Michael Radcliffe at Xpert Home Lending, NMLS #1212033

Michael Radcliffe at Xpert Home Lending, NMLS #1212033 Senior Mortgage Broker at Xpert Home Lending. We are the Radcliffe Mortgage Team and love what we do! Real Estate is Rad and we will show you why!

My team practices what is called the Rad 3 Method which consists of our 3 C's, Communication, Connection, and Consistency. Communication is the lifeblood of ANY business but especially in the Real Estate industry. There is so much confusion among buyers and sellers knowing what to do when the time comes to make a home purchase or refinance. We provide all the answers you need with extreme clarity

so that you feel at peace with your Real Estate decisions. Our goal is to ensure you are a happier person at the end of the transaction having achieved or exceeded your goals. We are a Broker which means we can shop with 50+ Lenders to make sure you have the right rate and program to fit your scenario. With an average processing time under two weeks, you will no doubt have the best mortgage experience possible.

Buyer’s offer is accepted Monday, appraisal and entire file cleared for closing in the same week.They’re closing isn’t u...
08/06/2022

Buyer’s offer is accepted Monday, appraisal and entire file cleared for closing in the same week.

They’re closing isn’t until next month! Now all parties can relax until closing 😎👌

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“Everything great that’s ever happened in your life is a result from meeting someone”Went to an incredible conference to...
07/29/2022

“Everything great that’s ever happened in your life is a result from meeting someone”

Went to an incredible conference today! Learned a ton from professionals who have grown phenomenal businesses. 👊

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07/27/2022

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07/26/2022

07/26/2022

I have had quite a few people ask me if I do HELOC's (home equity line of credit). I didn't before but now we have a solution!

If you already have a great mortgage rate but want to use your home's equity for a home project, debt consolidation, or other reasons, a HELOC is a great route. It allows you to access this equity without impacting your first mortgage rate. Reach out for any questions!

How did we finish a home purchase transaction in 4 days?1. Communication2. Connect to our client (understand their needs...
07/22/2022

How did we finish a home purchase transaction in 4 days?

1. Communication
2. Connect to our client (understand their needs and stress points)
3. Consistency throughout the entire process

Many Lenders will be great up front to WOW their client but when it gets into process, the calls stop, email responses are slow, and you become stressed.

We do the exact opposite and give our clients the best mortgage experience out there!

Thinking of starting your journey to becoming a homeowner? Success lies in the prep work! Let us guide you through these...
07/22/2022

Thinking of starting your journey to becoming a homeowner? Success lies in the prep work! Let us guide you through these five initial steps – we'll help you understand ALL your options. Even if you don't plan on buying for a few more years, you will be much better off preparing ahead of time.

Needless to say, borrower was pretty excited her loan was ready for closing in 8 days 🙌.
07/05/2022

Needless to say, borrower was pretty excited her loan was ready for closing in 8 days 🙌.

Conversation with a listing agent regarding a purchase contract we just got two days prior. Now this Realtor can put his...
06/17/2022

Conversation with a listing agent regarding a purchase contract we just got two days prior. Now this Realtor can put his energy into finding more business rather than worrying about where the process is at.

I’ve asked more Realtors than I can count what they feel is most important during a transaction, as well as our buyers. 99% say communication!

Majority of issues during the loan process,or any business, can be narrowed down to a communication error.

Communication is 🔑

Congrats to our buyers! Amazing people to work with.Take care of your people and they will take care of you. 👌          ...
06/03/2022

Congrats to our buyers! Amazing people to work with.

Take care of your people and they will take care of you. 👌

Congrats to our man Josh Carter  on his new home!! Such a pb!His original close of escrow date was 6/15, we figured why ...
06/01/2022

Congrats to our man Josh Carter on his new home!! Such a pb!

His original close of escrow date was 6/15, we figured why not close this 13 days early.💪

We make Lending easy, as it should be!

Address

Gilbert, AZ
85295

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm
Saturday 9am - 7pm

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