Pickering Group

Pickering Group Jeffrey and Sherry Pickering
The Pickering Group powered by Barrett Financial
Sr.

Loan officer, CDLP, CMA
J-602-738-3891/ S- 602-363-3864
Husband & wife mortgage team helping families buy, refi & invest with confidence calendly.com/pggroup

Lock advice at a glance!Current position: Floating!REPRICE RISK: Moderate“Some Encouraging News for Buyers This MorningM...
06/12/2026

Lock advice at a glance!
Current position: Floating!
REPRICE RISK: Moderate

“Some Encouraging News for Buyers This Morning
Mortgage rates improved significantly yesterday after positive news suggested a potential agreement could be reached in the Middle East. Lower oil prices and easing uncertainty helped push rates in the right direction, giving buyers some of the best pricing we've seen in weeks.
There is still some risk until an official agreement is finalized, but the outlook is improving. If progress continues, we could see mortgage rates trend lower as we move into July, creating more opportunity for buyers who have been waiting on the sidelines.”(want the full daily report, just email me the request)

Looking to see what rate and Program best fit your needs? To schedule an appointment and to provide me with basic information, link in comments.

Loan Level Price Adjustment Reminder: all lenders have already implemented the LLPA price adjustments, which are not favorable for most loans and will raise consumer rates.

You can see the new LLPAs link in the comments.

06/11/2026

ISO Financial Advisor in north Phoenix

Lock advice at a glance!Current position: Lock!REPRICE RISK: Moderate“Rates Took a Step Back Today... But Don't Count Bu...
06/05/2026

Lock advice at a glance!
Current position: Lock!
REPRICE RISK: Moderate

“Rates Took a Step Back Today... But Don't Count Buyers Out Yet
Mortgage rates moved a little higher this morning after a stronger-than-expected jobs report. While that's not the direction we wanted to see, the bigger picture hasn't changed much.

The market is still closely watching developments in the Middle East. If peace talks continue moving forward, we could see rates recover some of today's losses in the coming weeks. For now, rates remain within the same general range we've seen recently, and there is still a path to improvement as we head into summer.
Bottom line: a small setback today, but the outlook remains much better than it was just a few weeks ago.”

Looking to see what rate and Program best fit your needs? To schedule an appointment and to provide me with basic information, link in comments.

Loan Level Price Adjustment Reminder: all lenders have already implemented the LLPA price adjustments, which are not favorable for most loans and will raise consumer rates.

You can see the new LLPAs link in the comments.

Lock advice at a glance!Current position: Float!REPRICE RISK: Moderate“Good news for buyers heading into the weekend… mo...
05/29/2026

Lock advice at a glance!
Current position: Float!
REPRICE RISK: Moderate

“Good news for buyers heading into the weekend… mortgage rates improved again after reports that the U.S. and Iran are making progress toward extending the ceasefire and reopening key oil shipping routes. Lower oil prices have been helping rates slowly move in the right direction.

Today’s rates should look a little better than earlier this week, and if peace talks continue moving forward, we could see additional improvement over the next few weeks. There’s still some risk if negotiations fall apart, but right now the market is reacting much more positively than it was just a couple weeks ago.”(want the full daily report, just email me the request)

Looking to see what rate and Program best fit your needs? To schedule an appointment and to provide me with basic information, link in comments.

Loan Level Price Adjustment Reminder: all lenders have already implemented the LLPA price adjustments, which are not favorable for most loans and will raise consumer rates.

You can see the new LLPAs link in the comments.

Lock advice at a glance!Current position: Float!REPRICE RISK: Moderate“Rates are improving a little again today as news ...
05/22/2026

Lock advice at a glance!
Current position: Float!
REPRICE RISK: Moderate

“Rates are improving a little again today as news continues to point toward possible progress in peace talks overseas. Markets are reacting positively because lower tension could help bring oil prices back down, which is good news for mortgage rates.

