Chris Mueller Loan Consultant

09/22/2021

We just received some incredible news! We can do a conventional loan up to the expected 2022 limit of $625,000 in AZ right now! The current conventional limit is $548,250 so this expands your ability to get a conventional rate by $76,750!

Contact us for a personalized loan quote today:

Chris Mueller
NMLS #209156
602-791-6460 cell/text
[email protected]

Stephanie Boughton
NMLS #260745
480-227-7092
[email protected]

Barrett Financial Group, LLC
NMLS #181106

08/27/2021

As a mortgage broker it is always great to be able to get things done fast and right the first time for our clients and partners. The two favorite 3 words you want to hear from your loan officer.. SAME DAY APPROVAL and CLEAR TO CLOSE. Both of these things can be challenging for many loan officers to achieve, but these are an almost daily occurrence for our team. If you are stuck in a purchase or refinance transaction that is going nowhere fast, reach out to the pros. If you are partnering with a loan officer that is consistently failing you give us a try!

Chris Mueller
NMLS #209156
602-791-6460 call/text
[email protected]

Stephanie Boughton
NMLS #260745
480-227-7092
[email protected]

Barrett Financial Group, LLC
NMLS #181106

06/30/2021

Another successful month with 20 loans closed! With 95% of our loans receiving same day approvals, and several CTC's in less than 10 days we are crushing it for our clients.
We are ranked #22 in AZ and in top #250 in the country with the largest wholesale mortgage bank in the country! Proud of our team!
We are here to help with any of your residential, commercial, portfolio and reverse mortgage purchase or refinance needs...
Contact us today...

Chris Mueller
602-791-6460 call/text
[email protected]
NMLS #209156

Stephanie Boughton
480-227-7092 call-/text
[email protected]
NMLS # 260745

Barrett Financial Group LLC
NMLS #181106

06/24/2021

Let our team help you navigate the different options to achieve your home purchase financing or refinance goals. With jumbo financing with as little as 10% down and NO MI, to first and 2nd/HELOC financing up to 95% CLTV with NO MI options we have all the tools to help you succeed in today's market!

DM, call/text or email us to take the next step...

Chris Mueller
NMLS #209156
602-791-6460
[email protected]

Stephanie Boughton
NMLS #260745
480-227-7092
[email protected]

Barrett Financial Group
NMLS #181106

Looking to purchase a home or refinance your current mortgage? Contact Chris today!

05/28/2021

We have been very blessed with the amount of business from our clients and partners lately. If you are looking to get an incredible deal on your mortgage, and close in record time contact us today. Most files receive same day approvals, and clear to close approvals are being delivered in record time. Rates are very attractive across the board!
Chris Mueller NMLS 209156
602-791-6460
[email protected]
Stephanie Boughton NMLS 260745
480-227-7092
[email protected]
Barrett Financial NMLS 181106

04/26/2021

Clear to close in 14 days on a 2nd home purchase with jumbo financing, 10% down, no MI with an appraisal even! Who needs jumbo financing without the difficulties of dealing with a large bank? Let us know if we can help.

Chris Mueller
NMLS #209156
602-791-6460
[email protected]

Stephanie Boughton
480-227-7092
NMLS # 260745
[email protected]

Barrett Financial Group, LLC
NMLS #181106

04/23/2021

Do you have PMI (mortgage insurance) on your current mortgage? Did you know there are a few way to remove or reduce your PMI?

1) You can petition your current lender to remove your conventional loan PMI with 2 years on time payments if you have an LTV between 78-80%. The LTV can be reached through normal amortization, increase in value or by paying your mortgage balance down. Generally, an appraisal will be ordered at your expense by your lender will be required to determine your LTV.

2) You can refinance your current loan to remove or lower your PMI without the 2 year payment history above. Even if you have an LTV higher than 80%, you could still shave a lot of money off your PMI payment as PMI based on a a current loan you took out at 97% or 95% LTV is a lot higher compared to a 85% to 90% LTV.

3) If you have an FHA loan you can refinance your loan to a conventional loan and either reduce or remove your PMI based on your LTV. Most FHA loans have at minimum an 11 year with up to full loan term mortgage insurance requirements.

Contact us to discuss the different options to lower/reduce your PMI. With home values climbing now is a great time to find out what option is best for you. In addition, you can take advantage of very low interest rates currently available if you decide to refinance.

Chris Mueller
602-791-6460
[email protected]
NMLS # 209156

Stephanie Boughton
480-227-7092
[email protected]
NMLS # 260745

Barrett Financial Group, LLC
NMLA #181106

02/25/2021

Mortgage rates are on the rise. If you have been holding off on refinancing you may want to get locked in ASAP before rates rise further. As a broker, we have over 50+ lenders to choose from. With no lender fees and still very aggressive rates you can still benefit from refinancing now. Let me know if I can assist.
DM me
Text/call 602-791-6460
[email protected]
NMLS # 209156
Barrett Financial
NMLS # 181106

Mortgage rates WISH they were still at 2.97%--the number conveyed today by Freddie Mac's weekly survey. Freddie's data is accurate when it comes to capturing broad trends over time, but can really fall short when the bond market is experiencing elevated volatility...

02/04/2021

Our team, Stephanie Berby-Boughton and Barb Carreno and myself were top 1% with UWM - United Wholesale Mortgage in 2020. This year we are starting off with a bang also. Top 10 in AZ, and top 150 in the country! I am super blessed to work with such rock stars! If you need a mortgage for refinance or purchase please contact me. Rates are still really great, and turn times are SUPER fast.

DM me
NMLS #209156
602-791-6460 call/text
[email protected]
Barrett Financial Group, LLC
NMLS #181106

01/13/2021

Many lenders have increased rates substantially in the last few days. With over 45 different investors to choose from we still have incredible rates on purchase and refinances! Just went clear to close in 6 days on a refinance at 2.75% with 0 points! Appraisal complete in less than a week! That includes a weekend! If you are looking to purchase or refinance do not delay in reaching out. Thanks for all the referrals from all my FB friends.

DM me
Call/text 602-791-6460
[email protected]
NMLS # 209156
Barrett Financial Group
NMLS #181106