Hill Financial Solutions

10/16/2026

There are four basic steps to calculating the value of an estate.

Determining the value of your estate, or for someone who has passed away, can be a complex undertaking.

10/14/2026

Building a personal legacy may be the highest order of altruism. It can begin with four simple steps.

A four-step framework for building a personal legacy.

10/13/2026

Health insurance has never been more complicated.

If you buy coverage through Pennie (Pennsylvania’s ACA marketplace), the rules for premium tax credits come with some sharp edges:

Income too low? You may be steered to Medicaid instead.
Income even $1 over 400% of the Federal Poverty Level? The premium tax credit goes away entirely, and in 2026 you’d have to repay all of the advance credit you received during the year.

The good news is that there are often steps you can take before year-end to avoid these surprises. A planner who understands both health insurance and tax can help you see them.

If you’re on a Pennie plan, or expect your income to change this year (new job, retirement, a business windfall), let’s talk before December.

If you do not qualify for a Pennie plan, I also have access to a range of Health Insurance plans that can meet your needs.

10/12/2026

Do you really understand how your homeowners insurance works?

Purchasing homeowners insurance is critical for protecting your home.

10/09/2026

When you choose to take Social Security might impact your retirement income. Find out how.

One of the most common questions people ask about Social Security is when they should start taking benefits.

10/08/2026

Stocks finished the third quarter mixed. The S&P 500 gained 2.03%, and the Nasdaq Composite rose 2.47%, while the Dow Jones Industrial Average slipped 2.70%. Halloween is next on the calendar, with U.S. consumers expected to spend \$13.5 billion USD this year and 6.26 million Canadian children in their trick-or-treating years.

Stocks were mixed in the third quarter as economic, geopolitical, and corporate earnings news pushed the broad market higher while weighing on the Dow Industrials.

10/05/2026

Do you know the risk factors that can lead to cognitive decline?

10/02/2026

Other than a health emergency, few events are more stressful and disruptive to retirement strategy than an unexpected job loss or layoff. For many, it’s not just a hit to finances but also to confidence and sense of self.

Job loss can shake both finances and confidence, reassessing your retirement strategy is key to moving forward with clarity.

09/30/2026

Before retiring early, take a look at the cold, hard facts.

Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts.

09/28/2026

Have you heard about the new contribution limits from the IRS? Read about it in our article.

A look at the new retirement contribution limits from the IRS.