Summit Wealth Management

05/27/2026

Dr. Seuss is a classic graduation gift, but new grads may need practical support even more. Here’s what could help:

-Share workplace wisdom: Networking etiquette, email habits, and interview practice can help grads stand out in a tough job market.
-Build money habits: A budgeting app can make the shift to managing a first paycheck less overwhelming.
-Think long term: Helping open a Roth IRA can give early savings more time to grow.

Learn more ways to support the class of 2026 grad in your life: https://bit.ly/4dP3YGP

Today’s graduates are facing serious economic headwinds. Here are some ways you can help a new grad launch both their career and personal financial success.

05/19/2026

Retirement planning isn’t always one shared timeline. When spouses have different ages, work plans, or Social Security dates, income may need to be planned in stages. See how a phased approach can help: https://bit.ly/4eUa2jq

I am eight years younger than my spouse. He retired at 61 and just took Social Security at 62. I left my full time job at the same time as his retirement, at 53, but I am still working in a part-time remote manner. When plugging in our figures into retirement calculators, they seem to […] The post...

04/20/2026

Grandchildren are one of life’s greatest pleasures. Here are eight ways to help them out financially without sacrificing your retirement savings. See how: https://bit.ly/4c8D8r4

To give your grandkids money without clearing out your 401(k), considering saving for their education, or making them your life insurance beneficiary.

04/10/2026

What does Earth look like from farther away than any human has ever traveled? NASA’s Artemis II astronauts just completed a historic lunar flyby, losing contact behind the Moon before returning with stunning views and a total solar eclipse. Watch the video: https://bit.ly/4bVVuxR

The four astronauts in the Orion spacecraft set a new record for distance travelled from Earth.

03/31/2026

What if an old plastic bottle could help make medicine? Scientists found a way to turn plastic waste into a drug used to treat Parkinson’s, which could one day make medicine production cleaner. Click to see how trash could become something truly valuable: https://bit.ly/4bKovfK

Scientists have found a new way to make a Parkinson's drug – out of old plastic.

03/25/2026

Think that call or text from the IRS is real? It probably isn’t. The IRS will typically contact clients by mail delivered by the U.S. Postal Service. Here’s what the IRS will not do:

-The IRS will NOT reach out through social media.
-The IRS will NOT take payment in the form of gift cards or prepaid cards.
-The IRS will NOT leave threatening messages, including threats to call law enforcement or immigration officials.

Learn how to protect yourself: https://bit.ly/4t86huC

Know the difference between impersonators and the IRS to protect yourself from scams.

03/09/2026

What Does It Mean to Be a Fiduciary?

Federal courts have described the ERISA fiduciary standard as ‘the highest known to law.’

02/24/2026

The Supreme Court struck down most of the recent tariffs, but the bigger story for investors is what happens next. Here’s what you need to know, according to Chris Fasciano, Commonwealth’s Vice President, Investment Management and Research:

-Legal shift, not an end: In a 6–3 decision, the Court ruled the use of the International Emergency Economic Powers Act (IEEPA) exceeded presidential authority, and questions about refunding roughly $175 billion in collected tariffs now move to lower courts.
-Tariffs could return: The administration can still impose duties under the Trade Act of 1974, meaning many of the struck-down tariffs could be reinstated later this year.
-Expect market swings: Trade headlines may cause short-term ups and downs, but strong corporate earnings growth continues to support the broader market.

Source: https://bit.ly/4kZ5fyg

Commonwealth's Chris Fasciano unpacks what the Supreme Court decision on tariffs means for markets and trade.

02/23/2026

Marrying after 65? You're not alone. It's the only age group with rising remarriage rates but also rising divorce rates. Learn why financial experts call prenuptial agreements key for later-in-life marriages and how to navigate this conversation: https://bit.ly/4mDj7Oe

Prenups aren't a traditional part of retirement planning, but for the growing number of over-65s getting remarried, they're an essential financial tool.

02/13/2026

Last week Molly and Zem were able to attend Commonwealth’s Women’s Conference in Ojai, CA. They spent the week learning, connecting, and gaining insights from many accomplished women within and beyond the industry. Featured speakers included Academy Award–winning actor Geena Davis, Capital Group Vice Chair Jody Johnson, and New York Times contributor and bestselling author Bonnie Tsui.

They have returned energized and grateful for these new perspectives to better serve our clients!