Jacobs Financial Partners

06/15/2026

One of the best parts of attending Cetera’s Circle of Excellence trip in Hawaii was having the opportunity to share the experience with my family.

This business is ultimately about people, relationships, and trust built over many years, so moments like these are meaningful not just professionally, but personally as well.

Grateful for the clients, colleagues, friends, and family who continue to support Jacobs Financial Partners along the way.
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The Cetera Financial Group’s Circle of Excellence recognition is not a guarantee of future investment success and should not be construed as an endorsement by any client.

06/11/2026

Dave Ramsey says, "There's no such thing as a "great deal" on a car you can't afford." It seems Americans don't agree. Nearly 86 million Americans, or about 1 in 4, now carry auto loan or lease debt.
Auto debt continues to climb as higher vehicle prices and interest rates put pressure on household budgets.

A recent report found that total auto debt reached $1.68 trillion at the end of 2025, up 37% from late 2018.

Monthly payments have also increased. The typical auto loan payment rose from about $506 in 2018 to more than $680 by the end of 2025.

Several factors are contributing to the shift, including higher vehicle prices, fewer lower-cost new car options, and longer loan terms. More buyers are also taking on larger monthly payments, with $1,000 auto loan payments becoming more common for financed new-vehicle purchases.

These trends highlight how vehicle affordability can play a larger role in everyday financial decisions.


Source:

Auto debt has swelled to $1.68 trillion, a new analysis finds. Americans face costlier vehicles, higher interest rates and lengthier loan terms.

06/08/2026

Markets continued their upward climb in May, supported by strong technology performance, positive economic data, and ongoing diplomatic efforts in the Middle East. The Nasdaq gained 8.36%, the S&P 500 rose 5.15%, and Canada’s S&P/TSX Composite added 2.37%, while investors welcomed better-than-expected job growth and upbeat corporate earnings. With the Fed's next meeting scheduled for June, attention is turning to updated economic projections and what they may signal about the broader economy. From \$24 billion spent on Father's Day to the popularity of dining out and special outings, this month's by-the-numbers highlights how families celebrate the dads in their lives.

Since 2001, Leo has been working in the financial services industry, consulting with families and business owners by developing investment accumulation plans, retirement income strategies, estate and tax plans, as well as personal and business protection using life and long term care insurance.

06/02/2026

🏠Are you considering buying a vacation home?

Before buying a vacation home, it’s important to ask yourself not only “Can I afford it?” but also “Will this improve my quality of life?”
A thoughtful plan can help make sure your vacation property becomes a place to recharge — not another financial obligation keeping you up at night.

Considering a second home purchase? Check out the link below to 5 questions to ask yourself.

Reach out for help evaluating how it could impact your long-term financial goals.

You may be considering purchasing a vacation property, this can be an exciting milestone, but there are a few things to consider first.

05/11/2026

Stocks surged in April, delivering their strongest monthly gains in five years as solid economic data, easing geopolitical tensions, and upbeat first-quarter earnings lifted investor sentiment. The Nasdaq climbed 15.29%, the S&P 500 rose 10.42%, and the Dow gained 7.14%, while Canada’s S&P/TSX Composite added 3.65%. With no Fed meeting in May, attention turns to remarks from Fed officials and how evolving economic data may shape expectations moving forward. From \$34.1 billion in U.S. spending to the popularity of Mother’s Day dining and gifts, this month’s By the Numbers highlights how families celebrate the occasion.

Since 2001, Leo has been working in the financial services industry, consulting with families and business owners by developing investment accumulation plans, retirement income strategies, estate and tax plans, as well as personal and business protection using life and long term care insurance.

04/28/2026

Today, my wife and I are celebrating our 20th wedding anniversary—and it’s been a special experience to look back at photos from our wedding day and honeymoon while also creating a few new ones as we renewed our vows and traveled together.

One thing the last two decades has reinforced for me is that the goals that matter most aren’t only the ones we can measure on paper.

Professional goals can be motivating and meaningful, but personal goals- the relationships we invest in, the moments we protect, the memories we choose to make-are what give the “why” behind all the planning.

Grateful for the journey so far, and excited for what’s ahead.

04/08/2026

U.S. stocks slipped in Q1 as AI disruption fears and Middle East tensions rattled investors. The S&P 500 fell 4.63%, the Nasdaq dropped 7.11%, and the Dow lost 3.58% — though six of eleven S&P 500 sectors still finished in the green, led by Energy's standout 37.91% gain. As the weather warms up and spring gets us outside, it turns out Americans are right there with you — over 181 million U.S. residents participated in outdoor recreation in 2024. Check out this month's by-the-numbers for more on the outdoor recreation economy.

Since 2001, Leo has been working in the financial services industry, consulting with families and business owners by developing investment accumulation plans, retirement income strategies, estate and tax plans, as well as personal and business protection using life and long term care insurance.

04/05/2026

Wishing a very Happy Easter to all who celebrate.

May this day be filled with joy, renewal, and time spent with those who matter most.

04/01/2026

Wishing a Happy Passover to all who celebrate.

This meaningful holiday commemorates the Exodus—the journey from hardship to freedom—and serves as a powerful reminder of resilience, faith, and the enduring importance of hope and renewal.

May your Passover be filled with peace, reflection, and time with loved ones.

03/11/2026

Have you ever considered working in retirement?

For many people, retirement is not just about stopping work, but rather gaining the freedom to choose how you spend your time.

Part-time work, consulting, or pursuing a passion project can offer meaningful benefits beyond income.

In fact, working during retirement can support:

✔ A sense of purpose
✔ Mental engagement
✔ Social connection

I’ve shared a short infographic outlining five key benefits for those exploring this idea.

Retirement is no longer a single definition---> it’s a design choice.

Here are 5 reasons why you may consider working through retirement.