Sia Dowlatshahi of Gateway Financial Partners

10/29/2026

When one spouse is several years older than the other, retirement planning can get a little more complicated.

You may be thinking about different retirement dates, Social Security timelines, or healthcare needs. And those decisions often affect both people, even if they're retiring years apart.

That's why it's important to look at retirement as a shared financial picture rather than two separate plans.

Morningstar breaks down several considerations for couples navigating an age gap as they prepare for retirement.

An age gap can complicate retirement. Here’s how couples can coordinate Social Security, investments, healthcare, and long-term care.

10/27/2026

A carryforward is a tax rule that lets you use deductions, losses, or credits in future tax years if you can’t use all of them in the current year.

Prior-year capital loss carryforwards can pair with current gains. Harvest only what fits your broader picture (and up to $3,000 may offset ordinary income each year if losses exceed gains).

10/20/2026

Donating Stock vs. Cash: Key Tax Differences

10/15/2026

Year-end is a good time to pause and ask:

1. Have I used all available contribution options?
2. Are there gains or losses I should realize before December 31?
3. What deadlines apply to my accounts or situation?

If you’d like to discuss these questions, Iet's review together.

860.657.2686
[email protected]

10/14/2026

Markets don’t just grow, sometimes they dip. Selling investments at a loss before year-end may offset gains and reduce taxable income.

Remember the wash-sale rule: buying the same or substantially identical security within 30 days could disallow the loss.

Have questions about how this fits into your planning? I'd be happy to help you craft a plan that fits your needs!

860.657.2686
[email protected]

10/13/2026

The finish line gets the attention, but the preparation is what makes the difference.🏃‍♂️

This past weekend, I ran the Hartford Half Marathon! It was my first and only race of 2026, but it reminded me why I love challenging myself and putting the work in.

Taking the time to train, staying mentally focused, and making healthier choices all make a difference. When I commit to the process, I feel stronger, more confident, and ready to give my best.

I'm excited to carry that mindset into 2027 and hopefully take on more races, embrace new challenges, and continue growing as a runner!

09/30/2026

From the honeymoon phase to long-term care, retirement evolves over time.

This is a great read to help you navigate each step thoughtfully.

https://www.kiplinger.com/retirement/stages-of-retirement-its-not-just-about-savings

Leaving behind the full-time job probably sounds pretty good, but planning for the transition involves more than having your finances in order.

09/28/2026

Choosing a Medicare plan? Don’t just look at the monthly premium.

Taking time to review these can help you find a plan that fits your needs.

09/24/2026

2026 brought changed to Medicare. Key updates include:

•Automatic re‑enrollment in the Medicare Prescription Payment Plan, unless you opt out

•A higher out‑of‑pocket cap for Part D drugs, rising to $2,100

•A higher Part D deductible (up to $615)

These adjustments may affect budgeting for prescriptions and deductibles next year.

https://www.kiplinger.com/retirement/medicare/medicare-changes-coming-in-2026

Here are 10 Medicare changes in 2026, including provisions of the IRA, with a few tweaks, that will remain in effect after 2025

09/21/2026

HSAs and FSAs can both help with medical costs, but they work a little differently. HSAs roll over year to year and can even be used in retirement, while FSAs are generally “use it or lose it.”