My purpose is to help you understand the current mortgage industry and changes to the market.
Residential real estate mortgage lender that has built his business on the foundation of integrity and service with a focus on long term relationships. FHA, Conventional, VA, USDA, Foreign National, Canadian, Recent Shortsale, Bankruptcy, or Foreclosure, Fix and Flip, Investor, Construction, and portfolio financing lender. NMLS: 204968 AZ LO-0913971
Starboard Financial
NMLS: 156931 BK-0910725
At their March meeting, the Fed voted to hold policy rates for now and signaled two cuts later this year. The Board's statement described current stability yet uncertainty for the future. The Fed doesn't control mortgage rates directly, and economic or geopolitical events are more likely to have an impact on mortgage rates at this time. If you want to discuss whether now is the right time for you to make a move, please reach out. Starboard Financial is an Equal Housing Lender.
01/31/2025
At their January meeting, the Board voted to pause their cycle of rate reductions due to an uncertain economic outlook. The Fed doesn't control mortgage rates directly, and economic or geopolitical events are more likely to have an impact on mortgage rates at this time. If you want to discuss good timing for your situation, please reach out.
Starboard Financial is an Equal Housing Lender.
12/19/2024
The Federal Reserve Board cut policy rates by 0.25% at their most recent meeting, as the markets expected. However, despite earlier expectations, the Board signaled fewer additional rate cuts next year, depending on economic performance.
What exactly did the Fed say?
The Fed’s statement described solid economic growth and shrinking inflation but a cooling labor market. The statement reiterated that future action will be based on inflation and jobs data as it becomes available.
Will mortgage rates fall in response?
The Fed does not directly control mortgage rates. In fact, investors in mortgage-backed securities often act in anticipation of Fed moves, and they were uncertain about the number of cuts in 2025. Mortgage rates had already risen as a result. It’s too early to know where they will settle after the Fed’s action.
If you want to discuss good timing for your situation, please reach out.
Starboard Financial is an Equal Housing Lender.
11/11/2024
Today, we extend our deepest gratitude to the brave men and women who have served and sacrificed to protect our freedoms. At Starboard Financial, we are proud to support veterans and their families, helping them achieve the dream of homeownership. Lets chat about if a VA loan option is something we can help you with.
To all who have worn the uniform, thank you for your courage, dedication, and selflessness. We’re here to serve you, just as you have served us.
Happy Veterans Day!
11/08/2024
The Fed cut rates again! At their November meeting, the Board voted to cut policy rates by 0.25%. Fed Chair Powell said he expects additional “calibration” — or cuts — though the timing is uncertain. The Fed doesn't control mortgage rates directly. There may be advantages to making your move now rather than waiting on the Fed to act again. If you want to discuss good timing for your situation, please reach out. Starboard Financial is an Equal Housing Lender.
09/10/2024
When you're ready to take the leap into homeownership, you'll be better equipped with the knowledge and confidence to make informed decisions.
Subscribe and start receiving our weekly emails delivering the latest on interest rate trends, real estate insights, and economic news this Friday. https://starboardfinancial.com/first-watch-prospect/
08/05/2024
Here's another Fed update: We could see rates cuts as soon as September. The Board is encouraged and hopes to see more good data before making the move. While the Fed didn't cut policy rates at their July meeting, mortgage rates can fall in advance of Fed action. If you're waiting to buy, rising prices may offset the lower rates you could get later. Let's talk to see what might be right for your scenario. Starboard Financial is an Equal Housing Lender.
06/12/2024
The Federal Reserve Board left policy rates unchanged at their June meeting and adjusted their projected rate cuts to just one this year, down from three projected in March. If you’re waiting to make a move, rising prices may offset the lower rates you could get later. Let’s talk to see what might be right for your scenario.
Starboard Financial is an Equal Housing Lender.
05/13/2024
Dreaming of owning your own home in Arizona but worried about the costs? 🏠💡
Arizona Is Home Mortgage Assistance Program, a game-changing opportunity for first-time buyers. Discover how you can benefit from below-market interest rates and up to 4% down payment assistance to make homeownership affordable and accessible. 🔑
Learn about the program’s eligibility criteria, the application process, and hear from families who’ve turned their dreams into reality. Whether you’re just researching or ready to buy right away, this program could be your ticket to owning a piece of Arizona. 🌄
Join us as we delve into the scenic beauty of Arizona counties where the program is available and outline how Starboard Financial can help you every step of the way. Don’t just dream about a new home—make it happen! Contact us today to get started, and let’s build success together.
✅ For more information, visit our website Starboardfinancial.com
📞 Contact us directly at 1-(855) 782-7346
03/29/2024
Wishing all who celebrate an Easter filled with love, joy, peace and hope.
Starboard Financial is an Equal Housing Lender.
03/26/2024
Wondering what the recent NAR settlement could mean for you? The National Association of Realtors recently reached a settlement regarding agent commissions and listings. Once finalized by the courts, the results could give you more negotiating power as either a seller or a buyer. If you have questions about how the settlement could impact your plans, please reach out. I'll be happy to help. Starboard Financial is an Equal Housing Lender.
03/21/2024
The Fed left policy rates unchanged for the fifth consecutive time at their March meeting. Mortgage rates can move (up or down) in anticipation of future Fed action and in response to economic events, so working ahead of Fed action can make sense. If you are in need of home financing, we have programs that can work in the framework of today's market. Please let me know if I can help. Starboard Financial is an Equal Housing Lender.
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Contact The Business
Send a message to Daryl Edson - Starboard Financial - Nmls204968:
Daryl Edson is a graduate of the college of Construction Engineering from Arizona State University. Daryl actively helps clients restructure troubled mortgages and assisting in credit repairs. As a licensed loan originator in the state of Arizona with over 22 years’ experience, you can be assured that your mortgage needs will always be professionally and ethically handled.
He has established continued relationships with past clients who still remain loyal clients and friends. As a personal investor he has extensive knowledge of the current mortgage and real estate markets. He is an active volunteer with Arizona Gymnastics Institute Booster Club, for the enrichment of young athletes, as well as a volunteer for various local charities. He is a family man with 2 wonderful and talented children. Education and experience will assure successful completion of your mortgage requirements.
Starboard Financial is a full service mortgage lender offering Fannie Mae, Freddie Mac, Jumbo, FHA, VA, USDA, and Specialty Portfolio Mortgages.
Daryl Edson: NMLS 204968 | LO-0913971.
Starboard Financial: NMLS 156931 | BK-0910725. Starboard Financial is an Equal Housing Lender.