Employee Benefit Exchange, Corp.

08/31/2026

📚 Insurance Terms 101: What Does “In-Network” Mean?

One of the most frequently asked questions we get at EBX is: What does in-network actually mean?
🤔

Simply put, an in-network provider is a doctor, hospital, or healthcare facility that has an agreement with your insurance company to provide services at negotiated rates.

💡 When you choose an in-network provider, you’ll usually pay less for your care and get the most out of your insurance plan.

Before making an appointment, it’s always a good idea to check that your provider is in-network. A quick check could save you money!
💰

Have an insurance question you’d like us to answer? Drop it in the comments! 👇

📲 480-839-6100
📧 [email protected]

🏈 COLLEGE FOOTBALL IS BACK this weekend!!! 🏈The wait is FINALLY over! College football kicks off this weekend, and you k...
08/28/2026

🏈 COLLEGE FOOTBALL IS BACK this weekend!!! 🏈

The wait is FINALLY over! College football kicks off this weekend, and you know we have to ask…

👇 WHO ARE YOU CHEERING FOR?! 👇

Around here at EBX, we’re a little divided… but equally passionate! 😂💙💚

We’ve got some DIE-HARD Michigan 💙💛 and Michigan State 💚🤍 fans in the EBX family!

So let’s hear it — drop your team in the comments! 👇
Who are you riding with this season?!

08/26/2026

A common question we get from employers:
💭 “How much should I prepare to pay toward my employees’ health insurance?”

The answer? It can vary! Every company is different, and your contribution will depend on your team’s needs, budget, and the plans available.

That said, most carriers recommend employers contribute around 50% toward employee health insurance premiums.

Not sure what makes sense for YOUR business? We’re happy to help you navigate your options and find a benefits strategy that works for you and your employees. 🙌

📲 480-839-6100
📧 [email protected]

08/24/2026

What’s the most random thing on your desk? 👀😂

We asked the EBX team and the answers did NOT disappoint…

From first aid kits 🩹 to squishies 🧸… and apparently a TOOTH in a trash can?! 🦷🗑️🤣

We’re not asking questions… okay, maybe we are. 😂

Now it’s your turn! What’s the weirdest or most random item sitting on your desk right now? 👇

📲 480-839-6100
📧 [email protected]

08/19/2026

Insurance Terms, Oh My! 😅

Copay. Deductible. Coinsurance. 🤯
We know insurance terms can feel like a whole different language, so let’s break it down!

👉 Copay: The set amount you pay for a covered service, like $20 for a doctor’s visit.

👉 Deductible: The amount you pay out of pocket for covered services before your insurance starts sharing the cost.

👉 Coinsurance: Your percentage of the cost you pay after you’ve met your deductible.

Still confused? You’re not alone! That’s what we’re here for. 💙

Have an insurance question? Drop it in the comments or reach out to our EBX team!

📲 480-839-6100
📧 [email protected]

08/17/2026

📚 EBX FAQ: What is Group Health Insurance?

One of the most common questions we get from business owners! 👇

Group health insurance is when an employer offers health insurance coverage to their employees as a group.

It can provide some great benefits for both employers and employees, including:

✨ Potential cost savings
🏥 Access to a network of healthcare providers
💼 A valuable employee benefit
🤝 Helps attract and retain great employees

Offering the right benefits can make a BIG difference when it comes to building a strong team.

Have an insurance question? Drop it in the comments below! 👇 Our team is happy to help!

📲 480-839-6100
📧 [email protected]

📅 Medicare Open Enrollment starts October 15th!Don’t wait until enrollment is here to start thinking about your coverage...
08/14/2026

📅 Medicare Open Enrollment starts October 15th!

Don’t wait until enrollment is here to start thinking about your coverage. Now is the perfect time to sit down with Deb and review your Medicare plan options so you can head into Open Enrollment feeling prepared and confident.

Whether you’re looking at Medicare Advantage, Prescription Drug Plans, Medicare Supplement Insurance, or simply want to make sure your current plan still fits your needs, Deb is here to help you navigate your options. 💙

✨ Schedule your no-cost appointment today — with no obligation to enroll!

📲 Deborah Sikes | 623-323-8909
📧 [email protected]
🌐 ebxaz.com

08/12/2026

Check out how long our team has been part of the EBX family, with a fun twist!
😉😉😉

We’re incredibly proud of the experience, dedication, and heart our team brings to EBX.
❤️

Years of relationships, industry knowledge, and a shared commitment to helping our clients navigate their health insurance and employee benefits—that’s what makes EBX more than just an insurance agency.

Our team is here for our clients, every step of the way. 🤝

Here’s to the years behind us—and all the years ahead! 🥂

📲 480-839-6100
📧 [email protected]

08/10/2026

🎓 Parents of High School Seniors — This One’s for You!

If your child is heading off to college this fall, now is the perfect time to review your health insurance plan. 🩺

If they’ll be living out of state, don’t assume their current coverage will work the same way once they leave Arizona.

Before move-in day, make sure you understand:
✔️ Where they can receive in-network care
✔️ How urgent & emergency care is covered
✔️ What happens if they need a doctor near their college
✔️ Whether their current plan has an out-of-state network

A little planning now can help prevent big surprises later.

📲 480-839-6100
📧 [email protected]

A great day with great partners! 🏈🙌We had an incredible time at the Cigna Broker Appreciation Event at the Arizona Cardi...
08/06/2026

A great day with great partners! 🏈🙌

We had an incredible time at the Cigna Broker Appreciation Event at the Arizona Cardinals Training Camp! It was the perfect opportunity to connect, cheer on the team, and celebrate the partnerships that help us better serve our clients.

We’re grateful for our strong relationship with Cigna and appreciate the continued collaboration. Here’s to a successful football season and another great year of working together!

Thank you, Cigna, for a fantastic event! ❤️🏈
Cigna Healthcare

Address

690 E Warner Road, Bldg. 2, Unit 4
Gilbert, AZ
85296

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 4pm

Telephone

+14808396100

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