Joy Butler, Associate Nationwide Agent

10/13/2026

A serious accident, injury claim, or lawsuit can exceed the liability limits on your auto, homeowners, or business insurance sooner than many people expect.

Umbrella insurance adds an extra layer of liability protection above eligible underlying policies—helping protect your savings, property, and future income when a major claim goes beyond standard coverage limits.

At Mylet & Musselman Insurance Group, our local insurance agents help Pennsylvania families, farms, and businesses compare coverage options and determine whether umbrella liability insurance fits their needs.

Want to see how an umbrella policy could strengthen your protection? Contact our team at (717) 334-1161 for a personalized review.

10/09/2026

10/05/2026

Nationwide ID theft coverage helps secure your personal data online and provides expert support if you need it. It costs about $4 a month, and we can add it to a Nationwide auto, home, renters or condo policy anytime. Find out more, and then let’s talk.
https://www.nationwide.com/personal/insurance/identity-theft

10/01/2026

A masterpiece takes the right tools and so does protecting what matters. Great to see Peyton, or Paintin’, reminding us Nationwide brings insurance and financial services together.

09/02/2026

Back-to-school safety starts before the first bell. Whether students walk, bike, ride the bus, get dropped off, or drive themselves, a few simple reminders can help protect everyone on the road.

• Walkers: Use sidewalks and crosswalks, look both ways, and make eye contact with drivers before crossing.
• Bicyclists: Wear a properly fitted helmet, follow traffic rules, and choose safer routes when possible.
• Bus riders: Stay well back from the curb, wait for the bus to stop completely, and remain alert around the bus.
• Families at drop-off: Follow school procedures, slow down in school zones, and never pass a stopped school bus.
• Teen drivers: Buckle up, put phones away, obey speed limits, and stay focused behind the wheel.

At Mylet & Musselman Insurance Group, we are proud to support safer roads for Pennsylvania families. Please share these reminders with a student driver, parent, or caregiver in your life.

07/28/2026

Most businesses make crucial employment-related decisions on a regular basis, and for the most part, these decisions go smoothly. But what happens when something goes wrong in the process?

That’s where employment practices liability insurance (EPLI) comes in. This key coverage can act as a safety net if a business is involved in an employment-related legal conflict. It can help with:

🔵 Defense costs - Many EPLI policies help cover legal defense expenses associated with covered claims, and in some cases, these costs may be covered regardless of the case outcome.
🔵 Settlements or judgments - Policies may help pay covered settlements or court-awarded damages, though this is subject to policy limits, exclusions, and terms.
🔵 Third-party claims (optional coverage) - Some policies include coverage for claims brought by non-employees, such as customers or vendors.

That said, not all policies are the same. Details such as exclusions, limits, and whether coverage is claims-made can significantly affect how the policy responds.

If you want to learn more about EPLI or review an existing policy, don’t hesitate to reach out to our team. We are here to help you ensure that your business is fully protected.