Joy Butler, Associate Nationwide Agent

09/02/2026

Back-to-school safety starts before the first bell. Whether students walk, bike, ride the bus, get dropped off, or drive themselves, a few simple reminders can help protect everyone on the road.

• Walkers: Use sidewalks and crosswalks, look both ways, and make eye contact with drivers before crossing.
• Bicyclists: Wear a properly fitted helmet, follow traffic rules, and choose safer routes when possible.
• Bus riders: Stay well back from the curb, wait for the bus to stop completely, and remain alert around the bus.
• Families at drop-off: Follow school procedures, slow down in school zones, and never pass a stopped school bus.
• Teen drivers: Buckle up, put phones away, obey speed limits, and stay focused behind the wheel.

At Mylet & Musselman Insurance Group, we are proud to support safer roads for Pennsylvania families. Please share these reminders with a student driver, parent, or caregiver in your life.

07/28/2026

Most businesses make crucial employment-related decisions on a regular basis, and for the most part, these decisions go smoothly. But what happens when something goes wrong in the process?

That’s where employment practices liability insurance (EPLI) comes in. This key coverage can act as a safety net if a business is involved in an employment-related legal conflict. It can help with:

🔵 Defense costs - Many EPLI policies help cover legal defense expenses associated with covered claims, and in some cases, these costs may be covered regardless of the case outcome.
🔵 Settlements or judgments - Policies may help pay covered settlements or court-awarded damages, though this is subject to policy limits, exclusions, and terms.
🔵 Third-party claims (optional coverage) - Some policies include coverage for claims brought by non-employees, such as customers or vendors.

That said, not all policies are the same. Details such as exclusions, limits, and whether coverage is claims-made can significantly affect how the policy responds.

If you want to learn more about EPLI or review an existing policy, don’t hesitate to reach out to our team. We are here to help you ensure that your business is fully protected.

07/28/2026

07/15/2026

The dog days of summer are here, and we are just stopping by to say hello!

We hope you’re soaking up the sun, catching a cool breeze, or maybe even catching a nap or two on a sunny beach.

Remember, if there is anything our team can help you with before the season winds down, please do not hesitate to reach out. We are always here and happy to connect whenever you need us.

07/02/2026

06/16/2026

It’s hard to believe we are already at the halfway point of the year. We hope that the first half of your year has been wonderful, and that the second half is just as great.

If anything has come up for you over the past few months, or if you would simply like to check in with us, do not hesitate to reach out.

We are here to leverage our expertise to help you succeed. Give our team a call today, and we can find time to connect.

06/04/2026

June is National Fireworks Safety Month — a perfect time to plan summer celebrations that are fun and safe. Fireworks are exciting, but they also contribute to thousands of emergency room visits and fires each year.

While small displays put on near the home often seem safe, small fireworks can still pose a serious safety risk. However, there are plenty of ways to celebrate safely this summer. This can include laser light shows, drone displays, festive block parties, glow sticks, and confetti poppers.

It’s important to remember that even with precautions, accidents can still happen. Now is a good time to check in on your coverage and make sure you understand your liability basics heading into the season.

Have questions about your policy? Don’t hesitate to reach out to our team. We are here to help you.