Chad R Jenkins

02/17/2026

Dr. Loan, 100% financing.

Eligible Professional Designations:
➢ At least one borrower whose income is being used to qualify must be one of the following
eligible professional designations:
o Medical Doctor (MD)
o Doctor of Osteopathy (DO)
o Doctor of Dental Science or Surgery (DDS)
o Doctor of Dental Medicine (DMD)
o Doctor of Ophthalmology (MD or DO)
o Doctor of Psychiatry (MD or DO)
o Doctor of Pharmacy (PharmD)
o Doctor of Veterinary Medicine (VMD)
o Doctor of Podiatric Medicine (DPM)
o Certified Registered Nurse Anesthetist (CRNA)
o Medical residents, fellows, or interns with one of the above degrees
➢ Borrowers must hold a minimum of an M.D., D.O., D.D.S., DNP, DNAP or D.M.D. degree and
have an active employment contract (or verification of terms of employment acceptance).
➢ Non-occupant co-borrowers are eligible; however, non-occupant contributing income must be
less than or equal to 50% of total qualifying income

09/22/2025

If your mortgage rate is 6% or higher, you’re paying too much.
Contact me today and I’ll run a personalized refinance scenario for you. I’m even cutting my own pay to make sure you get the best rate possible on your current mortgage. Don’t leave savings on the table—call me now for your free quote.

09/16/2025

08/16/2025

Do you have clients that have income but one of the borrowers have bad credit? Let’s use the average of the two.

Example: primary has a 570, coborrower has a 720. Lowest middle would be 570 and would get a referred. FNMA add the two middle scores and divides by 2. FNMA underwrites file with a 645 mid-score.
Pricing is still based off the lower credit score.

Average Median Credit Score

For certain transactions, the average median credit score is used in place of the representative credit score to determine whether the minimum credit score requirement is met.

05/14/2025

NO MORE CONTINGENT OFFERS NEEDED

Unlock More Deals with Barrett Financial’s

“Buy Before You Sell” Program

No Conflicts. Just Collaboration.

Help your clients unlock instant equity from their current home to buy their next one—before they sell.

With Barrett Financial’s "Buy Before You Sell" program, your clients can tap into the equity of their departing home, get approved for a larger purchase budget, and eliminate sale contingencies—making their offers more competitive in any market.

Why It Matters:

Make Deals Happen: No more lost sales due to financing roadblocks or timing issues.

Win More Listings: Every buy-before-you-sell opportunity is also a new listing for you.

Keep Your Clients: We have no in-house agents—your clients stay with you, period.

Close With Confidence: Help your buyers move forward without waiting, and sellers list without fear.

Let’s collaborate to close more transactions and create a seamless experience for your clients—without any conflicts of interest.

04/24/2025

Have a client that can’t prove income, or is 1099 ect. Call me

No income loans with down payments

04/15/2025

Need a land loan? I got you on this too: Conventional loans, Jumbo loans, all Government loans, manufactured homes leased and owned, and land loans. One-stop shop with Chad 4807603460 text me or email me [email protected]

04/09/2025

Have you ever considered trading options or stocks? This is the best class/trading education I have found. I met with Clinton one-on-one in Paradise Valley, and he is legitimate. Yes, there is a cost for the 12-month course; nothing is for free, especially his time.

04/04/2025

Are you kidding me 5.25% on an FHA loan today WOW!

04/02/2025

DOWN PAYMENT ASSISTANCE FOR SINGLE FAMILY AND DOUBLEWIDE MANUFACTURED HOMES

Feel free to call me if you need a quote. Most DPA's have run out of money, and we still have plenty.