Champions Funding LLC

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Champions Funding LLC Your new favorite Non-QM + CDFI wholesale lender. We help Mortgage Champs save deals! NMLS #2254210 l Equal Housing Lender l www.nmlsconsumeraccess.org Dept.

At Champions Funding LLC we Non-QM all day, every day! In fact, it's our core business and we live to serve the underserved. By empowering the mortgage broker community, we put diversity and inclusion into mortgage lending. We work with brokers who have borrowers with non-traditional credit profiles and cannot get approved with standard financing. Through our highly coveted CDFI designation from the U.S. of Treasury, we are able to offer our flagship neighborhood products and tap into a $1 Trillion market of historically underserved communities in the country. By offering modern, flexible, and responsible lending solutions, we strive to make the process smooth and user-friendly with access to our underwriting and support teams. Headquartered in Gilbert, Arizona, with teams around the country, we're here and ready for your business. Give us a try. Become an approved broker partner today. www.ChampTPO.com

Looking for an exciting career? Do you love what you do? We want to talk to you. Now hiring Account Executives nationwide. Equal Housing Lender. © 2026 Champions Funding, LLC. 365 East Germann Rd., Suite 140 Gilbert, AZ 85297 All Rights Reserved. NMLS #2254210. For licensing information go to www.nmlsconsumeraccess.org. The information contained herein is provided to assist real estate and mortgage lending professionals and is not an advertisement to extend credit directly to consumers.

09/29/2026

When equity is their strength, we have a play. Champions Funding’s Equity First solutions give you more ways to keep challenging scenarios in motion.

🏠 Ally Equity First l Built for primary residences and second homes when meaningful equity is there, but traditional credit hurdles are getting in the way.
🏢 DSCR Equity First l Built for investment properties with features including no minimum FICO, no DSCR calculation, mortgage lates allowed, and more.

Two solutions with one goal: find a path forward when traditional underwriting says stop. Help homeowners and investors put their equity to work. Learn more: https://www.champstpo.com/programs

A few missed mortgage payments shouldn’t mean game over. When other lenders see mortgage lates, they may see a dead deal...
09/15/2026

A few missed mortgage payments shouldn’t mean game over. When other lenders see mortgage lates, they may see a dead deal. At Champions Funding, we look at the full scenario, including equity, program fit, and exception opportunities to find a path forward.

Our flexible Non-QM solutions are built to help you rescue more deals, solve more scenarios, and keep more borrowers in play. Before you give up on a deal with mortgage lates, give Champions a second look.

Here are a few ways we keep deals in play:
• Rolling 30-day lates up to 6 months count as 1 month
• We don't cap LTV when borrowers have 1x30x12 for DSCR
• Less than perfect credit OK
• Use equity to qualify with no min. FICO Equity First products

Explore our Non-QM programs: https://www.champstpo.com/programs

09/03/2026

Bad credit shouldn't mean a dead deal. Champions Funding is launching a new way to say yes: Ally Equity First.

It's a No Min. FICO, O/O No Ratio built for borrowers other lenders turn away.

-No Minimum FICO
-Max CLTV 55%
-Loans up to $1.5M
-1 day out of bankruptcy? Approved.
-Mortgage lates? Allowed.*

Your borrower's credit history shouldn't be the reason a deal dies. Access O/O No Ratio for Primary & 2nd Homes & qualify borrowers based on the property's equity.

Visit https://www.champstpo.com/ally-equity-first-product-overview or contact your Account Executive today.

*See guidelines for more details.

In observance of Labor Day, Champions Funding will be closed on Monday, September 7th. At Champions Funding, we celebra...
09/01/2026

In observance of Labor Day, Champions Funding will be closed on Monday, September 7th.

At Champions Funding, we celebrate the dedication and determination that drive success. This Labor Day, we honor the hardworking individuals who make it all possible, especially our team, our partners, and you. We’ll be back on Tuesday, ready to keep championing your goals.

Be our guest at Texas Mortgage Roundup in Dallas!📅 September 1, 2026📍 Doubletree By Hilton Dallas Richardson l Booth #2...
08/18/2026

Be our guest at Texas Mortgage Roundup in Dallas!

📅 September 1, 2026
📍 Doubletree By Hilton Dallas Richardson l Booth #225
🎟️ Register for FREE using code CHAMPSTPOFREE: https://www.originatorconnectnetwork.com/events/texas-mortgage-roundup-dallas

Why are brokers making the switch to Champions Funding? Because we’re not here to play. We’re here to help you close more loans and earn more business.

✅ Tap into more qualified borrowers with our true No Ratio program with no VOI/VOE required for primary or second homes.
✅ Get better LTVs with a DSCR program that sees the borrower’s full financial picture, not just their rent roll.

Our Champs Sales team will be on deck, ready to show you how Champions Funding’s Non-QM suite can transform your business.

08/18/2026

Shining a light on lighter doc requirements for self-employed borrowers. Many borrowers are stronger candidates than their tax returns alone suggest. Don't let traditional documentation stand between your clients and the financing they deserve.

With Champions' Alt-Doc Profit & Loss loan, you have two streamlined options, one for consumers and one for investors, designed to simplify the process and help you turn more self-employed opportunities into closed loans.

-Loan amounts up to $3M
-Up to 85% LTV
-FTHBs & investors allowed

Learn more at https://www.champstpo.com/alt-doc-product-overview or by reaching out to your AE.

05/28/2026

Let's get more of your deals approved! Ally is your true No Ratio loan program for primary & 2nd homes.

-No VOI
-No VOE
-No DTI

When documentation roadblocks threaten your pipeline, Ally helps you keep deals moving toward the finish line.

Ready to explore new opportunities for your borrowers? Price a scenario today at https://www.champstpo.com/ .

05/12/2026

Irvine, you knocked it out of the park! ⚾️ The CA Mortgage Expo was packed with great conversations and big Non-QM momentum.

Thanks to everyone who stopped by to connect with Team Champs. If you couldn't make it out, your AE is ready to walk you through our latest Non-QM program upgrades.

Visit ChampsTPO.com to learn more.

Champions Funding is your go-to exception lender. If the deal doesn't fit in the box, let us find a way forward. Run it...
04/07/2026

Champions Funding is your go-to exception lender. If the deal doesn't fit in the box, let us find a way forward.

Run it through our Quick Pricer and send it our way, even if it falls outside the guidelines. We specialize in turning “no” into “yes.” Get started here → https://www.champstpo.com/

03/10/2026

When other lenders draw the line, you need a solution. Champions Funding helps you structure and close deals that don’t fit the conventional box. Turn unique scenarios into competitive advantages.

Learn more at ChampsTPO.com.

Address

365 E. Germann Road , Suite 140
Gilbert, AZ
85297

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+18882109881

Website

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