04/16/2024
Roller coasters? Fun. Rate roller coasters? Not so much.
Shop with confidence and ditch the ups and downs with Lock & Shop. This program allows qualified borrowers* to lock in a rate BEFORE they start shopping! Take advantage of a fluctuating market and lock in a rate when YOU'RE ready. Buy a home with clarity and calm — save the adrenaline rush for the theme park.
BTW, how do you know when it's the right time for you to lock in a rate? Reach out to me to learn more 😉
*The Lock & Shop 120-day lock period is available for 30-year fixed Conventional, FHA, and VA 1-4 unit Primary and 2nd Home (when permitted by product) purchase loans for an upfront Lock & Shop Fee. Borrower must pay lock & shop fee within 48 hours of Lock Request and identify a property address within 75 days of the Lock Request or lock will be canceled. Excludes brokered, jumbo, renovation buydowns , COOPs, and bond loans.
**Borrower will be eligible for a one-time float down no earlier than 45 days and no later than 15 days prior to the estimated closing date once they are fully approved (no outstanding borrower credit conditions). The Lock & Shop program may be amended or terminated at any time except for qualified borrowers purchases with loans locked prior to the date of the announcement of termination. This offer is not a commitment to lend.
