Bryte Home Loans

Bryte Home Loans Are you ready to make your future bryte? Here to help you with your homeownership goals. Some might say I have a contagious energy for the Mortgage Industry.

Bryan Black | NMLS109582, MLO-109582 | Licensed in WA

Bryte Home Loans | a division of Canopy Mortgage, LLC #1359687 | Bryte Home Loan Team NMLS AZ #0934501, CA -DBO77202, Nevada 4271, Oregon, Corporate license #: ML-5379
Licensed in AZ, CA, OR, TN and WA
Equal Housing Opportunity

Licensed under the Oregon Consumer Finance Act
Licensed by the Department of Financial Protection and Innovatio

n under the CRMLA

NMLS Consumer Access: www.nmlsconsumeraccess.org
State Licenses Page: https://canopymortgage.com/state-licenses/
Privacy Policy: https://canopymortgage.com/privacy-policy/
Terms of Use: https://canopymortgage.com/terms-of-use/

Integrity | Passion | Strength

I lead with positive determination for the empowerment, strength, and growth of Loan Originators and Loan Origination Teams by creating a collaborative atmosphere and brand through a true passion for excellence. My first 14 years in lending began as a Loan Originator. I was a self-starter, consuming knowledge with diligence, providing quality financing options with care and consistency, and growing my business with integrity to that of a top producer and regular member of the elite Chairmanโ€™s Club. In the years that followed from 2007 to 2015, with my understanding of the tools, inspiration, and stable environment needed to be successful, my then assistant and now Operations Manager, Nichole Rimer and I, opened, operated and recruited support staff and Loan Originators, filling multiple branches throughout Washington as well as Arizona. After multiple decades of personally serving homeowners through loan origination, recruiting and leading teams of dedicated producers and staff, several of which are still with me today. With careful consideration of quality lending products and the right fit of company ethics, support and morale, Iโ€™ve created a platform, giving Loan Originators the environment for structured achievement, confident success, and the flexibility for creativity and fun. Speaking of fun! When Iโ€™m not working alongside and guiding a well-executed team of loan originators, I enjoy spending time with my family and friends. Boating, skiing, and all waters sports are a great passion of mine, but by far my heart lies in spending time with my daughter and my wife.

VA loans come with some pretty incredible benefits, but there are also a lot of misconceptions about how they work. ๐Ÿ‡บ๐Ÿ‡ธ๐ŸกI...
09/02/2026

VA loans come with some pretty incredible benefits, but there are also a lot of misconceptions about how they work. ๐Ÿ‡บ๐Ÿ‡ธ๐Ÿก

If you're an eligible veteran, active-duty service member, or surviving spouse, understanding your VA loan benefit could open up homebuying options you haven't considered.

We're breaking down a few of the important things to know about VA loans in our blog.

Have questions about eligibility, funding fees, down payments, or how the VA loan process works? Our team would be happy to help.

We are always honored to help those who have served explore their path to homeownership.

09/01/2026

The August numbers are in, and Megan Higgs is our Top Producer! ๐ŸŽ‰๐Ÿก

And what a month she had.

Megan helped EIGHT different clients with their homeownership goals in August! Eight clients, eight different situations, and eight reasons to celebrate.

We love getting to see so many people reach the closing table and knowing Megan was there to help make it happen.

Congratulations on an incredible August, Megan! ๐Ÿ‘

Have a mortgage question you've been Googling over and over? ๐Ÿ‘€Ask a loan officer!Buying your first home, wondering how m...
08/31/2026

Have a mortgage question you've been Googling over and over? ๐Ÿ‘€

Ask a loan officer!

Buying your first home, wondering how much you can afford, curious about refinancing, confused about credit, or trying to figure out what loan might work for you? There really is no such thing as a silly mortgage question.

Drop your question in the comments or reach out to our team. We'd love to help you get an answer from someone who actually knows mortgages.

