs a lease for. As a result, the total rental income for each house is significantly higher than the rental income our client would receive by renting each house to Individual tenants. Our client approached his bank to refinance his houses to raise capital for additional real estate investments. Although his bank underwrote the loan based on the income from the properties, his bank ordered residential appraisals for each house instead of commercial appraisals. In doing so, the appraised value of each house was based on the value of comparable homes in the area which led to significantly lower values than my client expected. As a result, the total loan amount offered by his bank was significantly less than the amount our client needed for his additional real estate investments.

The Solution:
Alternative Capital Funding was able to structure, arrange and fund a $1,620,000 cash-out refinance loan using values that were based on the net operating income genterated by each house instead of the market values of comparable homes. This led to a loan amount that was significantly higher than the loan amount offered by his bank and with better loan terms than his bank offered.

04/12/2023

Recently Funded Loan $1,600,000 The Challenge Our client owns 5 rental houses in College Park, Maryland that are leased exclusively to students who attend the University of Maryland. As common with re

04/12/2023

View the challenges and solution we had for a recently funded loan!

https://conta.cc/3MD9XSZ

Recently Funded Loan $1,600,000 The Challenge Our client owns 5 rental houses in College Park, Maryland that are leased exclusively to students who attend the University of Maryland. As common with re