We specialize in helping families, businesses and financial planners navigate the many options available for extended care. Our History & Purpose:
Raymond Lavine advises families how to avoid using their income and assets for extended care by owning a plan that provides a predictable stream of income and maintains the family’s lifestyle and estate planning. "What We Believe"
Emotional Well-Being
:
There is no requirement to own a plan to pay for 'activities of daily living,’ so why have the conversation about long-term care benefits?
1. Someday you will transition from an active lifestyle to needing assistance with daily living activities.
2. You and your family may use your personal resources or telephone or write to your Health Insurer, Medicare, Medicaid, Veterans Benefits, or other social services to ask them whether you are eligible for them to pay for your caregiving.
3. Own an LTC plan that allows you and your family to have choices where you want your care, who will be responsible for your care, and have sufficient funds to pay for your care services. Knowledge:
Raymond Lavine is a trusted extended benefit advisory. We specialize in advising families, businesses, and professional advisors to navigate the many options available for extended care. Our expertise spans all types of extended benefits coverage, traditional long-term care insurance, short-term care benefits, and hybrid plans. Raymond Lavine is one of the nation’s leading extended benefits advisors. He holds an MBA from Drucker School of Management and is considered an expert in mitigating the consequences of extended care. Financial Gain:
Reduced family conflict Predictable income stream Protected income and assets Comprehensive risk management Tax-free benefits to pay for care services Wealth, lifestyle, and estate preservation