02/05/2026
The market doesn’t send announcements. It sends signals.
Rates below 6%. Purchase applications rising. Inventory expanding. Prices stable.
These aren’t headlines. They’re data points that tell a story if you’re paying attention.
I’m not saying this is the bottom for rates. I’m not saying everyone should rush out and buy.
What I am observing is that the math has quietly changed for Phoenix buyers over the past 12 months.
The gap between “I can’t afford anything” and “I have options” just got smaller.
The people who track the data instead of waiting for permission from headlines are the ones finding opportunities right now.
What’s your read on how Phoenix buyers are responding to this shift?
mortgagerates homebuyers homeownership
