Roxana Brannan - Arizona Mortgage Broker

Roxana Brannan - Arizona Mortgage Broker Mortgage Pro w/ Barrett Financial GroupšŸ” Guiding you to your dream home with the perfect loan!

Turning American Dreams into Home Realities, One Loan at a Time.
šŸ” Mortgage Maven | Turning Dreams into Homes šŸ”

Welcome to my page! I'm Roxana, and I'm not just a Mortgage Loan Originator and Broker; I'm a passionate advocate for helping individuals and families achieve their homeownership dreams.

šŸ”‘ Why Connect with Me? šŸ”‘

šŸŒŸ Passion for People: My journey in the mortgage industry isn't

just about numbers and transactions; it's about people and their aspirations. I'm here to guide you through the exciting journey of homeownership.

šŸ  Diverse Solutions: With access to a wide network of lenders and an array of special programs, I can tailor mortgage solutions for first-time buyers, seasoned homeowners, investors, and everyone in between.

šŸ“ˆ Market Insights: Stay informed about the latest market trends, tips for homebuyers, and financial wisdom. I'm committed to providing you with valuable insights to make informed decisions. Beyond mortgages, you'll find me sharing insights on real estate, financial wellness, and the joys of homeownership. Let's connect, share stories, and embark on this homeownership adventure together! Feel free to reach out, ask questions, or simply say hello. Your homeownership journey starts here!

šŸ“ž Reach out anytime: (602)320-5900

03/05/2026

Most people sell their first house when they move.
But sometimes keeping it and turning it into a rental can build long-term wealth instead.
A tenant helps pay down the mortgage, your equity grows, and the property may increase in value over time.
So Iā€™m curiousā€¦
Would you sell your first home or keep it as a rental?
Tell me what youā€™d do šŸ‘‡

03/05/2026

A lot of homeowners think you canā€™t put your house into a trust if you still have a mortgage.
Thatā€™s actually not true.
Federal law (the St. Germain Act) allows you to transfer your home into a revocable living trust without triggering your lender to call the loan due ā€” as long as itā€™s set up correctly.
Hereā€™s what usually has to be true:
1ļøāƒ£ The trust must be a revocable living trust
2ļøāƒ£ You (the borrower) typically remain the beneficiary of the trust
3ļøāƒ£ The mortgage still gets paid exactly the same as before
Nothing changes with your loan terms ā€” the trust simply becomes the owner of the property.
A few important things most people donā€™t realize:
ā€¢ Your lender may ask for a copy of the trust paperworkļæ½ā€¢ Your homeownerā€™s insurance usually needs to list the trust as an insured partyļæ½ā€¢ And itā€™s smart to let your lender and insurance company know once the transfer is completed
Moving your home into a trust can help your family avoid probate and keep things simpler if something ever happens to you.
But the setup matters.
Thatā€™s why this is something you should always do with a trust or estate planning attorney to make sure itā€™s done properly.
Follow if you want to break the money patterns keeping you stuck.

03/02/2026

Most homeowners assume their house automatically goes to their family.
Thatā€™s not always how it works.
If your home isnā€™t structured correctly, it can end up in probate ā€” which can take months, cost money, and add stress during an already difficult time.
Before that ever becomes a problem, make sure you have:
ā€¢ A living trustļæ½ā€¢ Updated beneficiariesļæ½ā€¢ Your home properly moved into the trustļæ½ā€¢ Power of attorney in place
This isnā€™t a fun conversation.
But itā€™s an important one.
If you own a home, save this.ļæ½And send it to someone who needs to hear it.

03/02/2026

Not every house is a good deal.
Here are 3 types of homes you need to be careful with:
1ļøāƒ£ The most expensive house in a bad neighborhoodļæ½Your value can only rise as fast as the homes around you.
2ļøāƒ£ Condos with high HOA feesļæ½That money counts in your paymentā€¦ but builds zero equity.
3ļøāƒ£ Homes built during 2020ā€“2023ļæ½Material shortages + rushed timelines = risk.
New doesnā€™t always mean better.
If youā€™re planning to buy and want to know what you actually qualify for,ļæ½DM me READY.
Letā€™s run your numbers the right way.

02/28/2026

Most homeowners have no idea this exists.
Thereā€™s a simple, free tool that can alert you if anything gets recorded under your name or property.
It takes two minutes to set up.
If youā€™re in Maricopa County, hereā€™s the direct Title Alert link:
https://recorder.maricopa.gov/recording/title-alert.html
Set it up.
Save this so you donā€™t forget.
Share it with someone who owns a home.
Follow for clear, useful financial information you can actually use.

02/24/2026

The responsible ones feel this the most.
If thatā€™s you, say ā€œIā€™m building.ā€
Letā€™s shift the narrative together.

02/24/2026

Being financially responsible isnā€™t the same as building wealth.
One protects.ļæ½One progresses.
Knowing when to shift from one to the otherā€¦ļæ½changes everything.



Address

275 E Rivulon Boulevard, Suite 200
Gilbert, AZ
85297

Telephone

+16023205900

Website

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