There’s still some risk heading into the weekend because any bad headlines could quickly reverse things, but overall the mood has shifted more positive than earlier this week. If a deal eventually gets done, rates could continue improving over the next few weeks, though probably not back to the super low levels we had before all of this started.”(want the full daily report, just email me the request)

Looking to see what rate and Program best fit your needs? To schedule an appointment and to provide me with basic information, link in comments.

Loan Level Price Adjustment Reminder: all lenders have already implemented the LLPA price adjustments, which are not favorable for most loans and will raise consumer rates.

You can see the new LLPAs link in the comments.

Lock advice at a glance!Current position: Lock!REPRICE RISK: HighYup, it's gonna be that bad today.“Rates are moving not...
05/15/2026

Lock advice at a glance!
Current position: Lock!
REPRICE RISK: High

Yup, it's gonna be that bad today.

“Rates are moving noticeably higher today as oil prices continue rising and global markets react to the ongoing tensions in the Middle East. This is one of the bigger jumps we’ve seen in a while, and unfortunately, there’s not much relief in sight unless we start seeing real progress overseas and lower energy prices.

If you’re buying or refinancing soon, locking your rate may be the safer move right now. The good news is rates could improve again if tensions calm down, but for now the market is reacting cautiously and pricing is under pressure.”(want the full daily report, just email me the request)

Looking to see what rate and Program best fit your needs? To schedule an appointment and to provide me with basic information, link in comments.

Loan Level Price Adjustment Reminder: all lenders have already implemented the LLPA price adjustments, which are not favorable for most loans and will raise consumer rates.

You can see the new LLPAs link in the comments.

05/15/2026

A tremendous win, not just for the file but for the relationship. Walking a brand new realtor through our process in real time, demonstrating how we navigate the unexpected and never lose sight of the client’s goal. This is what we do.

Lock advice at a glance!Current position: Cautiously float!REPRICE RISK: Moderate“Rates bounced around yesterday after m...
05/08/2026

Lock advice at a glance!
Current position: Cautiously float!
REPRICE RISK: Moderate

“Rates bounced around yesterday after markets reacted to more headlines out of the Middle East and stronger job numbers this morning. Normally stronger job reports can push rates higher, but today the market is staying surprisingly calm and rates are holding fairly steady.
The big thing right now is oil prices and the ongoing situation overseas. As long as things don’t escalate, rates likely stay in this same range. If progress continues and oil prices fall, we could see better mortgage rates heading into late May and early June.”(want the full daily report, just email me the request)

Looking to see what rate and Program best fit your needs? To schedule an appointment and to provide me with basic information, link in comments.

Loan Level Price Adjustment Reminder: all lenders have already implemented the LLPA price adjustments, which are not favorable for most loans and will raise consumer rates.

You can see the new LLPAs link in the comments.

Pierogie, it’s what’s for dinner!
05/06/2026

Pierogie, it’s what’s for dinner!

Lock advice at a glance!Current position: Cautiously float!REPRICE RISK: Moderate“Rates improved a bit yesterday after a...
05/01/2026

Lock advice at a glance!
Current position: Cautiously float!
REPRICE RISK: Moderate

“Rates improved a bit yesterday after a rough midweek, helped by lower oil prices and the market settling down. Today rates are about the same, maybe slightly worse, as some of that improvement fades. Overall rates are still on the higher side of where they have been and are slowly creeping up.

Unless we get a big surprise like weak job numbers or real progress overseas, it is unlikely rates will drop much in the short term. If you are closing soon, locking is still the safer move, while those with more time can afford to wait and see how things play out.”(want the full daily report, just email me the request)

Looking to see what rate and Program best fit your needs? To schedule an appointment and to provide me with basic information, link in comments.

Loan Level Price Adjustment Reminder: all lenders have already implemented the LLPA price adjustments, which are not favorable for most loans and will raise consumer rates.

You can see the new LLPAs link in the comments.

Address

2701 East Insight Way, Suite 150
Gilbert, AZ
85286

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+16027383891

Website

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