The Starks Team - Mortgage Brokers

The Starks Team - Mortgage Brokers I help families in all 50 states by and refinance their homes

At Guaranteed Rate Affinity, we provide the best experience possible, featuring incredibly low rates, fantastic customer service and a fast, simple process!

The rule of three says that things arranged in odd numbers are more appealing, memorable, and effective than even-number...
12/27/2022

The rule of three says that things arranged in odd numbers are more appealing, memorable, and effective than even-numbered groupings. Put that to the test with these home decor tips!

Lighting: When it comes to lighting, odd numbers always work best. For example, hang three pendant lights over a kitchen island or bar.

Pillows: Group pillows in threes on your couches or beds.

Tabletops and galleries: Place tabletop items of various sizes in groups of three and create gallery walls with an odd number of frames.

What is your go to when decorating?

As interest rates inch higher, more homeowners are buying down their interest rates. Curious about what that means and i...
12/22/2022

As interest rates inch higher, more homeowners are buying down their interest rates. Curious about what that means and if it’s right for you? Here’s the rundown on mortgage rate buydowns:

- A mortgage buydown is a way to lower your interest rate by paying discount points at closing. Discount points are a one-time, upfront fee.
- Each point costs 1 percent of the mortgage. For example, one point on a $200,000 mortgage would cost $2,000.
- Each point lowers the rate by 0.25 percent. So, one point would lower a mortgage rate from 6 percent to 5.75 percent for the life of the loan.

If you've got some extra savings and can afford it, buying mortgage points may be a smart investment.

Have more questions about buying a home or taking out a mortgage this fall? DM me - I’m here to help however I can.

Q: How far in advance should I apply for a mortgage? A: The sooner, the better, but apply only when you’re almost certa...
12/14/2022

Q: How far in advance should I apply for a mortgage?

A: The sooner, the better, but apply only when you’re almost certain to buy. Pre-approval letters are valid anywhere from 30-90 days.

Ready to get into the holiday spirit?! Swipe for some local places to see Christmas lights 🎄👉
12/13/2022

Ready to get into the holiday spirit?! Swipe for some local places to see Christmas lights 🎄👉

If you want to know what’s happening with mortgage rates, reach out today for the latest on what experts are saying and ...
12/06/2022

If you want to know what’s happening with mortgage rates, reach out today for the latest on what experts are saying and what that means for your local area.

4 Tips to help you get started! There’s a lot of things to think about when wanting to buy your first home, don’t let it...
11/25/2022

4 Tips to help you get started! There’s a lot of things to think about when wanting to buy your first home, don’t let it discourage you. Let me help you, send me a message if you have any questions! 👉

With higher mortgage rates, you might be wondering if now’s the best time to buy a home. While the financial aspects are...
11/22/2022

With higher mortgage rates, you might be wondering if now’s the best time to buy a home. While the financial aspects are important to consider, there are also powerful non-financial reasons it may make sense to make a move. Here are just a few of the benefits that come with homeownership.

Homeowners can make their home truly their own: Owning your home gives you a significant sense of accomplishment because it’s a space you can customize to your heart’s desire. That can bring you added happiness.

The responsibilities of homeownership give you a greater sense of achievement: You’re not taking care of a living space that belongs to someone else. The space is yours. As an added benefit, you may get a return on investment for any upgrades or repairs you make.

Homeownership can lead to greater community engagement: That sense of ownership and your feelings of responsibility can even extend beyond the walls of your home. Your home also gives you a stake in your community. Because the average homeowner stays in their home for longer than just a few years, that can lead to having a stronger connection to your local area.

If you’re planning to buy a home this year, there are incredible benefits waiting for you at the end of your journey. Reach out and let’s discuss your loan options.

The general rule of thumb is to save a minimum of 1 percent of the home’s purchase price each year for repairs. (And if ...
11/15/2022

The general rule of thumb is to save a minimum of 1 percent of the home’s purchase price each year for repairs. (And if you decide to hire professionals to handle some of these tasks, factor that into your budget, too.)

If you need a little help keeping your space clean and organized check out these accounts for some great tips!
mccauley


If you had a home inspection done when purchasing your home, use the inspection report as a helpful guide as to what you will need to maintain.

Save this post for later to remind yourself to set up a checklist. You don't want to defer maintenance and then a small issue turns into a big problem!

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1530 E Williams Field Road Ste. 105
Gilbert, AZ
85295

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