What do you want to know? ๐Ÿ‘‡

๐Ÿ“ฆ There are two kinds of people...The ones who unpack every box the first weekend.And the ones who still have a mystery ...
08/28/2026

๐Ÿ“ฆ There are two kinds of people...

The ones who unpack every box the first weekend.

And the ones who still have a mystery box in the garage three years later. ๐Ÿ˜‚

Which one are you?

Not everyone at Bryte is a loan officer. ๐Ÿ‘‹There is an entire team working behind the scenes to help get each loan from a...
08/26/2026

Not everyone at Bryte is a loan officer. ๐Ÿ‘‹

There is an entire team working behind the scenes to help get each loan from application to closing, and our Operations Manager is a huge part of that.

There are documents to review, deadlines to track, questions to answer, problems to solve, and about a hundred little details that most homebuyers will never see.

And that's exactly how it should be.

A great mortgage experience isn't just about finding the right loan. It's also about having the right people behind it making sure everything keeps moving.

We're pretty lucky to have some really great people behind Bryte Home Loans.

08/25/2026

๐Ÿก Mortgage Minute: What is DTI?

Three letters that can play a pretty big role when you're buying a home.

DTI stands for debt to income ratio, and it compares your monthly debt obligations with your gross monthly income.

Why does it matter? Because lenders look at DTI as one part of determining what you may qualify for.

That's why two people earning the same amount of money may have very different homebuying budgets.

You don't need to calculate everything yourself. A loan officer can look at your full financial picture and help you understand what the numbers mean for you.

Mortgage terminology doesn't have to feel like another language. We're breaking it down one at a time.

๐Ÿก First-time homebuyer? You don't have to know everything before you get started.Buying your first home comes with a LOT...
08/24/2026

๐Ÿก First-time homebuyer? You don't have to know everything before you get started.

Buying your first home comes with a LOT of questions, and that's completely normal. From understanding your budget and getting pre-approved to choosing the right loan program, a little preparation can make the whole process feel much more manageable.

We're sharing a few tips to help you start your homebuying journey feeling informed and ready for what comes next.

And remember, you don't have to figure it all out on your own. That's what we're here for.

Happy !

Your home goals are personal. Your financing should be too. ๐ŸกThere is no single mortgage that works for every buyer. You...
08/21/2026

Your home goals are personal. Your financing should be too. ๐Ÿก

There is no single mortgage that works for every buyer. Your income, credit, down payment, future plans, and the type of property you're purchasing can all play a role in finding the loan that makes sense for you.

From conventional and FHA loans to VA financing and other home loan options, our team can help you understand what's available and find a path that fits your situation.

Not sure where to start? That's okay. Start with a conversation.

โ˜€๏ธ Summer is winding down, but is now a good time to buy a home?The answer isn't the same for everyone.Instead of trying...
08/20/2026

โ˜€๏ธ Summer is winding down, but is now a good time to buy a home?

The answer isn't the same for everyone.

Instead of trying to find the "perfect" time to buy, start by looking at what makes sense for YOU.

๐Ÿก Are you financially ready?
๐Ÿก Do you know what monthly payment feels comfortable?
๐Ÿก Have you explored your loan options?
๐Ÿก Are you planning to stay in the home for a while?
๐Ÿก Have you been waiting for the right home to come along?

The calendar doesn't determine when you're ready for homeownership. Your finances, goals, and life do.

If buying a home has been on your mind this summer, let's talk about where you stand and what your options look like.

08/18/2026

๐Ÿก Mortgage Minute: What is escrow?

If you've started looking into buying a home, you've probably heard the word "escrow" thrown around a few times.

In simple terms, an escrow account can be used to collect money for expenses like property taxes and homeowners insurance as part of your monthly mortgage payment. When those bills come due, they're paid from the funds in the account.

It's one of those mortgage terms that sounds much more complicated than it actually is!

We're breaking down mortgage terminology one Mortgage Minute at a time. What should we explain next?

Address

5727 Baker Way NW, Suite 102
Gig Harbor, WA
98332

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+12536494041

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